Confidential
Vice President of Credit Risk & Customer Analytics
Confidential, San Diego, California, United States, 92189
Vice President of Credit Risk & Customer Analytics
About the Company
Reputable provider of fast, tailored working capital solutions
Industry Consumer Services
Type Privately Held
Founded 2008
Employees 51-200
Categories
Business Management and Planning Assistance Services Consulting & Professional Services Financial Services
Specialties
working capital loans small - medium sized business loans business line of credit business financing merchant cash advance and business loans for women
About the Role
The Company is seeking a Vice President of Credit Risk and Customer Analytics to lead the strategic direction of its credit risk function. The successful candidate will be responsible for data-driven portfolio oversight, customer analytics, and shaping credit strategy through modeling, forecasting, and risk assessment. This role involves overseeing a team of data scientists, risk analysts, and business analysts, and demands sharp analytical acumen, strong business judgment, and cross-functional leadership to maintain a healthy, scalable portfolio while continuously refining credit policy and strategy. Key responsibilities include driving the design and implementation of credit strategy, leading the full lifecycle of credit and risk models, and directing portfolio analytics to detect early risk indicators and optimize risk-adjusted returns.
Applicants for the Vice President of Credit Risk and Customer Analytics position at the company should have a minimum of 10 years' experience in credit risk, portfolio analytics, or a related function within financial services, with at least 5 years in a people leadership role. A master's degree in a quantitative field is required, along with deep expertise in credit strategy, risk model development, and portfolio monitoring. The role also demands advanced proficiency in business analytics, statistical analysis, and tools such as Python, SQL, or equivalent platforms. The ideal candidate will have a proven track record of leading complex forecasting and stress testing initiatives, influencing cross-functional partners, and guiding high-performing teams. Strong understanding of regulatory requirements and data governance standards relevant to credit risk and model oversight is essential, as is a leadership style grounded in adaptability, critical thinking, and the ability to guide others through ambiguity and change.
Hiring Manager Title Financial Services Executive
Travel Percent Less than 10%
Functions
Finance
Reputable provider of fast, tailored working capital solutions
Industry Consumer Services
Type Privately Held
Founded 2008
Employees 51-200
Categories
Business Management and Planning Assistance Services Consulting & Professional Services Financial Services
Specialties
working capital loans small - medium sized business loans business line of credit business financing merchant cash advance and business loans for women
About the Role
The Company is seeking a Vice President of Credit Risk and Customer Analytics to lead the strategic direction of its credit risk function. The successful candidate will be responsible for data-driven portfolio oversight, customer analytics, and shaping credit strategy through modeling, forecasting, and risk assessment. This role involves overseeing a team of data scientists, risk analysts, and business analysts, and demands sharp analytical acumen, strong business judgment, and cross-functional leadership to maintain a healthy, scalable portfolio while continuously refining credit policy and strategy. Key responsibilities include driving the design and implementation of credit strategy, leading the full lifecycle of credit and risk models, and directing portfolio analytics to detect early risk indicators and optimize risk-adjusted returns.
Applicants for the Vice President of Credit Risk and Customer Analytics position at the company should have a minimum of 10 years' experience in credit risk, portfolio analytics, or a related function within financial services, with at least 5 years in a people leadership role. A master's degree in a quantitative field is required, along with deep expertise in credit strategy, risk model development, and portfolio monitoring. The role also demands advanced proficiency in business analytics, statistical analysis, and tools such as Python, SQL, or equivalent platforms. The ideal candidate will have a proven track record of leading complex forecasting and stress testing initiatives, influencing cross-functional partners, and guiding high-performing teams. Strong understanding of regulatory requirements and data governance standards relevant to credit risk and model oversight is essential, as is a leadership style grounded in adaptability, critical thinking, and the ability to guide others through ambiguity and change.
Hiring Manager Title Financial Services Executive
Travel Percent Less than 10%
Functions
Finance