Liberty Mutual Insurance
Senior Underwriter, Small Commercial
Liberty Mutual Insurance, Chattanooga, Tennessee, United States, 37450
Join to apply for the
Senior Underwriter, Small Commercial
role at
Liberty Mutual Insurance
This is a remote position with occasional travel for in person agency visits. Ideal candidate will live and work remotely in Mississippi or surrounding states. This is a ranged posting. Level offered will be based on candidate experience at manager discretion.
Base pay range $66,000.00/yr - $137,000.00/yr
Liberty Mutual Insurance provided pay range This range is provided by Liberty Mutual Insurance. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.
Overview Great underwriters know how to balance data analytics with human intuition. If you like both quantitative and qualitative reasoning, enjoy the challenge and autonomy of managing your own accounts at a company that offers competitive compensation and benefits, then consider joining the underwriting department at Liberty Mutual. As a
Small Commercial Underwriter
in property casualty insurance, you’ll develop, grow and maintain diversified books of business while working closely with agents and brokers to assess risks, determine premiums, set conditions and negotiate deals that maximize profitability and meet business goals.
Responsibilities
Develop, grow and maintain diversified books of business while working with agents and brokers.
Assess risks, determine premiums, set conditions and negotiate deals to maximize profitability and meet business goals.
Collaborate with internal teams to ensure underwriting guidelines are followed and to support business growth.
What you’ll be doing as part of the team
Strategic Account Manager: write new accounts with premiums of $100,000 and below, grow agent/broker relationships, and pursue renewals.
Problem solver: analyze data to determine risk selection, premiums, policies and conditions, and identify opportunities for growth, profit and diversification.
Clear communicator: maintain and nurture relationships with agents and brokers, present proposals, negotiate deals and obtain approvals.
Collaborative teammate: mentor other underwriters, share best practices, and pursue continuous improvement.
Conscientious professional: document account reviews, state-compliant sign-offs and referrals, and follow underwriting guidelines.
Qualifications Experience
3-5+ years of relevant experience
Experience with multi-line insurance products
Skills
Analytical, problem-solving capabilities
Strong territory management skills
Excellent communication skills
Aptitude for building rewarding relationships with agents, brokers, peer underwriters, underwriting assistants, and junior underwriters
Knowledge
Command of insurance finance and actuarial concepts
Thorough knowledge of commercial insurance products, underwriting, risk selection, pricing and marketplaces, plus regulatory issues in relevant territories
Understanding of contract language, including regulatory and policy differences among applicable states
Familiarity with continuous improvement processes and tools
Education
A bachelor’s degree in a related field
Chartered Property Casual Underwriter or other professional insurance designation preferred
About Us & Benefits Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally. We believe progress happens when people feel secure and we help people embrace today and confidently pursue tomorrow.
We are dedicated to fostering an inclusive environment where employees from all backgrounds can build long and meaningful careers. By actively seeking employee feedback and amplifying the voices of our seven Employee Resource Groups (ERGs), we create an environment where every individual can make a meaningful impact so we continue to meet the evolving needs of our customers. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran\'s status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices
California
Los Angeles Incorporated
Los Angeles Unincorporated
Philadelphia
San Francisco
Seniority level: Not Applicable
Employment type: Full-time
Job function: Finance
Industries: Insurance
Referrals increase your chances of interviewing at Liberty Mutual Insurance by 2x
Get notified about new Senior Underwriter jobs in Chattanooga, TN.
2026 Group Benefit Solutions (GBS) Underwriting Summer Internship Program (Chattanooga, TN)
#J-18808-Ljbffr
Senior Underwriter, Small Commercial
role at
Liberty Mutual Insurance
This is a remote position with occasional travel for in person agency visits. Ideal candidate will live and work remotely in Mississippi or surrounding states. This is a ranged posting. Level offered will be based on candidate experience at manager discretion.
Base pay range $66,000.00/yr - $137,000.00/yr
Liberty Mutual Insurance provided pay range This range is provided by Liberty Mutual Insurance. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.
Overview Great underwriters know how to balance data analytics with human intuition. If you like both quantitative and qualitative reasoning, enjoy the challenge and autonomy of managing your own accounts at a company that offers competitive compensation and benefits, then consider joining the underwriting department at Liberty Mutual. As a
Small Commercial Underwriter
in property casualty insurance, you’ll develop, grow and maintain diversified books of business while working closely with agents and brokers to assess risks, determine premiums, set conditions and negotiate deals that maximize profitability and meet business goals.
Responsibilities
Develop, grow and maintain diversified books of business while working with agents and brokers.
Assess risks, determine premiums, set conditions and negotiate deals to maximize profitability and meet business goals.
Collaborate with internal teams to ensure underwriting guidelines are followed and to support business growth.
What you’ll be doing as part of the team
Strategic Account Manager: write new accounts with premiums of $100,000 and below, grow agent/broker relationships, and pursue renewals.
Problem solver: analyze data to determine risk selection, premiums, policies and conditions, and identify opportunities for growth, profit and diversification.
Clear communicator: maintain and nurture relationships with agents and brokers, present proposals, negotiate deals and obtain approvals.
Collaborative teammate: mentor other underwriters, share best practices, and pursue continuous improvement.
Conscientious professional: document account reviews, state-compliant sign-offs and referrals, and follow underwriting guidelines.
Qualifications Experience
3-5+ years of relevant experience
Experience with multi-line insurance products
Skills
Analytical, problem-solving capabilities
Strong territory management skills
Excellent communication skills
Aptitude for building rewarding relationships with agents, brokers, peer underwriters, underwriting assistants, and junior underwriters
Knowledge
Command of insurance finance and actuarial concepts
Thorough knowledge of commercial insurance products, underwriting, risk selection, pricing and marketplaces, plus regulatory issues in relevant territories
Understanding of contract language, including regulatory and policy differences among applicable states
Familiarity with continuous improvement processes and tools
Education
A bachelor’s degree in a related field
Chartered Property Casual Underwriter or other professional insurance designation preferred
About Us & Benefits Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally. We believe progress happens when people feel secure and we help people embrace today and confidently pursue tomorrow.
We are dedicated to fostering an inclusive environment where employees from all backgrounds can build long and meaningful careers. By actively seeking employee feedback and amplifying the voices of our seven Employee Resource Groups (ERGs), we create an environment where every individual can make a meaningful impact so we continue to meet the evolving needs of our customers. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran\'s status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices
California
Los Angeles Incorporated
Los Angeles Unincorporated
Philadelphia
San Francisco
Seniority level: Not Applicable
Employment type: Full-time
Job function: Finance
Industries: Insurance
Referrals increase your chances of interviewing at Liberty Mutual Insurance by 2x
Get notified about new Senior Underwriter jobs in Chattanooga, TN.
2026 Group Benefit Solutions (GBS) Underwriting Summer Internship Program (Chattanooga, TN)
#J-18808-Ljbffr