Lincoln Financial
Actuary, Annuity Solutions Pricing
Lincoln Financial, Lincoln, Nebraska, United States, 68511
Overview
Alternate Locations:
Work from Home; Charlotte, NC (North Carolina); Fort Wayne, IN (Indiana); Greensboro, NC (North Carolina); Hartford, CT (Connecticut); Omaha, NE (Nebraska); Radnor, PA (Pennsylvania) Work Arrangement:
Remote : Work at home employee Relocation assistance:
is not available for this opportunity. Requisition #:
74788 The Role at a Glance
The Actuary in this role will play an integral part in pricing fixed, fixed indexed, registered index-linked, and variable annuity products in support of Lincoln’s strategic initiatives, working closely with enterprise partners to optimize pricing, primarily post-launch. The Actuary is ultimately expected to understand the model and the business and uncover key business insight for management. This role will work across business units and functions and will have the opportunity to present to various stakeholders, including product management, pricing review, risk management, and senior leadership. What you\'ll be doing
Pricing and Risk Analysis
Perform pricing analysis using vendor or internally developed software, analyze pricing results for annuity contract and rider benefits, determine appropriate assumptions, and model product features. Analyze and evaluate risk management strategies: understand the impacts of potential changes in product design, investment strategy, reserve and/or capital requirements, and hedging strategies on product risk and profitability. Collaborate with key stakeholders on strategies to meet or exceed profitability or sales objectives. Present results to team members, key business partners, and management. Actuarial / Technical Support
Maintain existing actuarial models and tools and proactively identify and implement improvements. Develop tools and support product team according to business needs. Special Projects
Participate in ad hoc projects related to product development, implementation, inforce management, and corporate risk management initiatives such as ERM and capital management. Pricing Documentation
Prepare reports summarizing pricing analysis and results, including documentation of assumptions and methodology. What we’re looking for
Driven and resourceful problem-solver with strong technical and critical-thinking skills. Comfort collaborating and communicating across various teams and levels of seniority. Curiosity and comfort asking questions and challenging the status quo. Capability to be productive in a dynamic environment with changing priorities and responsibilities. 6+ years of experience in Actuarial positions. FSA designation or ASA designation with additional years of actuarial experience. Understanding of capital markets and financial instruments (assets and derivatives) that support Annuity products. Knowledge of AXIS is a plus. Application Deadline
Applications for this position will be accepted through September 1st, 2025 subject to earlier closure due to applicant volume. What’s it like to work here?
At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future. What’s in it for you:
Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes
Leadership development and virtual training opportunities
PTO/parental leave
Competitive 401K and employee benefits
Free financial counseling, health coaching and employee assistance program
Tuition assistance program
Work arrangements that work for you
Effective productivity/technology tools and training
The pay range for this position is $108,501 - $195,900 with new hires anticipated pay between the minimum and midpoint of the range and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln’s total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package. About The Company
Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services. With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach. Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice. Lincoln is committed to creating an inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. Be Aware of Fraudulent Recruiting Activities: If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. Lincoln will not ask applicants to provide sensitive information in job applications. Our recruiters do not communicate via free e-mail accounts and will never ask applicants to pay during the hiring process. If you encounter a suspicious opportunity, contact the fraud team at fraudhotline@lfg.com. Additional Information: This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing political contributions. Lincoln may decline to extend an offer or terminate employment for this role if contributions could adversely impact Lincoln’s interests. Any unsolicited resumes submitted are considered the property of Lincoln Financial and are not subject to payment of agency fees. Lincoln Financial Group is an Equal Opportunity employer and maintains a drug-free environment with pre-employment substance abuse testing. This employer participates in E-Verify. Este Empleador Participa en E-Verify. See notices.
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Alternate Locations:
Work from Home; Charlotte, NC (North Carolina); Fort Wayne, IN (Indiana); Greensboro, NC (North Carolina); Hartford, CT (Connecticut); Omaha, NE (Nebraska); Radnor, PA (Pennsylvania) Work Arrangement:
Remote : Work at home employee Relocation assistance:
is not available for this opportunity. Requisition #:
74788 The Role at a Glance
The Actuary in this role will play an integral part in pricing fixed, fixed indexed, registered index-linked, and variable annuity products in support of Lincoln’s strategic initiatives, working closely with enterprise partners to optimize pricing, primarily post-launch. The Actuary is ultimately expected to understand the model and the business and uncover key business insight for management. This role will work across business units and functions and will have the opportunity to present to various stakeholders, including product management, pricing review, risk management, and senior leadership. What you\'ll be doing
Pricing and Risk Analysis
Perform pricing analysis using vendor or internally developed software, analyze pricing results for annuity contract and rider benefits, determine appropriate assumptions, and model product features. Analyze and evaluate risk management strategies: understand the impacts of potential changes in product design, investment strategy, reserve and/or capital requirements, and hedging strategies on product risk and profitability. Collaborate with key stakeholders on strategies to meet or exceed profitability or sales objectives. Present results to team members, key business partners, and management. Actuarial / Technical Support
Maintain existing actuarial models and tools and proactively identify and implement improvements. Develop tools and support product team according to business needs. Special Projects
Participate in ad hoc projects related to product development, implementation, inforce management, and corporate risk management initiatives such as ERM and capital management. Pricing Documentation
Prepare reports summarizing pricing analysis and results, including documentation of assumptions and methodology. What we’re looking for
Driven and resourceful problem-solver with strong technical and critical-thinking skills. Comfort collaborating and communicating across various teams and levels of seniority. Curiosity and comfort asking questions and challenging the status quo. Capability to be productive in a dynamic environment with changing priorities and responsibilities. 6+ years of experience in Actuarial positions. FSA designation or ASA designation with additional years of actuarial experience. Understanding of capital markets and financial instruments (assets and derivatives) that support Annuity products. Knowledge of AXIS is a plus. Application Deadline
Applications for this position will be accepted through September 1st, 2025 subject to earlier closure due to applicant volume. What’s it like to work here?
At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future. What’s in it for you:
Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes
Leadership development and virtual training opportunities
PTO/parental leave
Competitive 401K and employee benefits
Free financial counseling, health coaching and employee assistance program
Tuition assistance program
Work arrangements that work for you
Effective productivity/technology tools and training
The pay range for this position is $108,501 - $195,900 with new hires anticipated pay between the minimum and midpoint of the range and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln’s total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln’s standard benefits package. About The Company
Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services. With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach. Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice. Lincoln is committed to creating an inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. Be Aware of Fraudulent Recruiting Activities: If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. Lincoln will not ask applicants to provide sensitive information in job applications. Our recruiters do not communicate via free e-mail accounts and will never ask applicants to pay during the hiring process. If you encounter a suspicious opportunity, contact the fraud team at fraudhotline@lfg.com. Additional Information: This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing political contributions. Lincoln may decline to extend an offer or terminate employment for this role if contributions could adversely impact Lincoln’s interests. Any unsolicited resumes submitted are considered the property of Lincoln Financial and are not subject to payment of agency fees. Lincoln Financial Group is an Equal Opportunity employer and maintains a drug-free environment with pre-employment substance abuse testing. This employer participates in E-Verify. Este Empleador Participa en E-Verify. See notices.
#J-18808-Ljbffr