The Mutual Group
Commercial Lines Sr. Underwriter, Religious Organizations - Hybrid or Remote Opp
The Mutual Group, Atlanta, Georgia, United States, 30383
Commercial Lines Sr. Underwriter, Religious Organizations - Hybrid or Remote Opportunity
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Commercial Lines Sr. Underwriter, Religious Organizations - Hybrid or Remote Opportunity
role at
The Mutual Group
Job Overview As the Sr. Underwriter (Religious Organizations – Group Affiliated Programs), you will manage a book of program business for profitability and growth. You will advise other underwriters and support staff on technical systems, processes and procedures, and consult at the highest level of technical underwriting authority. You will fully review new or renewal program business, assess risk of coverage, prepare quotes and respond to coverage questions within the assigned authority level. You will also review and approve underwriting decisions for lower authority underwriters and prepare recommendations for review with the Underwriting Leader if policy is outside prescribed authority limits. Success requires building strong relationships with agents to drive positive business flow, working under limited supervision, and exercising significant independent judgement.
Responsibilities
Analyze exposures and determine acceptable risks for complex niche business, setting coverage and premium that are adequate and competitive.
Handle or provide support in complex state, risk, regulatory and CAT exposure environments.
Take a tactical underwriting approach to achieve desired profitability and growth of the book of business within established goals.
Exercise judgment and latitude based on industry experience to evaluate risk and make or recommend decisions aligned with department strategy.
Analyze inspection reports, location, risk, and financial reports to accept or reject new and renewal business.
Manage risk portfolio to ensure the assigned book tracks with established goals and key business metrics.
Review and approve underwriting decisions for lower authority levels.
Work collaboratively with Underwriting Assistants on accounts and agency relationships within assigned territory.
May provide work direction to lower authority underwriters and underwriter assistants.
Provide backup support for the Underwriting Leader in their absence or during high workload periods.
Build successful relationships with agents to drive increased, positive business flow.
Take initiative and seek new business opportunities.
Communicate with Loss Control and Risk Management for inspections.
Assist in training and mentoring lower‑level underwriters.
Qualifications
High School diploma or equivalent.
Bachelor’s degree in business administration, finance or related field preferred.
Chartered Property Casualty Underwriter (CPCU), Insurance Institute of America (IIA) or other related industry designation desired.
Five years of progressively responsible experience in commercial underwriting, including three years in a property and casualty insurance company.
Experience in writing Religious Organizations and Program Business preferred.
Broad knowledge of common terms, practices, processes and regulations in the P&C insurance industry.
Ability to consistently apply advanced underwriting concepts and practice within the P&C underwriting field.
Strong negotiating, reasonableness, and sound judgment in analysis and decision‑making.
Excellent verbal and written communication skills.
Advanced analytical, problem‑solving and decision‑making skills.
Strong customer service orientation.
Advanced knowledge of Microsoft products and proficiency in Excel for strategic analysis.
Strong attention to numeric and other details.
Organizational skills and ability to manage large work volume and meet tight deadlines.
Compensation
$58,800–$90,000 commensurate with experience, plus bonus eligibility.
$64,800–$95,000 commensurate with experience in CA, CT, MA, NJ, NY, and PA, plus bonus eligibility.
Benefits
Competitive base salary plus incentive plans.
401(k) retirement plan with company match up to 6% of eligible salary.
Free basic life and AD&D, long‑term disability, and short‑term disability insurance.
Medical, dental and vision plans to meet your unique healthcare needs.
Wellness incentives.
Generous time off program including personal, holiday and volunteer paid time off.
Flexible work schedules and hybrid/remote options for eligible positions.
Educational assistance.
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Commercial Lines Sr. Underwriter, Religious Organizations - Hybrid or Remote Opportunity
role at
The Mutual Group
Job Overview As the Sr. Underwriter (Religious Organizations – Group Affiliated Programs), you will manage a book of program business for profitability and growth. You will advise other underwriters and support staff on technical systems, processes and procedures, and consult at the highest level of technical underwriting authority. You will fully review new or renewal program business, assess risk of coverage, prepare quotes and respond to coverage questions within the assigned authority level. You will also review and approve underwriting decisions for lower authority underwriters and prepare recommendations for review with the Underwriting Leader if policy is outside prescribed authority limits. Success requires building strong relationships with agents to drive positive business flow, working under limited supervision, and exercising significant independent judgement.
Responsibilities
Analyze exposures and determine acceptable risks for complex niche business, setting coverage and premium that are adequate and competitive.
Handle or provide support in complex state, risk, regulatory and CAT exposure environments.
Take a tactical underwriting approach to achieve desired profitability and growth of the book of business within established goals.
Exercise judgment and latitude based on industry experience to evaluate risk and make or recommend decisions aligned with department strategy.
Analyze inspection reports, location, risk, and financial reports to accept or reject new and renewal business.
Manage risk portfolio to ensure the assigned book tracks with established goals and key business metrics.
Review and approve underwriting decisions for lower authority levels.
Work collaboratively with Underwriting Assistants on accounts and agency relationships within assigned territory.
May provide work direction to lower authority underwriters and underwriter assistants.
Provide backup support for the Underwriting Leader in their absence or during high workload periods.
Build successful relationships with agents to drive increased, positive business flow.
Take initiative and seek new business opportunities.
Communicate with Loss Control and Risk Management for inspections.
Assist in training and mentoring lower‑level underwriters.
Qualifications
High School diploma or equivalent.
Bachelor’s degree in business administration, finance or related field preferred.
Chartered Property Casualty Underwriter (CPCU), Insurance Institute of America (IIA) or other related industry designation desired.
Five years of progressively responsible experience in commercial underwriting, including three years in a property and casualty insurance company.
Experience in writing Religious Organizations and Program Business preferred.
Broad knowledge of common terms, practices, processes and regulations in the P&C insurance industry.
Ability to consistently apply advanced underwriting concepts and practice within the P&C underwriting field.
Strong negotiating, reasonableness, and sound judgment in analysis and decision‑making.
Excellent verbal and written communication skills.
Advanced analytical, problem‑solving and decision‑making skills.
Strong customer service orientation.
Advanced knowledge of Microsoft products and proficiency in Excel for strategic analysis.
Strong attention to numeric and other details.
Organizational skills and ability to manage large work volume and meet tight deadlines.
Compensation
$58,800–$90,000 commensurate with experience, plus bonus eligibility.
$64,800–$95,000 commensurate with experience in CA, CT, MA, NJ, NY, and PA, plus bonus eligibility.
Benefits
Competitive base salary plus incentive plans.
401(k) retirement plan with company match up to 6% of eligible salary.
Free basic life and AD&D, long‑term disability, and short‑term disability insurance.
Medical, dental and vision plans to meet your unique healthcare needs.
Wellness incentives.
Generous time off program including personal, holiday and volunteer paid time off.
Flexible work schedules and hybrid/remote options for eligible positions.
Educational assistance.
#J-18808-Ljbffr