TD
Enhanced Due Diligence (EDD)/KYC High Risk Reviews Analyst- Financial Crimes Ris
TD, Charlotte, North Carolina, United States, 28245
Enhanced Due Diligence (EDD)/KYC High Risk Reviews Analyst- Financial Crimes Risk Management
Work Location:
Charlotte, North Carolina, United States of America
Hours:
40
Pay Details:
$28.25 - $45 USD
Line Of Business:
Financial Crime Risk Management
Job Description Depth & Scope
Experienced professional role providing specialized guidance/assistance/support to functions/FCRM teams
Independently performs activities from end-to-end
Requires advanced understanding of a range of product and services, processes, procedures, systems and concepts within their own area of specialty and integration points with related areas
Manages ambiguity, and applies judgement to identify, troubleshoot and resolve ongoing business and operational issues
Interprets and administers policies, adopts and implements business process improvements
Guided by practices, procedures and operating plans, makes process and capacity management decisions to ensure ongoing operations
Moderate level of complexity in operational / reporting / process and/or analysis function requiring a short to medium term focus
Education & Experience
Undergraduate degree or equivalent work experience
3+ years experience
Preferred Qualifications
Bachelor’s degree in Business, Finance, Law, Criminal Justice, or related field
Advanced certifications such as CAMS, or equivalent are strongly preferred
3+ years of experience in KYC, EDD, or AML within a financial institution
Demonstrated expertise in high-risk customer reviews and regulatory compliance
Strong analytical, problem-solving, and decision-making skills
Excellent written and verbal communication skills, with the ability to present complex findings to stakeholders
Proficiency in AML software and tools, as well as Microsoft Office Suite
Ability to exercise discretion and independent judgment in assessing and managing risks
Ability to manage multiple high-priority tasks and deliver results under tight deadlines
Customer Accountabilities
Provides FCRM research, evaluation, operational, reporting and/or analytical support in oversight, advisory services and control function to business (FCRM) partners, in a timely manner
Co-ordinates requests to and from, business (FCRM) partners
Assists in the preparation of summaries, communications, reports and presentations for management, regulators, and other internal and external stakeholders
Recommends responses to enterprise FCRM Program questions and immediately escalates any sensitive issues according to departmental procedures
Analyzes data and draws conclusions to meet program health reporting requirements
Analyzes emerging trends pertaining to regulatory changes, reporting or other departmental functions and provides recommendations to enhance or rectify FCRM- related gaps, issues and enhancements
Proactively identifies matters requiring additional review, escalation, and liaises with appropriate staff to resolve, as appropriate
Coordinates tracking and reporting of FCRM function initiatives and programs
Shareholder Accountabilities
Prioritizes and manages own workload to meet SLA requirements for service and productivity
Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate
Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions / activities as necessary
Acquires and applies expertise in the FCRM discipline, provides guidance, assistance and direction to other FCRM partnersIdentifies, recommends and effectively executes standard practices applicable to the FCRM discipline
Keeps abreast of emerging issues, trends, and evolving regulatory requirements
Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
Adheres to internal policies / procedures and applicable regulatory guidelines
Coordinates with other FCRM partners and compliance partners to ensure consistence in the application of FCRM
Employee/Team Accountabilities
Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interest
Supports the team by continuously enhancing knowledge / expertise in own area and participates in knowledge transfer within the team and business unit
Keeps current on emerging trends / developments and grows knowledge of the business, related tools and techniques
Participates in personal performance management and development activities, including cross training within own team
Keeps others informed and up to date about the status / progress of projects and/or all relevant or useful information related to day-to-day activities
Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate
Contributes to a fair, positive and equitable environment that supports a diverse workforce
Acts as a brand champion for your function and the bank, both internally and/or externally
Grows knowledge of the business, related tools and techniques
Physical Requirements Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
Domestic Travel – Occasional
International Travel – Never
Performing sedentary work – Continuous
Performing multiple tasks – Continuous
Operating standard office equipment - Continuous
Responding quickly to sounds – Occasional
Sitting – Continuous
Standing – Occasional
Walking – Occasional
Moving safely in confined spaces – Occasional
Lifting/Carrying (under 25 lbs.) – Occasional
Lifting/Carrying (over 25 lbs.) – Never
Squatting – Occasional
Bending – Occasional
Kneeling – Never
Crawling – Never
Climbing – Never
Reaching overhead – Never
Reaching forward – Occasional
Pushing – Never
Pulling – Never
Twisting – Never
Concentrating for long periods of time – Continuous
Applying common sense to deal with problems involving standardized situations – Continuous
Reading, writing and comprehending instructions – Continuous
Adding, subtracting, multiplying and dividing – Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Seniority level Mid-Senior level
Employment type Full-time
Job function Other
Industries Banking
#J-18808-Ljbffr
Charlotte, North Carolina, United States of America
Hours:
40
Pay Details:
$28.25 - $45 USD
Line Of Business:
Financial Crime Risk Management
Job Description Depth & Scope
Experienced professional role providing specialized guidance/assistance/support to functions/FCRM teams
Independently performs activities from end-to-end
Requires advanced understanding of a range of product and services, processes, procedures, systems and concepts within their own area of specialty and integration points with related areas
Manages ambiguity, and applies judgement to identify, troubleshoot and resolve ongoing business and operational issues
Interprets and administers policies, adopts and implements business process improvements
Guided by practices, procedures and operating plans, makes process and capacity management decisions to ensure ongoing operations
Moderate level of complexity in operational / reporting / process and/or analysis function requiring a short to medium term focus
Education & Experience
Undergraduate degree or equivalent work experience
3+ years experience
Preferred Qualifications
Bachelor’s degree in Business, Finance, Law, Criminal Justice, or related field
Advanced certifications such as CAMS, or equivalent are strongly preferred
3+ years of experience in KYC, EDD, or AML within a financial institution
Demonstrated expertise in high-risk customer reviews and regulatory compliance
Strong analytical, problem-solving, and decision-making skills
Excellent written and verbal communication skills, with the ability to present complex findings to stakeholders
Proficiency in AML software and tools, as well as Microsoft Office Suite
Ability to exercise discretion and independent judgment in assessing and managing risks
Ability to manage multiple high-priority tasks and deliver results under tight deadlines
Customer Accountabilities
Provides FCRM research, evaluation, operational, reporting and/or analytical support in oversight, advisory services and control function to business (FCRM) partners, in a timely manner
Co-ordinates requests to and from, business (FCRM) partners
Assists in the preparation of summaries, communications, reports and presentations for management, regulators, and other internal and external stakeholders
Recommends responses to enterprise FCRM Program questions and immediately escalates any sensitive issues according to departmental procedures
Analyzes data and draws conclusions to meet program health reporting requirements
Analyzes emerging trends pertaining to regulatory changes, reporting or other departmental functions and provides recommendations to enhance or rectify FCRM- related gaps, issues and enhancements
Proactively identifies matters requiring additional review, escalation, and liaises with appropriate staff to resolve, as appropriate
Coordinates tracking and reporting of FCRM function initiatives and programs
Shareholder Accountabilities
Prioritizes and manages own workload to meet SLA requirements for service and productivity
Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate
Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions / activities as necessary
Acquires and applies expertise in the FCRM discipline, provides guidance, assistance and direction to other FCRM partnersIdentifies, recommends and effectively executes standard practices applicable to the FCRM discipline
Keeps abreast of emerging issues, trends, and evolving regulatory requirements
Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
Adheres to internal policies / procedures and applicable regulatory guidelines
Coordinates with other FCRM partners and compliance partners to ensure consistence in the application of FCRM
Employee/Team Accountabilities
Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues / points of interest
Supports the team by continuously enhancing knowledge / expertise in own area and participates in knowledge transfer within the team and business unit
Keeps current on emerging trends / developments and grows knowledge of the business, related tools and techniques
Participates in personal performance management and development activities, including cross training within own team
Keeps others informed and up to date about the status / progress of projects and/or all relevant or useful information related to day-to-day activities
Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate
Contributes to a fair, positive and equitable environment that supports a diverse workforce
Acts as a brand champion for your function and the bank, both internally and/or externally
Grows knowledge of the business, related tools and techniques
Physical Requirements Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
Domestic Travel – Occasional
International Travel – Never
Performing sedentary work – Continuous
Performing multiple tasks – Continuous
Operating standard office equipment - Continuous
Responding quickly to sounds – Occasional
Sitting – Continuous
Standing – Occasional
Walking – Occasional
Moving safely in confined spaces – Occasional
Lifting/Carrying (under 25 lbs.) – Occasional
Lifting/Carrying (over 25 lbs.) – Never
Squatting – Occasional
Bending – Occasional
Kneeling – Never
Crawling – Never
Climbing – Never
Reaching overhead – Never
Reaching forward – Occasional
Pushing – Never
Pulling – Never
Twisting – Never
Concentrating for long periods of time – Continuous
Applying common sense to deal with problems involving standardized situations – Continuous
Reading, writing and comprehending instructions – Continuous
Adding, subtracting, multiplying and dividing – Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Seniority level Mid-Senior level
Employment type Full-time
Job function Other
Industries Banking
#J-18808-Ljbffr