Kigalistore
SME Credit Analyst (RWF 300M – 500M Borrowings)
Kigalistore, Lanham, Maryland, United States, 20706
SME Credit Analyst (RWF 300M – 500M Borrowings) at Equity Bank Rwanda.
Equity Bank is one of the region’s leading Banks whose purpose is to transform the lives and livelihoods of the people of Africa socially and economically by availing them modern, inclusive financial services that maximize their opportunities.
The Bank is seeking a SME Credit Analyst to provide end-to-end credit analysis, due diligence, and portfolio monitoring for SME borrowers with borrowing needs in the RWF 300M–500M range.
Role Purpose
To provide high-quality analysis, structured recommendations, and the ability to manage high volumes of SME credit applications without compromising standards. Key Responsibilities
Conduct detailed financial and business analysis of SME borrowers across sectors. Structure facilities with appropriate repayment terms, covenants, and collateral. Prepare credit proposals with focus on repayment capacity, risk mitigation, and compliance with regulations. Monitor SME portfolio performance, track covenants, and escalate early warning signals. Work with stakeholders (auditors, valuers, legal advisors). Manage high transaction volumes while maintaining quality and timeliness. Qualifications & Experience
Bachelor’s degree in finance, Accounting, Economics, or related field. 5 years’ experience handling SME credit files in a reputable financial institution. Demonstrated exposure to SME deals in the RWF 300M–500M range. Strong understanding of regulations and SME risk dynamics. Core Competencies
Financial and credit analysis skills. Proficiency in financial modeling, stress testing, and ratio analysis. Knowledge of SME business models and cash flow dynamics. Strong report writing and presentation abilities. Capacity to manage high transaction volumes. Behavioral Skills
Integrity, accountability, and judgment. Strong problem-solving and critical thinking. Resilience under pressure with ability to juggle multiple files. Team player with strong communication and committee defense skills. Customer sensitivity while maintaining prudent credit judgment. To apply, submit your application quoting the job opportunity as the subject of your email to jobsrwanda@equitybank.co.rw by 8th October 2025. Include a detailed Curriculum Vitae, copies of relevant certificates, testimonials, and daytime telephone contact and email address. Equity Bank is an equal opportunity employer and values diversity.
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To provide high-quality analysis, structured recommendations, and the ability to manage high volumes of SME credit applications without compromising standards. Key Responsibilities
Conduct detailed financial and business analysis of SME borrowers across sectors. Structure facilities with appropriate repayment terms, covenants, and collateral. Prepare credit proposals with focus on repayment capacity, risk mitigation, and compliance with regulations. Monitor SME portfolio performance, track covenants, and escalate early warning signals. Work with stakeholders (auditors, valuers, legal advisors). Manage high transaction volumes while maintaining quality and timeliness. Qualifications & Experience
Bachelor’s degree in finance, Accounting, Economics, or related field. 5 years’ experience handling SME credit files in a reputable financial institution. Demonstrated exposure to SME deals in the RWF 300M–500M range. Strong understanding of regulations and SME risk dynamics. Core Competencies
Financial and credit analysis skills. Proficiency in financial modeling, stress testing, and ratio analysis. Knowledge of SME business models and cash flow dynamics. Strong report writing and presentation abilities. Capacity to manage high transaction volumes. Behavioral Skills
Integrity, accountability, and judgment. Strong problem-solving and critical thinking. Resilience under pressure with ability to juggle multiple files. Team player with strong communication and committee defense skills. Customer sensitivity while maintaining prudent credit judgment. To apply, submit your application quoting the job opportunity as the subject of your email to jobsrwanda@equitybank.co.rw by 8th October 2025. Include a detailed Curriculum Vitae, copies of relevant certificates, testimonials, and daytime telephone contact and email address. Equity Bank is an equal opportunity employer and values diversity.
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