Merchants Bank IN
SBA Underwriter
Apply for the
SBA Underwriter
role at
Merchants Bank IN . Full‑time position based in Carmel, IN, with openings for qualified candidates in Chicago, IL.
Job Overview As an
SBA Underwriter
within the SBA Lending team, you will underwrite new and existing customers, analyze financial statements, collaborate with banking partners, and make loan decisions on SBA banking customers. You will manage a pipeline of new credit requests, underwrite and decide on loan files, and ensure the bank books acceptable loans with risk profiles aligned to our credit policy. Credit decisions will be made within your authority, with recommendations to the loan committee.
Key Responsibilities
Fully underwrite new and existing customers for the bank’s SBA loan portfolio.
Complete all new loan underwriting in a timely manner to meet client expectations.
Provide updates to Chief Credit Officer and Senior Credit Officer on trends and deals in progress.
Work as a team player and be considerate of customers, co‑workers and vendors.
Interact with clients and Account Officers regarding current and exiting customers.
Rate risk on deals based on customer knowledge.
Perform other duties to ensure underwriting meets the bank’s risk standards.
Qualifications
Prior underwriting experience in business banking or SBA lending preferred.
Knowledge of SBA and government reporting requirements and regulations preferred.
Proficiency with MS Excel, Word, and Outlook required.
Strong attention to detail and organizational skills.
Ability to work under pressure and meet deadlines.
Strong problem‑solving, initiative, and communication skills.
About Merchants Bank Merchants Bancorp is a diversified bank holding company headquartered in Carmel, Indiana. With $17 billion in assets and $14.1 billion in deposits, we operate across residential mortgage banking, community banking, and more.
We are proud to be recognized nationally as a top‑performing public bank and a Best Place to work in Indiana for seven consecutive years.
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SBA Underwriter
role at
Merchants Bank IN . Full‑time position based in Carmel, IN, with openings for qualified candidates in Chicago, IL.
Job Overview As an
SBA Underwriter
within the SBA Lending team, you will underwrite new and existing customers, analyze financial statements, collaborate with banking partners, and make loan decisions on SBA banking customers. You will manage a pipeline of new credit requests, underwrite and decide on loan files, and ensure the bank books acceptable loans with risk profiles aligned to our credit policy. Credit decisions will be made within your authority, with recommendations to the loan committee.
Key Responsibilities
Fully underwrite new and existing customers for the bank’s SBA loan portfolio.
Complete all new loan underwriting in a timely manner to meet client expectations.
Provide updates to Chief Credit Officer and Senior Credit Officer on trends and deals in progress.
Work as a team player and be considerate of customers, co‑workers and vendors.
Interact with clients and Account Officers regarding current and exiting customers.
Rate risk on deals based on customer knowledge.
Perform other duties to ensure underwriting meets the bank’s risk standards.
Qualifications
Prior underwriting experience in business banking or SBA lending preferred.
Knowledge of SBA and government reporting requirements and regulations preferred.
Proficiency with MS Excel, Word, and Outlook required.
Strong attention to detail and organizational skills.
Ability to work under pressure and meet deadlines.
Strong problem‑solving, initiative, and communication skills.
About Merchants Bank Merchants Bancorp is a diversified bank holding company headquartered in Carmel, Indiana. With $17 billion in assets and $14.1 billion in deposits, we operate across residential mortgage banking, community banking, and more.
We are proud to be recognized nationally as a top‑performing public bank and a Best Place to work in Indiana for seven consecutive years.
#J-18808-Ljbffr