Capital One
Principal Associate, Financial Analysis (Hybrid)
Capital One, Chicago, Illinois, United States, 60290
We are looking for a customer focused, inquisitive Principal Financial Analyst to join Discover Global Payments Network (GPN) Finance and support the Payments organization. You will support multiple business leaders and influence decisions for the Network's platforms, capabilities, operations, modernization initiatives, and acceptance strategies, Tech executives and influence business decisions for enterprise payments platforms, while maintaining a sustainable financial trajectory.
Financial Analysts prepare financial statement forecasts, assist with the periodic closing of accounting books, and frequently build reports for higher level associates; including trend and forecast variance analysis; provide management and business clients with project statuses; budget comparisons, and analysis on investment drivers and key performance indicators. You will be asked to challenge our current well‑managed processes to be more proactive, effective, and efficient, and you will be encouraged to find new ways to tell stories, analyze trends, and diagnose results in a compelling and visual nature.
Responsibilities
Develop the Annual Budget, Monthly Financial Forecast and the Long-Term Financial Plan
Develop financial models and analyses to support growth of the business and strategic initiatives Develop profitability analyses and projections for marketing and customer segments; develop and enhance financial models; improve forecasting accuracy and drive business insights
Analyze current and past trends in key performance indicators including areas of revenue, expenses and capital expenditures
Monitor performance indicators, highlighting trends and analyzing causes of unexpected variance
Analyze complex financial information and reports to support accurate and timely financial recommendations to management for decision making purposes
Prepare monthly, quarterly and annual Reporting and Analysis
Identify industry trends and insights pertaining to competitor's strategies and/or relative financial performance (e.g. peer benchmarking) Analyze customer behaviors and product profitability trends to understand financial behaviors
Perform ad hoc analysis using data retrievals from internal financial systems and external market databases and package insights into clear and concise presentations
Provide strategic advice and financial analyses for investment decisions, pricing changes, and channel and segment expansions
Implement and work with Business Intelligence Tools and Dashboard reports
Travel Expectations The associate will be expected to travel an average of 10-15% of the time.
Basic Qualifications
Bachelor's Degree or military experience
At least 4 years of experience in financial analysis
Preferred Qualifications
Masters Degree in Business Administration (MBA), Accounting, Finance, or Economics
Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license
At least 5 years of experience in financial analysis and financial modeling
At least 3 years of experience using SQL, Python, or a combination
At least 3 years of experience in financial services, banking or technology industries
At least 3 years of experience partnering with senior leaders and internal stakeholders
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
The minimum and maximum full‑time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part‑time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
Chicago, IL: $106,700 - $121,700 for Principal Financial Analyst. Riverwoods, IL: $106,700 - $121,700 for Principal Financial Analyst.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well‑being. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level. Learn more at the Capital One Careers website.
Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws.
#J-18808-Ljbffr
Financial Analysts prepare financial statement forecasts, assist with the periodic closing of accounting books, and frequently build reports for higher level associates; including trend and forecast variance analysis; provide management and business clients with project statuses; budget comparisons, and analysis on investment drivers and key performance indicators. You will be asked to challenge our current well‑managed processes to be more proactive, effective, and efficient, and you will be encouraged to find new ways to tell stories, analyze trends, and diagnose results in a compelling and visual nature.
Responsibilities
Develop the Annual Budget, Monthly Financial Forecast and the Long-Term Financial Plan
Develop financial models and analyses to support growth of the business and strategic initiatives Develop profitability analyses and projections for marketing and customer segments; develop and enhance financial models; improve forecasting accuracy and drive business insights
Analyze current and past trends in key performance indicators including areas of revenue, expenses and capital expenditures
Monitor performance indicators, highlighting trends and analyzing causes of unexpected variance
Analyze complex financial information and reports to support accurate and timely financial recommendations to management for decision making purposes
Prepare monthly, quarterly and annual Reporting and Analysis
Identify industry trends and insights pertaining to competitor's strategies and/or relative financial performance (e.g. peer benchmarking) Analyze customer behaviors and product profitability trends to understand financial behaviors
Perform ad hoc analysis using data retrievals from internal financial systems and external market databases and package insights into clear and concise presentations
Provide strategic advice and financial analyses for investment decisions, pricing changes, and channel and segment expansions
Implement and work with Business Intelligence Tools and Dashboard reports
Travel Expectations The associate will be expected to travel an average of 10-15% of the time.
Basic Qualifications
Bachelor's Degree or military experience
At least 4 years of experience in financial analysis
Preferred Qualifications
Masters Degree in Business Administration (MBA), Accounting, Finance, or Economics
Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license
At least 5 years of experience in financial analysis and financial modeling
At least 3 years of experience using SQL, Python, or a combination
At least 3 years of experience in financial services, banking or technology industries
At least 3 years of experience partnering with senior leaders and internal stakeholders
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
The minimum and maximum full‑time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part‑time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
Chicago, IL: $106,700 - $121,700 for Principal Financial Analyst. Riverwoods, IL: $106,700 - $121,700 for Principal Financial Analyst.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well‑being. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level. Learn more at the Capital One Careers website.
Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws.
#J-18808-Ljbffr