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National Mortgage Staffing

DE Underwriter- in Office

National Mortgage Staffing, Brea, California, United States, 92631

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DE Underwriter – On-site/Hybrid (North Hollywood or Brea, CA) Salary:

$70,000–$100,000 (DOE) Schedule:

Monday–Friday, 8:30 a.m.–5:30 p.m. PST Employment Type:

Full-time (eligible for overtime) Benefits:

Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days per year

Our client, a California-based mortgage lender, is seeking an experienced

DE Underwriter

to join their growing underwriting team. This role may be based on-site or hybrid from either the

North Hollywood

or

Brea

office.

Key Responsibilities

Review and underwrite residential mortgage applications including Agency, FHA, and Non-QM products.

Verify credit, income, and asset documentation with a focus on accuracy and compliance.

Analyze

tax returns, self-employed income, P&L statements, and business cash flow.

Review

WVOE, Bank Statement, DSCR, and Asset-based loans.

Ensure all files meet

FHA DE

requirements and investor guidelines.

Collaborate with Account Managers, Loan Officers, Processors, and Brokers to support timely loan decisions.

Maintain updated knowledge of underwriting standards and investor policies.

Qualifications

Active FHA DE (Direct Endorsement) designation required.

Minimum 5 years of residential mortgage underwriting experience.

3+ years of Non-QM underwriting experience required.

Proficient in

Encompass LOS ,

CoreLogic FraudGuard , and running AUS ( DU, LPA, Total Scorecard ).

Experience analyzing self-employed income and complex loan structures.

In-depth knowledge of

Agency (Fannie/Freddie)

and

FHA

guidelines.

Have worked as a front line underwriter within the past 12 months.

Please note: National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. All criteria are set forth by our client and must be followed exactly.

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