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M5 Financial

Mortgage Loan Officer (Consumer Direct / Inbound Leads)

M5 Financial, San Diego, California, United States, 92189

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Mortgage Loan Officer (Consumer Direct / Inbound Leads) Be among the first 25 applicants and get AI‑powered advice on this job and more exclusive features.

Position Overview As an Inbound Mortgage Loan Officer (Loan Originator) at M5 Financial, you’ll work exclusively with warm, pre‑qualified leads—no cold calls, no door knocking, no wasted time. You’ll handle inbound calls from motivated borrowers, structure loans, and guide clients through the process from first contact to close. This is a full‑time, on‑site position in San Diego, CA (not remote). We provide 40+ high‑quality inbound leads per month, mentorship from top producers, and one of the fastest loan cycles in the industry.

Responsibilities

Handle

inbound mortgage leads

and online borrower inquiries daily

Pre‑qualify borrowers

and structure loan options (FHA, VA, Conventional, Non‑QM, Refinance, Purchase)

Educate clients

on loan programs and the mortgage process

Work closely with processing and underwriting for

2‑week average closings

Maintain detailed notes in our

CRM system

and follow up consistently

Thrive in a

competitive, team‑driven call center environment

Requirements

Active NMLS license in California (required)

1+ year of experience as a

Mortgage Loan Officer ,

Loan Originator , or in

mortgage sales/call center

Proven success in high‑volume phone environments

Strong communication, time management, and closing skills

Must be able to work

on‑site in San Diego, CA

(no remote)

Base pay + strong commission structure (W2)

Six‑figure potential

for top producers ($55,000 – $200,000+ per year)

40+ warm inbound leads per month — no cold calling

Hands‑on training & mentorship from

top‑performing loan officers

Career growth opportunities as M5 expands nationwide

Supportive, fast‑paced, and

goal‑oriented sales culture

Why Work at M5 Financial?

Fast Closings:

Average 2‑week loan cycle — 2x faster than industry average

Inbound Leads Provided:

Spend time closing, not prospecting

Culture:

Collaborative, competitive, and growth‑focused

Technology:

Advanced CRM, efficient processing, and high‑quality marketing support

Location:

Beautiful office in San Diego, CA — surrounded by a thriving team of producers

Job Type & Benefits

Full‑time

Opportunities for advancement

Referral program

Referral leads increase chances of interviewing by 2x

Seniority Level

Entry level

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