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East West Bank

BSA Lead Analyst

East West Bank, Houston, Texas, United States, 77246

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Overview East West Bank is seeking a Bank Secrecy Act Lead (BSA) Analyst for the Customer Risk Management Group. The Lead BSA Analyst will review new and existing customer accounts to ensure compliance with BSA and USA PATRIOT Act and to determine their risk rating profile, including both domestic and cross-border customers. The customer reviews include mitigating risk, identifying suspicious activity, escalating important issues, and working with relationship managers and account officers.

Responsibilities

Complete Enhanced Due Diligence (EDD) reviews on high risk individuals and entities to determine risk rating profile

Analyze data and results of existing transaction monitoring reports to determine if further investigation is warranted; if so, take appropriate action using the EWB financial platform

Gather information from outside resources such as Internet searches, third-party vendors, public records, newspaper articles, etc.

Conduct follow-up with account officer for any missing or necessary documentation

Review results from third-party vendors regarding authentication of identification on individuals and businesses, OFAC and government lists, closed for cause, etc.

Conduct further research

Escalate to appropriate department

Develop relationships within appropriate levels of management for issue identification and resolution

Prepare and document analysis on summary write-ups

Complete all required training

Stay up to date and knowledgeable on BSA/AML/OFAC regulatory requirements and FinCEN guidelines

Use analytical skills to produce and follow leads, link common or related activities to develop a complete picture of suspicious activity and uncover new trends in fraudulent behavior

Assist BSA Officer/Managers and internal partners in preparing, logging, and providing documents/materials per request from law enforcement officials

As needed, assist management with quality control responsibilities and analyzing complex scenarios involving suspicious activity and/or money laundering

Conduct quality control assessments on alerts, cases, and EDD reviews

Provide feedback and training to EDD analysts on how to improve their EDD files for regulatory standards and requirements

Communicate professionally with first line of defense and senior management

May perform other duties as assigned

Qualifications

5-7 years’ experience of BSA/AML/OFAC related activities in financial services industry

Experience conducting financial crime investigations, money laundering monitoring and/or other related BSA/AML and/or legal and compliance experience

Banking, operations, BSA & USA Patriot acts background including performing EDD reviews on complex relationships required

Bachelor’s Degree

Familiar with BSA/AML relevant law and regulations both in US and China

Well-organized, analytical, and critical thinking skills

Excellent verbal and written communication

Fluency in spoken and written English and Mandarin Chinese is essential for this role

Strong attention to detail

Ability to work in a fast-paced environment, creative thinker, internet savvy

CAMS certification preferred; we will pay for certification study for interested candidates

Compensation The base pay range for this position is USD $37.00/Hr. - USD $45.00/Hr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.

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