Western Alliance Bank
2026 Commercial Banking Development Program - Credit Analyst - Biltmore, AZ - No
Western Alliance Bank, Phoenix, Arizona, United States, 85003
2026 Commercial Banking Development Program - Credit Analyst - Biltmore, AZ - Note Finance
Location:
Biltmore
As a Credit Analyst you’ll be primarily responsible for spreading, managing, and maintaining financial background information on present and prospective customers, and developing credit studies for Loan Officers, the Chief Credit Officer, and other Executive Management. You’ll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports.
Note Finance is a division of the Specialized Mortgage Servicing Group that provides revolving lines of credit to Private Lenders to fund investor‑owned real‑estate loans. The Specialized Mortgage Services Group offers treasury management and lending services to businesses involved with the origination of real‑estate secured loans and is comprised of four areas: Warehouse Lending; MSR Lending; Correspondent Mortgage Solutions; and Note Finance – Investor‑owned Residential and Commercial Real‑Estate Mortgages.
Responsibilities
Support the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending to customers, collecting, organizing, and analyzing company financials to ensure Bank compliance, and updating the Bank’s systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries.
Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in‑depth reports providing plans of action based on qualitative and quantitative research.
Collaborate cross‑functionally with Bank groups to execute treasury management products, foreign‑exchange instruments, derivatives, and legal documents. Produce loan packages for new and restructured loans.
Facilitate reporting and requests on behalf of the Bank with third parties, e.g., field auditors and appraisers, and monitor loan disbursements to ensure compliance with Bank regulations.
What You’ll Need
Completion of an Accounting course.
Bachelor’s degree or equivalent experience required.
GPA of 3.0 or higher.
Strong analytical, conceptual, communication, leadership, and organizational skills.
Interest in working in Commercial Banking.
Ability to self‑motivate and work productively without supervision.
Entry‑level speaking and writing communication skills.
Benefits You’ll Love We offer all the important things you’d want — competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401(k) matching program, tuition assistance, an employee volunteer program, and a wellness program. You’ll also have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands‑on experience to help grow your career.
About The Company Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank and are members of the FDIC. AmeriHome Mortgage is a Western Alliance Bank company.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation of origin, marital status, disability, protected veteran status, sexual orientation, gender identity, or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602‑386‑2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
© Western Alliance Bancorporation
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Biltmore
As a Credit Analyst you’ll be primarily responsible for spreading, managing, and maintaining financial background information on present and prospective customers, and developing credit studies for Loan Officers, the Chief Credit Officer, and other Executive Management. You’ll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports.
Note Finance is a division of the Specialized Mortgage Servicing Group that provides revolving lines of credit to Private Lenders to fund investor‑owned real‑estate loans. The Specialized Mortgage Services Group offers treasury management and lending services to businesses involved with the origination of real‑estate secured loans and is comprised of four areas: Warehouse Lending; MSR Lending; Correspondent Mortgage Solutions; and Note Finance – Investor‑owned Residential and Commercial Real‑Estate Mortgages.
Responsibilities
Support the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending to customers, collecting, organizing, and analyzing company financials to ensure Bank compliance, and updating the Bank’s systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries.
Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in‑depth reports providing plans of action based on qualitative and quantitative research.
Collaborate cross‑functionally with Bank groups to execute treasury management products, foreign‑exchange instruments, derivatives, and legal documents. Produce loan packages for new and restructured loans.
Facilitate reporting and requests on behalf of the Bank with third parties, e.g., field auditors and appraisers, and monitor loan disbursements to ensure compliance with Bank regulations.
What You’ll Need
Completion of an Accounting course.
Bachelor’s degree or equivalent experience required.
GPA of 3.0 or higher.
Strong analytical, conceptual, communication, leadership, and organizational skills.
Interest in working in Commercial Banking.
Ability to self‑motivate and work productively without supervision.
Entry‑level speaking and writing communication skills.
Benefits You’ll Love We offer all the important things you’d want — competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401(k) matching program, tuition assistance, an employee volunteer program, and a wellness program. You’ll also have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands‑on experience to help grow your career.
About The Company Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank and are members of the FDIC. AmeriHome Mortgage is a Western Alliance Bank company.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation of origin, marital status, disability, protected veteran status, sexual orientation, gender identity, or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602‑386‑2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
© Western Alliance Bancorporation
#J-18808-Ljbffr