Underwriter-Mortgage Systems and Process Tester Job at Lennar Mortgage in Tallah

Underwriter-Mortgage Systems and Process Tester

Join to apply for the Underwriter-Mortgage Systems and Process Tester role at Lennar Mortgage.

Company Overview

Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for Homeowners, Communities, and Associates by building quality homes, providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth. Lennar has been recognized as a Fortune 500® company and consistently ranked among the top homebuilders in the United States.

Job Description

The Mortgage Systems and Process Tester with a focus on mortgage loan underwriting will play a critical role in evaluating the effectiveness and reliability of new mortgage processes and technology implementations. This individual will create & execute test plans, identify & document defects, and collaborate with cross‑functional teams to ensure successful system implementation & process optimization.

Responsibilities

• Develop comprehensive test plans, test cases, and scripts to validate new mortgage processes and technologies.
• Execute test cases, analyze results, and document defects in a clear and concise manner.
• Collaborate with business analysts, developers, and other stakeholders to understand system requirements.
• Perform thorough assessment through testing to identify any unintended impacts of changes.
• Identify process and technology improvement opportunities and provide recommendations.
• Provide detailed written findings for every aspect of the loan file reviewed, documenting what was tested, how it was verified, and the results obtained.
• Evaluate fraud risk indicators and inconsistencies in documentation or borrower representations.
• Conduct risk analysis and review loans for compliance with agency and investor guidelines.
• Utilize automated underwriting systems (Encompass, Loan Product Advisor, Desktop Underwriter) to assess risk, salability, and reduced documentation for borrowers. Ensure accurate data input and support automated decision-making.
• Apply manual underwriting requirements in decision‑making for loans without automated approval.
• Clearly and concisely condition loans appropriately when rendering decisions.
• Provide expertise and coaching to processing and production staff on training issues and automated underwriting systems. Keep management informed of specific ongoing issues that require immediate attention.

Requirements

• High school diploma or equivalent.
• DE Designation (FHA) OR (VA Automated Designation + LAPP SAR designation (VA)).
• Minimum of 2 years of front‑line conventional underwriting experience using Fannie Mae DU, Freddie Mac LPA, manual underwriting experience preferred.
• Must be able to read and interpret underwriting guidelines.
• 2+ years of experience working in mortgage software.
• Proficient in using standard office software (e.g., Microsoft Office Suite).
• Experience with purchase transactions, specifically new construction, preferred.
• Exceptional organizational abilities, keen attention to detail, and the ability to manage multiple projects.
• A genuine passion for delivering exceptional experiences to customers.

Benefits and Life at Lennar

At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits. Health insurance plans, including Medical, Dental, and Vision coverage, 401(k) Retirement Plan with company match, Paid Parental Leave, Associate Assistance Plan, Education Assistance Program, up to $30,000 in Adoption Assistance, vacation and holidays, New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as Everyone’s Included Day. For full details, visit Lennartotalrewards.com.

Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws.

Seniority Level

Entry level

Employment Type

Full‑time

Job Function

Finance and Sales