WNB Financial, N.A.
Vice President Mortgage Manager
WNB Financial, N.A., Onalaska, Wisconsin, United States, 54650
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Vice President Mortgage Manager
role at
WNB Financial, N.A.
Position Summary: Responsible for management and leadership of the Mortgage Department, which includes the Loan Operations and Mortgage Origination teams. Loan operations underwrites, processes, closes, and services residential mortgage and consumer loans for the Bank. The Mortgage Originators work with prospects, clients, and related third parties to develop relationships and originate a variety of consumer residential mortgages. The Department Manager will work with originators to achieve production goals, and processors to achieve efficient department workflows and accurate output. The Department objectives are 1) Meeting production targets, 2) Maintaining a high quality portfolio, and 3) Maximizing external and internal customer satisfaction. The Department Manager must promote the Bank’s Trusted Financial Advisor model. The Manager must understand and complete job responsibilities in accordance with federal and state regulations, the Bank’s policies, and secondary market requirements.
Essential Functions
Supervises the Loan Operations and Mortgage Origination Teams
Ensures loan files are administered in compliance with federal and state regulations, the Bank’s loan policy, and secondary market requirements, as applicable
Facilitates external and internal audits involving the Department
Promotes a constructive work environment, provides team member role clarity, and effective and efficient processes and procedures
Develops and leads initiatives to grow the Bank’s market share and the Department’s profitability
Oversees efforts to develop Originators’ business referral networks through marketing, calling, prospecting, and networking activities
Stays informed about industry opportunities, makes new product recommendations, and leads the related implementation efforts
Ensures Originators work in alignment with the Bank’s credit culture and policies
Underwriting and Lender Support
Oversees underwriting standards for analysis of client information for loan eligibility
Oversees underwriter standards for review of collateral, appraisal, and property evaluations
Responsible for ensuring loans meet internal or secondary market guidelines as applicable
Administers employee loans
System Software
Manages the Department’s loan software applications
Ensures full utilization of all applications and owns key vendor relationships
Additional Duties and Responsibilities
Develops and monitors work plans that align with the Bank’s strategic goals
Provides training, coaching, and guidance to support individual and team performance
Responsible for the management and administration/updating of the Department business continuity plans and program
Ensures team member compliance with federal and state regulations, policies, and procedures
Participates in training and development opportunities as required
Other job related duties necessary to carry out the responsibilities of this position
Requirements
Requires a four-year college degree or equivalent experience
Five years of banking experience required, commercial or consumer loan operations or underwriting experience preferred, residential mortgage origination and/or administration experience preferred
At least three years management or supervisory experience strongly preferred
Must possess excellent verbal and written communication skills for interacting professionally with clients and co-workers
Must possess excellent computer skills and strong basic math skills
Must be able to deal effectively with time pressures and stress; and have highly effective problem solving and excellent technical research skills
Must be a self-starter and independent thinker and meet goals as agreed to with the CFO
Working Conditions Work is performed largely in an office environment with minimal chance for personal injury. Occasional out-of-town and overnight business travel (air or auto) is required for business and education. Frequent repetitive use of keyboard for approximately 6 hours per day. Hours of work are generally during regular business hours, with some variation for special projects, deadlines, and community events.
Seniority Level Executive
Employment Type Full-time
Job Function Finance and Sales
Industries Banking
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Sign in to set job alerts for “Vice President Mortgage” roles. We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
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Vice President Mortgage Manager
role at
WNB Financial, N.A.
Position Summary: Responsible for management and leadership of the Mortgage Department, which includes the Loan Operations and Mortgage Origination teams. Loan operations underwrites, processes, closes, and services residential mortgage and consumer loans for the Bank. The Mortgage Originators work with prospects, clients, and related third parties to develop relationships and originate a variety of consumer residential mortgages. The Department Manager will work with originators to achieve production goals, and processors to achieve efficient department workflows and accurate output. The Department objectives are 1) Meeting production targets, 2) Maintaining a high quality portfolio, and 3) Maximizing external and internal customer satisfaction. The Department Manager must promote the Bank’s Trusted Financial Advisor model. The Manager must understand and complete job responsibilities in accordance with federal and state regulations, the Bank’s policies, and secondary market requirements.
Essential Functions
Supervises the Loan Operations and Mortgage Origination Teams
Ensures loan files are administered in compliance with federal and state regulations, the Bank’s loan policy, and secondary market requirements, as applicable
Facilitates external and internal audits involving the Department
Promotes a constructive work environment, provides team member role clarity, and effective and efficient processes and procedures
Develops and leads initiatives to grow the Bank’s market share and the Department’s profitability
Oversees efforts to develop Originators’ business referral networks through marketing, calling, prospecting, and networking activities
Stays informed about industry opportunities, makes new product recommendations, and leads the related implementation efforts
Ensures Originators work in alignment with the Bank’s credit culture and policies
Underwriting and Lender Support
Oversees underwriting standards for analysis of client information for loan eligibility
Oversees underwriter standards for review of collateral, appraisal, and property evaluations
Responsible for ensuring loans meet internal or secondary market guidelines as applicable
Administers employee loans
System Software
Manages the Department’s loan software applications
Ensures full utilization of all applications and owns key vendor relationships
Additional Duties and Responsibilities
Develops and monitors work plans that align with the Bank’s strategic goals
Provides training, coaching, and guidance to support individual and team performance
Responsible for the management and administration/updating of the Department business continuity plans and program
Ensures team member compliance with federal and state regulations, policies, and procedures
Participates in training and development opportunities as required
Other job related duties necessary to carry out the responsibilities of this position
Requirements
Requires a four-year college degree or equivalent experience
Five years of banking experience required, commercial or consumer loan operations or underwriting experience preferred, residential mortgage origination and/or administration experience preferred
At least three years management or supervisory experience strongly preferred
Must possess excellent verbal and written communication skills for interacting professionally with clients and co-workers
Must possess excellent computer skills and strong basic math skills
Must be able to deal effectively with time pressures and stress; and have highly effective problem solving and excellent technical research skills
Must be a self-starter and independent thinker and meet goals as agreed to with the CFO
Working Conditions Work is performed largely in an office environment with minimal chance for personal injury. Occasional out-of-town and overnight business travel (air or auto) is required for business and education. Frequent repetitive use of keyboard for approximately 6 hours per day. Hours of work are generally during regular business hours, with some variation for special projects, deadlines, and community events.
Seniority Level Executive
Employment Type Full-time
Job Function Finance and Sales
Industries Banking
Referrals increase your chances of interviewing at WNB Financial, N.A. by 2x
Sign in to set job alerts for “Vice President Mortgage” roles. We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
#J-18808-Ljbffr