Phase2 Technology
Corporate AML/CFT Investigations Analyst
Phase2 Technology, Salt Lake City, Utah, United States, 84193
About The Role
Summary The AML/CFT Investigation Analyst is a vital resource for the organization's compliance with safety and soundness regulations. Will perform all functions necessary to maintain compliance with the GBCI BSA/AML/OFAC Program, Policies, and Procedures for the Bank to comply with legal and regulatory requirements and maintain satisfactory ratings on all BSA Audits and Exams. These functions primarily involve the detection and timely reporting of suspicious activity. This is a Corporate position which may be located at an available bank division location across our nine-state footprint in AZ, CO, ID, MT, NV, TX, UT, WA, or WY. The entry rate for this position is $58,011.68 + / per year (calculated for Kalispell, MT). All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background. WA Applicants ONLY range: $63,187.86 to $94,781.80 a year. Description Investigate accounts for potentially suspicious activity and, when detected, draft Suspicious Activity Reports (SARs). Report SARs to FINCEN in a timely manner. Support investigative conclusions by drafting concise, accurate, and logical investigative summations that are subject to quality assurance evaluation and potential examiner scrutiny. Maintain proficiency with the Bank's AML systems, core banking systems, and transactions processing systems to ensure thorough, efficient, and accurate investigations. Maintain a working knowledge of banking operations as they relate to BSA/AML/OFAC compliance including teller functions, new account originations, wire transfers, electronic banking and letters of credit. Maintain an advanced working knowledge of money laundering red flags and typologies. Ensure that training is kept current on BSA/AML/OFAC regulations. Participate in required internal and external industry training. May assist BSA management in developing and maintaining standard processes and procedures. May participate on the CBSAT SAR Review Committee. May perform administrative or liaison functions including, but not limited to, communicating with management or division employees on process improvements, higher-risk customer behaviors, and potential client disengagement. Provide support to management and internal auditors during the audit process. Ensure exam requests are handled in a timely, confidential manner. May be required to identify issues or collaborate with other BSA operational teams involving CIP, CDD, EDD, and Quality Assurance. Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Must complete the assigned online training courses and achieve a passing score by due date.
About You Qualifications
Education Required/Preferred: Education Level Education Description Required
— Associate Degree: Two-year college degree in Business, Intelligence Studies, Accounting, Finance, Law, Criminology, or related field. Preferred
— Bachelor\'s Degree: Bachelor\'s Degree in Business, Intelligence Studies, Accounting, Finance, Law, Criminology, or related field. Experience Required/Preferred: Experience Level Experience Description Required — 3 years: Demonstrated banking experience in branch/back office operations, compliance, audit, lending or a related function. Required — 1 year: Investigations experience preferably in law enforcement, security, fraud, or anti-money-laundering. Required — Advanced / Specialized Knowledge: General Bank products and services, including understanding of bank operations and the flow of funds through a financial institution. Required — Knowledge Of: BSA/AML regulations and compliance as it applies to BSA reporting requirements, suspicious activity for money laundering, terrorist financing and fraud. Knowledge of AML and terrorist financing red flags and typologies as well as businesses who pose higher AML/CFT risk. Preferred — Advanced / Specialized Knowledge: Experience using Excel for data review and analysis, including Pivot Tables, charts, and Macros. Would an equivalent combination of relevant education and work experience be considered?: Yes License/Certification
Skills & Abilities
Employee must be trustworthy and possess a significant level of credibility, discretion, and diplomacy. Employee must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization. Employee must be a team player with a passion for customer service and a proven ability to build rapport and work effectively with employees at all levels of the organization. Employee must be well organized with ability to prioritize and multi-task in a fast-paced work environment and meet deadlines with minimal supervision. Employee must have excellent search and navigation skills. Ability to take initiative, and make decisions based on regulations, company policies, knowledge, and experience with minimal supervision. Ability to learn other computer programs and systems in a timely fashion. Ability to serve as a backup for other staff members in a mutually supportive teamwork environment. Employee must be capable of regular, reliable, and timely attendance.
Additional Requirements Travel Occasional travel required: less than 10 days per year by automobile, commercial airlines, rental vehicles and public transportation, and be able to lodge in public facilities. Working Conditions Environment: Indoors, a climate-controlled shared work area. Noise Level: Moderate noise; not extreme or excessive; within reasonable limits. Lifting: Sedentary work with occasional lifting up to 10 pounds. Vision Close visual acuity to prepare and analyze data and figures, view a computer terminal, and read the computer screen, printed materials, and handwritten materials. What We Offer COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes medical, dental, vision, life insurance, health savings account option, EAP, health rewards program, retirement savings plan (401(k) and Profit-Sharing), disability benefits, education and training benefits, and discounts on banking products and services. PTO and paid holidays are provided; details vary by position and tenure. Utah and Nevada employees may be eligible for state-recognized holidays. Visit our website for more details. We are an Equal Opportunity Employer and qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws. Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US. No Recruiters or unsolicited agency referrals please.
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Summary The AML/CFT Investigation Analyst is a vital resource for the organization's compliance with safety and soundness regulations. Will perform all functions necessary to maintain compliance with the GBCI BSA/AML/OFAC Program, Policies, and Procedures for the Bank to comply with legal and regulatory requirements and maintain satisfactory ratings on all BSA Audits and Exams. These functions primarily involve the detection and timely reporting of suspicious activity. This is a Corporate position which may be located at an available bank division location across our nine-state footprint in AZ, CO, ID, MT, NV, TX, UT, WA, or WY. The entry rate for this position is $58,011.68 + / per year (calculated for Kalispell, MT). All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background. WA Applicants ONLY range: $63,187.86 to $94,781.80 a year. Description Investigate accounts for potentially suspicious activity and, when detected, draft Suspicious Activity Reports (SARs). Report SARs to FINCEN in a timely manner. Support investigative conclusions by drafting concise, accurate, and logical investigative summations that are subject to quality assurance evaluation and potential examiner scrutiny. Maintain proficiency with the Bank's AML systems, core banking systems, and transactions processing systems to ensure thorough, efficient, and accurate investigations. Maintain a working knowledge of banking operations as they relate to BSA/AML/OFAC compliance including teller functions, new account originations, wire transfers, electronic banking and letters of credit. Maintain an advanced working knowledge of money laundering red flags and typologies. Ensure that training is kept current on BSA/AML/OFAC regulations. Participate in required internal and external industry training. May assist BSA management in developing and maintaining standard processes and procedures. May participate on the CBSAT SAR Review Committee. May perform administrative or liaison functions including, but not limited to, communicating with management or division employees on process improvements, higher-risk customer behaviors, and potential client disengagement. Provide support to management and internal auditors during the audit process. Ensure exam requests are handled in a timely, confidential manner. May be required to identify issues or collaborate with other BSA operational teams involving CIP, CDD, EDD, and Quality Assurance. Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Must complete the assigned online training courses and achieve a passing score by due date.
About You Qualifications
Education Required/Preferred: Education Level Education Description Required
— Associate Degree: Two-year college degree in Business, Intelligence Studies, Accounting, Finance, Law, Criminology, or related field. Preferred
— Bachelor\'s Degree: Bachelor\'s Degree in Business, Intelligence Studies, Accounting, Finance, Law, Criminology, or related field. Experience Required/Preferred: Experience Level Experience Description Required — 3 years: Demonstrated banking experience in branch/back office operations, compliance, audit, lending or a related function. Required — 1 year: Investigations experience preferably in law enforcement, security, fraud, or anti-money-laundering. Required — Advanced / Specialized Knowledge: General Bank products and services, including understanding of bank operations and the flow of funds through a financial institution. Required — Knowledge Of: BSA/AML regulations and compliance as it applies to BSA reporting requirements, suspicious activity for money laundering, terrorist financing and fraud. Knowledge of AML and terrorist financing red flags and typologies as well as businesses who pose higher AML/CFT risk. Preferred — Advanced / Specialized Knowledge: Experience using Excel for data review and analysis, including Pivot Tables, charts, and Macros. Would an equivalent combination of relevant education and work experience be considered?: Yes License/Certification
Skills & Abilities
Employee must be trustworthy and possess a significant level of credibility, discretion, and diplomacy. Employee must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization. Employee must be a team player with a passion for customer service and a proven ability to build rapport and work effectively with employees at all levels of the organization. Employee must be well organized with ability to prioritize and multi-task in a fast-paced work environment and meet deadlines with minimal supervision. Employee must have excellent search and navigation skills. Ability to take initiative, and make decisions based on regulations, company policies, knowledge, and experience with minimal supervision. Ability to learn other computer programs and systems in a timely fashion. Ability to serve as a backup for other staff members in a mutually supportive teamwork environment. Employee must be capable of regular, reliable, and timely attendance.
Additional Requirements Travel Occasional travel required: less than 10 days per year by automobile, commercial airlines, rental vehicles and public transportation, and be able to lodge in public facilities. Working Conditions Environment: Indoors, a climate-controlled shared work area. Noise Level: Moderate noise; not extreme or excessive; within reasonable limits. Lifting: Sedentary work with occasional lifting up to 10 pounds. Vision Close visual acuity to prepare and analyze data and figures, view a computer terminal, and read the computer screen, printed materials, and handwritten materials. What We Offer COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes medical, dental, vision, life insurance, health savings account option, EAP, health rewards program, retirement savings plan (401(k) and Profit-Sharing), disability benefits, education and training benefits, and discounts on banking products and services. PTO and paid holidays are provided; details vary by position and tenure. Utah and Nevada employees may be eligible for state-recognized holidays. Visit our website for more details. We are an Equal Opportunity Employer and qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws. Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US. No Recruiters or unsolicited agency referrals please.
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