Kids for the Future
Location 6380 S Fiddlers Green Cir #108a,Greenwood Village, CO, 80111,United States
Base Pay $60000.00 - $85000.00 / Year
Job Category Deposit Operations
Employee Type FT Exempt
Required Degree 4 Year Degree
Manage Others No
Summary of Job
The Fraud Specialist – Team Lead is responsible for developing, implementing, and managing the bank’s fraud prevention and detection strategies. This includes overseeing the investigation of suspected fraudulent activity, maintaining fraud monitoring systems, training staff on fraud awareness, and ensuring compliance with regulatory guidelines. The role requires strong analytical, investigative, and leadership skills to minimize financial losses and protect the bank and its customers.
Essential Job Responsibilities
Develop and maintain fraud detection programs, policies, and procedures.
Monitor real-time fraud detection systems and alerts across all banking channels (e.g., debit/credit cards, ACH, wire, mobile and online banking).
Investigate and analyze suspected fraudulent transactions and behaviors.
Identify fraud trends and implement strategies to mitigate emerging threats.
Manage end-to-end fraud investigations, including evidence collection, documentation, and resolution.
Work with law enforcement and regulatory agencies (e.g., FinCEN, FBI) as needed.
File Suspicious Activity Reports (SARs) when appropriate.
Maintain accurate and comprehensive records of all fraud incidents and outcomes.
Ensure compliance with relevant laws, regulations, and internal policies (e.g., BSA/AML, Reg E, OFAC).
Perform regular fraud risk assessments across departments and processes.
Coordinate with compliance and internal audit teams on fraud-related reviews.
Supervise and mentor fraud analysts or fraud prevention staff.
Provide training and guidance to bank personnel on fraud awareness and prevention practices.
Promote a culture of ethical behavior and fraud risk awareness throughout the organization.
Evaluate and manage fraud detection tools, software, and third-party service providers.
Partner with IT and cybersecurity teams to enhance digital security and fraud detection capabilities.
Recommend and implement system enhancements to improve fraud prevention.
Maintain current knowledge and follow all bank financial and security regulations and procedures.
Embody, embrace, and demonstrate InBank’s Core Values: Commitment, Innovation, Responsibility, Teamwork, Happiness, and Authenticity.
Other duties as assigned.
Specific Duties and Responsibilities
Customer Service
Financial
Administrative Duties
Autonomy
Employees Supervised
Budget Responsibility
Education
Bachelor’s degree or equivalent work experience
Work Experience
Bachelor’s degree in Finance, Accounting, Business, or related field.
Supervisory Experience
2+ years of experience managing teams
Licenses/Accreditations
Certified Fraud Examiner (CFE) (preferred but not required)
Certified Anti-Money Laundering Specialist (CAMS) (preferred but not required)
Certified Financial Crime Specialist (CFCS) (preferred but not required)
Computer Skills
Proficiency in fraud detection software, core banking systems, and Microsoft Office.
Other Requirements
Deep understanding of fraud typologies in banking (card fraud, wire fraud, synthetic ID, check fraud, etc.).
Strong investigative and analytical skills with attention to detail.
Knowledge of relevant laws and regulations: Reg E, Reg CC, BSA/AML, UDAAP, OFAC, etc.
Excellent communication and interpersonal skills; able to work cross-functionally.
Strong decision-making and risk assessment abilities.
Preferred Skills/Experience
Hands-on experience with warranty claims, return submissions (check and ACH), and other ways to recoup funds from a fraudulent transaction.
#J-18808-Ljbffr
Summary of Job
The Fraud Specialist – Team Lead is responsible for developing, implementing, and managing the bank’s fraud prevention and detection strategies. This includes overseeing the investigation of suspected fraudulent activity, maintaining fraud monitoring systems, training staff on fraud awareness, and ensuring compliance with regulatory guidelines. The role requires strong analytical, investigative, and leadership skills to minimize financial losses and protect the bank and its customers.
Essential Job Responsibilities
Develop and maintain fraud detection programs, policies, and procedures.
Monitor real-time fraud detection systems and alerts across all banking channels (e.g., debit/credit cards, ACH, wire, mobile and online banking).
Investigate and analyze suspected fraudulent transactions and behaviors.
Identify fraud trends and implement strategies to mitigate emerging threats.
Manage end-to-end fraud investigations, including evidence collection, documentation, and resolution.
Work with law enforcement and regulatory agencies (e.g., FinCEN, FBI) as needed.
File Suspicious Activity Reports (SARs) when appropriate.
Maintain accurate and comprehensive records of all fraud incidents and outcomes.
Ensure compliance with relevant laws, regulations, and internal policies (e.g., BSA/AML, Reg E, OFAC).
Perform regular fraud risk assessments across departments and processes.
Coordinate with compliance and internal audit teams on fraud-related reviews.
Supervise and mentor fraud analysts or fraud prevention staff.
Provide training and guidance to bank personnel on fraud awareness and prevention practices.
Promote a culture of ethical behavior and fraud risk awareness throughout the organization.
Evaluate and manage fraud detection tools, software, and third-party service providers.
Partner with IT and cybersecurity teams to enhance digital security and fraud detection capabilities.
Recommend and implement system enhancements to improve fraud prevention.
Maintain current knowledge and follow all bank financial and security regulations and procedures.
Embody, embrace, and demonstrate InBank’s Core Values: Commitment, Innovation, Responsibility, Teamwork, Happiness, and Authenticity.
Other duties as assigned.
Specific Duties and Responsibilities
Customer Service
Financial
Administrative Duties
Autonomy
Employees Supervised
Budget Responsibility
Education
Bachelor’s degree or equivalent work experience
Work Experience
Bachelor’s degree in Finance, Accounting, Business, or related field.
Supervisory Experience
2+ years of experience managing teams
Licenses/Accreditations
Certified Fraud Examiner (CFE) (preferred but not required)
Certified Anti-Money Laundering Specialist (CAMS) (preferred but not required)
Certified Financial Crime Specialist (CFCS) (preferred but not required)
Computer Skills
Proficiency in fraud detection software, core banking systems, and Microsoft Office.
Other Requirements
Deep understanding of fraud typologies in banking (card fraud, wire fraud, synthetic ID, check fraud, etc.).
Strong investigative and analytical skills with attention to detail.
Knowledge of relevant laws and regulations: Reg E, Reg CC, BSA/AML, UDAAP, OFAC, etc.
Excellent communication and interpersonal skills; able to work cross-functionally.
Strong decision-making and risk assessment abilities.
Preferred Skills/Experience
Hands-on experience with warranty claims, return submissions (check and ACH), and other ways to recoup funds from a fraudulent transaction.
#J-18808-Ljbffr