Farmers and Merchants State Bank
Commercial/Ag Loan Servicing Specialist
Farmers and Merchants State Bank, Archbold, Ohio, United States, 43502
POSITION SUMMARY:
At F&M, our Commercial/Ag Loan Servicing Specialists complete various Commercial/Ag Loan maintenance to provide our customers with seamless loan experience. We are industry leaders because people trust us to handle their financial transactions with the utmost care and attention to detail. To continue this tradition of superior service and accountability, we're looking for a qualified Commercial/Ag Loan Servicing Specialists to join our team. Our ideal candidate will have experience with banking processes, loan experience, and customer service. First and foremost, you must be trustworthy and precise. Your contribution will reinforce our reputation as a trusted bank in the community and the country.
OBJECTIVES OF THIS ROLE: Serve customers by managing documents, information, and financial transactions successfully and in an organized, efficient, and secure manner Build awareness of new products and services, and identify customer needs to capitalize on the business referral opportunities Work as a team with other departments to complete daily tasks, demonstrating respect and professionalism, being prompt, and supporting management with special request as needed Help our customers and employees realize their best lives RESPONSIBILITIES:
Receive and work daily loan maintenance requests changing sensitive information on the main frame system in a timely manner. Review, approve, and process transactions in accordance with the Bank's policies and procedures. Review and approve commercial construction loan draws, ensuring draw request and documentation complies with policies and procedures. Review commercial construction loan reports for expired draw periods and convert loans when project is completed. Review and work Tickler Report for loan renewals, construction conversion, and other future dated loan maintenance items. Monitor and continue UCC Filings to maintain accurate secured collateral and monitor other clean up reports for UCC Filings. Focus on monitoring for Participation loans, Swap loans, and SBA loans. Processing payments and reporting for these types of loans. Balance various GLs and Deposit accounts that pertain to participation, Swap, SBA loans and secondary market loans. Review and monitor insurance policies to protect the banks interest in collateral with adequate insurance coverage. Work on special projects as assigned with acquisition/merger clean up and audit finding clean-up. Comply and satisfactorily pass tests for bank policy and regulatory compliance that apply to position. Work closely with the audit team to identify and eliminate possible audit issues. Stay in compliance with current requirements, regulations, and laws. Requirements
QUALIFICATIONS: EDUCATION and/or EXPERIENCE
One to three years banking and/or loan experience preferred or equivalent combination of education and experience. One-year Certificate from college or technical school; Preferred but not required. General knowledge of bank operations, lending and information technology. Experience with and efficiency in using Microsoft applications such as Word, Excel and Outlook. ADDITIONAL REQUIREMENTS: KNOWLEDGE AND SKILLS
Excellent written and oral communication, customer service handling interactions professionally, and time-management skills Ability to pass a background check Strong dedication to accuracy and efficiency Excellent organizational and time management skills Capable of handling customer and teammate contact situations tactfully and professionally. ** This position is scheduled to work Monday - Friday, 8-5, occasional extended hours as needed to accommodate the flow of business.
COMPLIANCE:
As generally applicable to F&M Bank and commensurate with these job functions, this job role includes accountabilities for following Bank policies and related procedures, as well as regulatory requirements involving federal and state laws, regulations, and related guidance. Compliance with Bank Secrecy Act (BSA), including accurate completion of Currency Transaction Reports (CTR) when applicable, Anti-Money Laundering Act (AML), Office of Foreign Asset Control (OFAC) and the USA PATRIOT Act. Adhere to Customer Identification, Customer Due Diligence and reporting of suspicious activities to the BSA Department. NON-EXEMPT/HOURLY COMPETENCIES:
Job Knowledge: Understands duties and responsibilities, possesses necessary job knowledge and technical skills, maintains job knowledge current. Productivity: Manages a fair workload, volunteers for additional work, prioritizes tasks, develops good work procedures, manages time well, and handles information flow. Attendance: Employee is expected to adhere to the attendance and break policy and communicate with your supervisor about anticipated time off or modifications to break times.
At F&M, our Commercial/Ag Loan Servicing Specialists complete various Commercial/Ag Loan maintenance to provide our customers with seamless loan experience. We are industry leaders because people trust us to handle their financial transactions with the utmost care and attention to detail. To continue this tradition of superior service and accountability, we're looking for a qualified Commercial/Ag Loan Servicing Specialists to join our team. Our ideal candidate will have experience with banking processes, loan experience, and customer service. First and foremost, you must be trustworthy and precise. Your contribution will reinforce our reputation as a trusted bank in the community and the country.
OBJECTIVES OF THIS ROLE: Serve customers by managing documents, information, and financial transactions successfully and in an organized, efficient, and secure manner Build awareness of new products and services, and identify customer needs to capitalize on the business referral opportunities Work as a team with other departments to complete daily tasks, demonstrating respect and professionalism, being prompt, and supporting management with special request as needed Help our customers and employees realize their best lives RESPONSIBILITIES:
Receive and work daily loan maintenance requests changing sensitive information on the main frame system in a timely manner. Review, approve, and process transactions in accordance with the Bank's policies and procedures. Review and approve commercial construction loan draws, ensuring draw request and documentation complies with policies and procedures. Review commercial construction loan reports for expired draw periods and convert loans when project is completed. Review and work Tickler Report for loan renewals, construction conversion, and other future dated loan maintenance items. Monitor and continue UCC Filings to maintain accurate secured collateral and monitor other clean up reports for UCC Filings. Focus on monitoring for Participation loans, Swap loans, and SBA loans. Processing payments and reporting for these types of loans. Balance various GLs and Deposit accounts that pertain to participation, Swap, SBA loans and secondary market loans. Review and monitor insurance policies to protect the banks interest in collateral with adequate insurance coverage. Work on special projects as assigned with acquisition/merger clean up and audit finding clean-up. Comply and satisfactorily pass tests for bank policy and regulatory compliance that apply to position. Work closely with the audit team to identify and eliminate possible audit issues. Stay in compliance with current requirements, regulations, and laws. Requirements
QUALIFICATIONS: EDUCATION and/or EXPERIENCE
One to three years banking and/or loan experience preferred or equivalent combination of education and experience. One-year Certificate from college or technical school; Preferred but not required. General knowledge of bank operations, lending and information technology. Experience with and efficiency in using Microsoft applications such as Word, Excel and Outlook. ADDITIONAL REQUIREMENTS: KNOWLEDGE AND SKILLS
Excellent written and oral communication, customer service handling interactions professionally, and time-management skills Ability to pass a background check Strong dedication to accuracy and efficiency Excellent organizational and time management skills Capable of handling customer and teammate contact situations tactfully and professionally. ** This position is scheduled to work Monday - Friday, 8-5, occasional extended hours as needed to accommodate the flow of business.
COMPLIANCE:
As generally applicable to F&M Bank and commensurate with these job functions, this job role includes accountabilities for following Bank policies and related procedures, as well as regulatory requirements involving federal and state laws, regulations, and related guidance. Compliance with Bank Secrecy Act (BSA), including accurate completion of Currency Transaction Reports (CTR) when applicable, Anti-Money Laundering Act (AML), Office of Foreign Asset Control (OFAC) and the USA PATRIOT Act. Adhere to Customer Identification, Customer Due Diligence and reporting of suspicious activities to the BSA Department. NON-EXEMPT/HOURLY COMPETENCIES:
Job Knowledge: Understands duties and responsibilities, possesses necessary job knowledge and technical skills, maintains job knowledge current. Productivity: Manages a fair workload, volunteers for additional work, prioritizes tasks, develops good work procedures, manages time well, and handles information flow. Attendance: Employee is expected to adhere to the attendance and break policy and communicate with your supervisor about anticipated time off or modifications to break times.