Central Bank & Trust Co.
Mortgage Lending Officer, Louisville, KY
Central Bank & Trust Co., Louisville, Kentucky, us, 40201
Central Bank & Trust Co.
Mortgage Lending Officer, Louisville, KY
Location:
Louisville, KY, US. Officer with Commission Full-Time. Requisition ID: 3155
Equal opportunity employer as to all protected groups, including protected veterans and individuals with disabilities
JOB SUMMARY Originates conventional, FHA, RHS, and VA loans to include Kentucky Housing and other special bond issue mortgage loans.
EDUCATION/EXPERIENCE REQUIRED
Associate's degree (or commensurate hours) with three years' experience in secondary market lending and/or mortgage origination
Five years' banking experience with 3 years being within the secondary market in lending and/or mortgage origination
Proven strength and solid experience in sales
QUALIFICATIONS/SKILLS REQUIRED
Good personal computer skills, to include Word and Excel software
Excellent verbal and written communication, problem solving, organization, time management, interpersonal skills, and customer service
Skilled in numerical analysis and deductive reasoning
Proficient in loan origination software
Strong understanding of loan products, underwriting, and credit analysis
High level of attention to detail and ability to manage multiple files simultaneously
ESSENTIAL JOB DUTIES AND RESPONSIBILITIES
Originates mortgage loans which includes but not limited to:
Counseling applicants on available loan programs, qualifying requirements, and terms
Preparing and reviewing loan applications, disclosures, and supporting documentation for accuracy and compliance for all types of mortgage loans to be sold on the secondary market,
Collecting and analyzing financial and credit information to determine borrowers' eligibility for loan products, appropriate structure, and pricing
Working closely with processors, underwriters, and closers to ensure timely and accurate loan processing through funding
Soliciting business through realtors, builders, and other sources of potential mortgage loan business
Documents mortgage loans in compliance with Central Bank, investors, FNMA and Freddie Mac guidelines.
Maintains up-to-date knowledge of lending guidelines, investor overlays, and secondary market trends (Fannie Mae, Freddie Mac, FHA, VA)
Provides excellent customer service.
Complies with all requirements of the SAFE Act including proper and timely registration on the NMLS Registry.
Performs other duties as assigned.
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Mortgage Lending Officer, Louisville, KY
Location:
Louisville, KY, US. Officer with Commission Full-Time. Requisition ID: 3155
Equal opportunity employer as to all protected groups, including protected veterans and individuals with disabilities
JOB SUMMARY Originates conventional, FHA, RHS, and VA loans to include Kentucky Housing and other special bond issue mortgage loans.
EDUCATION/EXPERIENCE REQUIRED
Associate's degree (or commensurate hours) with three years' experience in secondary market lending and/or mortgage origination
Five years' banking experience with 3 years being within the secondary market in lending and/or mortgage origination
Proven strength and solid experience in sales
QUALIFICATIONS/SKILLS REQUIRED
Good personal computer skills, to include Word and Excel software
Excellent verbal and written communication, problem solving, organization, time management, interpersonal skills, and customer service
Skilled in numerical analysis and deductive reasoning
Proficient in loan origination software
Strong understanding of loan products, underwriting, and credit analysis
High level of attention to detail and ability to manage multiple files simultaneously
ESSENTIAL JOB DUTIES AND RESPONSIBILITIES
Originates mortgage loans which includes but not limited to:
Counseling applicants on available loan programs, qualifying requirements, and terms
Preparing and reviewing loan applications, disclosures, and supporting documentation for accuracy and compliance for all types of mortgage loans to be sold on the secondary market,
Collecting and analyzing financial and credit information to determine borrowers' eligibility for loan products, appropriate structure, and pricing
Working closely with processors, underwriters, and closers to ensure timely and accurate loan processing through funding
Soliciting business through realtors, builders, and other sources of potential mortgage loan business
Documents mortgage loans in compliance with Central Bank, investors, FNMA and Freddie Mac guidelines.
Maintains up-to-date knowledge of lending guidelines, investor overlays, and secondary market trends (Fannie Mae, Freddie Mac, FHA, VA)
Provides excellent customer service.
Complies with all requirements of the SAFE Act including proper and timely registration on the NMLS Registry.
Performs other duties as assigned.
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