Harnham
Senior Collections Strategy Analyst
Wilmington, DE (Hybrid – initially remote)
Up to $135,000 + equity + benefits
Base pay range $120,000.00/yr - $135,000.00/yr
Help Redefine Access to Credit in a Mission-Driven FinTech
This isn’t just about crunching numbers. As a
Senior Collections and Recoveries Strategy Analyst , you’ll sit at the core of a rapidly growing fintech that’s using data and innovation to transform access to affordable credit. Backed by strong funding and nationwide expansion plans, this is your chance to have a direct voice in shaping lending strategies that balance growth, risk, and inclusion.
Your Role
You’ll design, test, and optimize credit policies that drive portfolio performance and re-payments. Working alongside senior leadership, you’ll bring data to life through strategies that make an immediate impact on the performance of the business.
What You’ll Do
Develop and optimize strategies for credit risk, collections, and recoveries
Analyze portfolio trends to uncover risks and opportunities for improvement
Build, monitor, and refine models in SQL and Python
Partner with product, finance, and operations to translate insights into decisions
Champion innovative approaches to credit decisioning and measurement
What You Bring
3–5 years’ experience in credit risk, collections strategy, or portfolio analytics (consumer lending/credit cards preferred)
Strong SQL skills (Python or R also valuable)
Experience with credit policy design and/or risk model monitoring
An analytical mindset with the confidence to influence senior stakeholders
A passion for using data to solve complex business problems in lending
Why Join?
Be part of a mission-driven fintech expanding nationwide
Exposure to senior leadership and high-impact decision-making
Competitive salary, benefits, and equity package
Clear growth trajectory as the company scales
Ready to help shape the future of consumer credit? Apply now.
Seniority level
Associate
Employment type
Full-time
Job function
Analyst
Medical insurance
Vision insurance
401(k)
#J-18808-Ljbffr
Wilmington, DE (Hybrid – initially remote)
Up to $135,000 + equity + benefits
Base pay range $120,000.00/yr - $135,000.00/yr
Help Redefine Access to Credit in a Mission-Driven FinTech
This isn’t just about crunching numbers. As a
Senior Collections and Recoveries Strategy Analyst , you’ll sit at the core of a rapidly growing fintech that’s using data and innovation to transform access to affordable credit. Backed by strong funding and nationwide expansion plans, this is your chance to have a direct voice in shaping lending strategies that balance growth, risk, and inclusion.
Your Role
You’ll design, test, and optimize credit policies that drive portfolio performance and re-payments. Working alongside senior leadership, you’ll bring data to life through strategies that make an immediate impact on the performance of the business.
What You’ll Do
Develop and optimize strategies for credit risk, collections, and recoveries
Analyze portfolio trends to uncover risks and opportunities for improvement
Build, monitor, and refine models in SQL and Python
Partner with product, finance, and operations to translate insights into decisions
Champion innovative approaches to credit decisioning and measurement
What You Bring
3–5 years’ experience in credit risk, collections strategy, or portfolio analytics (consumer lending/credit cards preferred)
Strong SQL skills (Python or R also valuable)
Experience with credit policy design and/or risk model monitoring
An analytical mindset with the confidence to influence senior stakeholders
A passion for using data to solve complex business problems in lending
Why Join?
Be part of a mission-driven fintech expanding nationwide
Exposure to senior leadership and high-impact decision-making
Competitive salary, benefits, and equity package
Clear growth trajectory as the company scales
Ready to help shape the future of consumer credit? Apply now.
Seniority level
Associate
Employment type
Full-time
Job function
Analyst
Medical insurance
Vision insurance
401(k)
#J-18808-Ljbffr