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Carver Federal Savings Bank

Universal Banker

Carver Federal Savings Bank, New York, New York, us, 10261

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Universal Banker Corporate Title:

Universal Banker Department:

Retail Reports to:

Assistant Branch Manager Schedule:

In-office (Locations): Harlem and Brooklyn areas Salary:

$20 - $25/hour

Posted salary ranges do not include incentive compensation or any other type of remuneration.

Company Overview In 1948, Carver Federal Savings Bank was founded in New York City to serve African- and Caribbean- American communities that had been excluded from mainstream financial services. More than 65 years later, we remain dedicated to community development and financial inclusion. We are publicly traded and among the largest African-American-managed banks in the country. Based in Harlem, we primarily serve low- to moderate-income communities in the New York City metro area. We reinvest more than 80% of our deposit base back into the communities we serve. As we look to the future, Carver seeks to grow and become a premier financial institution, fueled by exceptional products, services, technology, and customer experience. That is where you come in. To help our bank reach the next level, we seek a talented, motivated, innovative, and proven compliance leader to join our executive team.

Position Summary The Universal Banker responsibilities include acquiring new clients and cross-selling community outreach/development. They are required to understand, enforce and be coached on the Bank’s sales process. They are also responsible for processing customer transactions as well as informing customers about a variety of Bank products and services. Universal Bankers must be able to interact with customers in a professional and knowledgeable manner.

Essential Duties and Responsibilities

Acquire New Clients

– Demonstrate growth by acquiring new customers through outbound calling, engaging customers, and following through on teller referrals.

Cross-sell

additional products and services to existing customers.

Customer Outreach/Development

– Schedule appointments and perform on-site visits or outbound telephone calls to community members/businesses to discuss financial solutions; a minimum of two visits/calls with community organizations per week.

Follow up with customer’s post-account opening at 2 days, 2 weeks and two months.

Fulfill customer service requests to ensure customer satisfaction and retention.

Identify sales opportunities by turning a service issue into a sale (especially life-event changes).

Promote alternate channel delivery (Online Banking, Debit Card, ATM) making day-to-day banking more convenient for customers.

Responsible to perform service behaviors as measured in the Bank Customer Service Shopper Program, toward the achievement of maximum customer satisfaction and the highest branch ratings.

Process customer transactions face-to-face, such as cashing checks and handling deposits, withdrawals, money orders, and cashier's checks.

Provide exceptional customer service in response to customer needs and requests.

Adhere to all applicable laws, regulations, Bank policies and procedures, including the Bank Secrecy Act, Anti-Money Laundering laws, Office of Foreign Asset Control requirements and other regulatory requirements.

Additional Duties

Open new financial relationships

Deepen existing financial relationships through cross-selling

Sales referrals to internal partners (e.g., Lending Group, Investment Group)

Set appointments for account reviews

Outbound telephone calling

Background and Experience

High School diploma or equivalent

Minimum of two years in a sales position preferred

Ability to make sound judgments based on given information

Excellent communication and interpersonal skills

Prior experience working with the general public required

Prior experience in retail or cash handling roles

Computer savvy

Must be customer-focused

Must detail-oriented and able to work with numbers quickly and accurately

Basic accounting knowledge is a plus

Adheres to sales processes and action plans

Listens to and acts upon instructions

Demonstrates accountability

Excellent verbal communication, interpersonal and problem-solving skills

Team oriented

Microsoft Excel and Word experience preferred

EEO Statement Carver Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or any other protected class.

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