PayPal
Credit Controller
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers. We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do and they push us to ensure we take care of ourselves, each other, and our communities. Job Summary:
Credit Controller will lead the credit account team responsible for PayPal's rapidly expanding Global Consumer and Merchant loan portfolios. Key responsibilities will include: quarterly CECL allowance process, ongoing loan portfolio externalizations, and special projects, such as product launches, system migrations and broader finance automation initiatives. It is a fast-paced environment that requires juggling of multiple projects with competing deadlines. Complex accounting environment with multiple loan servicing systems which adds unique operational complexities and requires a focus on streamlining and automation solutions to ensure scalability. This is role will ensure accurate financial information in line with US GAAP, review all Credit related SEC reporting, manage audits, and partner with cross functional business leaders. Strong leadership, technical expertise, and attention to detail are essential. Job Description:
Essential Responsibilities: Manage a team of financial controllers and ensure their effective performance Perform risk assessments and identify improvements in the control and risk management framework Develop and maintain accounting and reporting processes in compliance with laws and regulations Monitor Key Performance Indicators and Key Risk Indicators to drive operational performance Ensure regulatory compliance of outsourced activities Manage the month close process and present reports to senior leadership As a finance leader, you will help shape the strategy for CAO and finance, and influence decision making of stakeholders across the enterprise. Expected Qualifications: Minimum of 15 years of relevant work experience and a Bachelor's degree or equivalent experience. Preferred Qualification: CPA Required Experience in credit or banking industry required
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers. We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do and they push us to ensure we take care of ourselves, each other, and our communities. Job Summary:
Credit Controller will lead the credit account team responsible for PayPal's rapidly expanding Global Consumer and Merchant loan portfolios. Key responsibilities will include: quarterly CECL allowance process, ongoing loan portfolio externalizations, and special projects, such as product launches, system migrations and broader finance automation initiatives. It is a fast-paced environment that requires juggling of multiple projects with competing deadlines. Complex accounting environment with multiple loan servicing systems which adds unique operational complexities and requires a focus on streamlining and automation solutions to ensure scalability. This is role will ensure accurate financial information in line with US GAAP, review all Credit related SEC reporting, manage audits, and partner with cross functional business leaders. Strong leadership, technical expertise, and attention to detail are essential. Job Description:
Essential Responsibilities: Manage a team of financial controllers and ensure their effective performance Perform risk assessments and identify improvements in the control and risk management framework Develop and maintain accounting and reporting processes in compliance with laws and regulations Monitor Key Performance Indicators and Key Risk Indicators to drive operational performance Ensure regulatory compliance of outsourced activities Manage the month close process and present reports to senior leadership As a finance leader, you will help shape the strategy for CAO and finance, and influence decision making of stakeholders across the enterprise. Expected Qualifications: Minimum of 15 years of relevant work experience and a Bachelor's degree or equivalent experience. Preferred Qualification: CPA Required Experience in credit or banking industry required