SoFi
Capital Markets Portfolio Senior Analyst
Base pay range:
$99,200.00/yr - $186,000.00/yr
SoFi is seeking a Senior Associate to join the Capital Markets, Investor & Transaction Development team. This individual will play a pivotal role in driving data‑driven insights and analytical rigor across SoFi’s capital markets activities. The role spans portfolio analytics, data automation, performance modeling, and transaction support.
What you’ll do:
Construct granular portfolio segmentations by borrower characteristics, origination cohort, and credit attributes to support trend analysis and risk monitoring.
Centralize and streamline analytical workflows to improve data accessibility and reduce cross‑team dependencies.
Extract and analyze data using Snowflake, Tableau, and internal repositories to produce actionable insights.
Build quantitative models to support yield, spread, and structural sensitivity analyses for financing transactions.
Automate performance dashboards, pool stratifications, and loss/prepayment curve generation across portfolios.
Deliver data‑driven insights and materials supporting investor communications, securitization discussions, and rating agency engagements.
Maintain, validate, and enhance structured datasets across SoFi’s unsecured lending products, ensuring integrity and consistency across internal and external systems.
Partner cross‑functionally with Risk, Legal, Treasury, Engineering, and Accounting to support execution of ABS, whole‑loan, and structured financing activities.
What you’ll need:
5+ years of relevant experience desired in Capital Markets, Structured Finance, Data Analytics, or Quantitative Research.
BS/BA in Business, Finance, Economics, Engineering, Mathematics, Data Science, or a related quantitative discipline.
Advanced proficiency in SQL, Python, or similar data analytics tools.
Excellent work ethic and willingness to contribute broadly to achieve team and company objectives.
Strong analytical skills with attention to detail and the ability to translate technical findings into business insights.
High level of proficiency with Microsoft Office and Google suites (particularly in Excel, PowerPoint).
Previous experience with lending or consumer credit products a plus: mortgages, student loans, credit cards, personal loans, etc.
Previous experience with asset‑backed securitization data sets (Bloomberg, Intex, DV01, etc.) and loan level/performance data a plus.
Compensation and Benefits The base pay range for this role is listed above. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our
Benefits at SoFi
page!
Equal Employment Opportunity SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights.
Accommodations for Applicants with Disabilities SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please contact
accommodations@sofi.com .
Internal Applicants If you are a current employee, do not apply here—please navigate to our Internal Job Board to apply to our open roles.
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$99,200.00/yr - $186,000.00/yr
SoFi is seeking a Senior Associate to join the Capital Markets, Investor & Transaction Development team. This individual will play a pivotal role in driving data‑driven insights and analytical rigor across SoFi’s capital markets activities. The role spans portfolio analytics, data automation, performance modeling, and transaction support.
What you’ll do:
Construct granular portfolio segmentations by borrower characteristics, origination cohort, and credit attributes to support trend analysis and risk monitoring.
Centralize and streamline analytical workflows to improve data accessibility and reduce cross‑team dependencies.
Extract and analyze data using Snowflake, Tableau, and internal repositories to produce actionable insights.
Build quantitative models to support yield, spread, and structural sensitivity analyses for financing transactions.
Automate performance dashboards, pool stratifications, and loss/prepayment curve generation across portfolios.
Deliver data‑driven insights and materials supporting investor communications, securitization discussions, and rating agency engagements.
Maintain, validate, and enhance structured datasets across SoFi’s unsecured lending products, ensuring integrity and consistency across internal and external systems.
Partner cross‑functionally with Risk, Legal, Treasury, Engineering, and Accounting to support execution of ABS, whole‑loan, and structured financing activities.
What you’ll need:
5+ years of relevant experience desired in Capital Markets, Structured Finance, Data Analytics, or Quantitative Research.
BS/BA in Business, Finance, Economics, Engineering, Mathematics, Data Science, or a related quantitative discipline.
Advanced proficiency in SQL, Python, or similar data analytics tools.
Excellent work ethic and willingness to contribute broadly to achieve team and company objectives.
Strong analytical skills with attention to detail and the ability to translate technical findings into business insights.
High level of proficiency with Microsoft Office and Google suites (particularly in Excel, PowerPoint).
Previous experience with lending or consumer credit products a plus: mortgages, student loans, credit cards, personal loans, etc.
Previous experience with asset‑backed securitization data sets (Bloomberg, Intex, DV01, etc.) and loan level/performance data a plus.
Compensation and Benefits The base pay range for this role is listed above. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our
Benefits at SoFi
page!
Equal Employment Opportunity SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights.
Accommodations for Applicants with Disabilities SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please contact
accommodations@sofi.com .
Internal Applicants If you are a current employee, do not apply here—please navigate to our Internal Job Board to apply to our open roles.
#J-18808-Ljbffr