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Main Street Bank

Mortgage Loan Originator

Main Street Bank, Wheeling, West Virginia, United States, 26003

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Welcome to the Main Street Bank!

We are currently seeking a dynamic new

Mortgage Loan Originator

to serve the Wheeling, WV market. Main Street Bank offers a competitive base plus commission pay structure, excellent benefits, and the opportunity to work for a growing community bank.

Mortgage Loan Originator (MLO)

proactively solicits residential mortgage business and sells in‑house and secondary market mortgage products to meet established production goals. They maintain relationships with real estate professionals as a source of referrals and provide excellent customer service while complying with all federal and state regulations.

Essential Duties and Responsibilities

Develop referral relationships through marketing, prospecting and networking activities

Participate in events that promote home ownership

Meet with prospective members and review/analyze credit and financial data provided

Determine the member’s financing and objective goals

Explain guidelines for in‑house and secondary market products so the member can make an informed choice of the product that best suits their needs

Discuss pricing options and lock the member's interest rates as directed by the member

Collect supporting documentation as required and provide a complete package

Work with processors and closers to ensure all conditions are met for a clear‑to‑close and a smooth closing process

Attend loan closings to ensure member satisfaction throughout

Complete all required bank compliance training in a timely manner

Maintain thorough knowledge of lending programs, policies and procedures

Perform all job functions in accordance with bank policies and procedures

Maintain regular and predictable attendance

Other duties as assigned

Qualifications One to three years’ experience and/or training in sales and/or credit analysis; or an equivalent combination of education and experience.

Education Requirements

Bachelor's degree from a four‑year college or university; or a minimum of two years related experience and/or training; or equivalent combination of education and experience.

Must have knowledge of database software, internet software, spreadsheet software, and Word processing software.

Licensing or Certification Requirements Active NMLS registration.

Seniority level Entry level

Employment type Full-time

Job function Finance and Sales

Industries Banking

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