JPMorgan Chase & Co.
Risk Management - Lead Credit Officer - Commercial & Specialized Industries
JPMorgan Chase & Co., Indianapolis, Indiana, us, 46262
Job Description
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Lead Credit Officer - Vice President in Commercial and Specialized Industries Risk, you partner with us to deliver tailored credit solutions for a diverse portfolio of clients. You help drive financing decisions that support working capital, acquisitions, and growth initiatives. You work with privately-held and publicly-traded companies, family-owned businesses, and financial sponsors, ensuring their needs are met with sound risk management. You play a key role in structuring credit facilities and negotiating agreements, while contributing to our team’s success and development.
Additionally, this risk management position supports Indiana and Kentucky and covers companies across diversified industries with revenues ranging from $20 million to $2 billion. Credit executions include bilateral structures, syndicated deals, institutional loans, and direct lending. A critical aspect of this role is the ability to develop and communicate a comprehensive understanding of the business, financial, and industry risks faced by clients and prospects in the assigned portfolio. You will utilize this insight to accurately risk grade borrowers, analyze credit requests, structure credit facilities, and negotiate credit agreements and other loan documentation.
Job Responsibilities
Perform credit analysis and financial modeling to structure and recommend new transactions
Lead leveraged finance transactions and manage legal documentation negotiations for various lending structures
Manage assigned credit portfolio independently, ensuring data integrity
Assess and process risk rating changes promptly
Develop and communicate well-considered credit views, incorporating company and industry risks
Defend credit views to internal stakeholders and senior leadership
Challenge banking teams as a second line of defense
Drive deals to closure by meeting expectations and deadlines with strong time management
Collaborate proactively with internal and external stakeholders to execute transactions
Apply thorough understanding of credit policy and procedures
Contribute to team objectives by developing junior talent and participating in projects
Required Qualifications, Capabilities, and Skills
Bachelor’s degree in business, finance, or related field
Completion of a major corporate or commercial bank credit training program or equivalent experience
Seven years of experience in middle market and mid-corporate lending
Extensive experience in credit analysis, leveraged finance structuring, and loan documentation negotiation
Experience working with portfolio companies of private equity firms
Strong accounting and finance knowledge with advanced financial modeling skills
Solid working knowledge of credit agreements and loan documentation
Demonstrated critical and analytical thinking skills
Proven ability to collaborate and build partnerships
Excellent organizational and project management skills under tight deadlines
Proficient in Microsoft Office, including Excel and PowerPoint
Required Qualifications, Capabilities, and Skills
Experience supporting companies across diversified industries
Familiarity with bilateral, syndicated, institutional, and direct lending structures
Strong negotiation skills in complex transactions
Ability to mentor and develop junior team members
Intellectual curiosity and ability to learn quickly
Experience managing multiple priorities in a fast-paced environment
Excellent verbal, interpersonal, and written communication skills
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As a Lead Credit Officer - Vice President in Commercial and Specialized Industries Risk, you partner with us to deliver tailored credit solutions for a diverse portfolio of clients. You help drive financing decisions that support working capital, acquisitions, and growth initiatives. You work with privately-held and publicly-traded companies, family-owned businesses, and financial sponsors, ensuring their needs are met with sound risk management. You play a key role in structuring credit facilities and negotiating agreements, while contributing to our team’s success and development.
Additionally, this risk management position supports Indiana and Kentucky and covers companies across diversified industries with revenues ranging from $20 million to $2 billion. Credit executions include bilateral structures, syndicated deals, institutional loans, and direct lending. A critical aspect of this role is the ability to develop and communicate a comprehensive understanding of the business, financial, and industry risks faced by clients and prospects in the assigned portfolio. You will utilize this insight to accurately risk grade borrowers, analyze credit requests, structure credit facilities, and negotiate credit agreements and other loan documentation.
Job Responsibilities
Perform credit analysis and financial modeling to structure and recommend new transactions
Lead leveraged finance transactions and manage legal documentation negotiations for various lending structures
Manage assigned credit portfolio independently, ensuring data integrity
Assess and process risk rating changes promptly
Develop and communicate well-considered credit views, incorporating company and industry risks
Defend credit views to internal stakeholders and senior leadership
Challenge banking teams as a second line of defense
Drive deals to closure by meeting expectations and deadlines with strong time management
Collaborate proactively with internal and external stakeholders to execute transactions
Apply thorough understanding of credit policy and procedures
Contribute to team objectives by developing junior talent and participating in projects
Required Qualifications, Capabilities, and Skills
Bachelor’s degree in business, finance, or related field
Completion of a major corporate or commercial bank credit training program or equivalent experience
Seven years of experience in middle market and mid-corporate lending
Extensive experience in credit analysis, leveraged finance structuring, and loan documentation negotiation
Experience working with portfolio companies of private equity firms
Strong accounting and finance knowledge with advanced financial modeling skills
Solid working knowledge of credit agreements and loan documentation
Demonstrated critical and analytical thinking skills
Proven ability to collaborate and build partnerships
Excellent organizational and project management skills under tight deadlines
Proficient in Microsoft Office, including Excel and PowerPoint
Required Qualifications, Capabilities, and Skills
Experience supporting companies across diversified industries
Familiarity with bilateral, syndicated, institutional, and direct lending structures
Strong negotiation skills in complex transactions
Ability to mentor and develop junior team members
Intellectual curiosity and ability to learn quickly
Experience managing multiple priorities in a fast-paced environment
Excellent verbal, interpersonal, and written communication skills
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