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BlackFrost Home Services

Co-Founder & Chief Financial Officer (CFO)

BlackFrost Home Services, Dayton, Ohio, United States, 45444

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Equity-Only Pre-Launch | Hybrid (Must Be Within 3 Hours of Dayton, OH)

About BlackFrost

BlackFrost is a next-generation home protection startup modernizing the home warranty model through transparency, technology, and operational control.

We’ve shared our business plan with multiple investors and a major global family office — and have been fortunate to be described as a “unicorn business in the making.”

We’re now preparing for our pre‑seed raise to fund our first markets and bring our vision to life.

The Role We’re looking for a strategic Co‑Founder (CFO) with MGA, insurance, or warranty administration experience who can help shape the financial model, validate investor materials, and prepare the business for funding and launch.

You’ll work directly with the CEO and provide updates to our Advisory Board as you structure the financial model, CAC/LTV roadmap, and fundraising strategy — ensuring our model meets both investor and MGA standards.

This is an equity‑only, light‑work pre‑launch role (5–10 hrs/week) until our cap table opens and funding is secured, after which compensation will be refreshed and a full‑time CFO position will be available.

This is a hybrid position — ideal candidates will be located within three hours of Dayton, Ohio to allow for periodic in‑person strategy sessions and team collaboration.

What You’ll Do

Refine and validate the BlackFrost financial model — including CAC, LTV, and operational margins

Develop and own the investor‑grade financial narrative for pre‑seed and seed decks

Collaborate with our administrator partner to define claims, reserves, and revenue recognition logic

Design the use‑of‑funds roadmap and capital deployment structure for launch

Build a scalable financial reporting and compliance framework for investor and regulatory readiness

Advise on banking, accounting, and systems setup (QuickBooks, G‑Suite, etc.) pre‑funding

Join the Founder & CEO in select investor or partner meetings as the financial voice of the company

Ideal Background

MBA (Finance, Strategy, or Accounting focus) or equivalent executive financial education

Experience in insurance, MGA, warranty administration, insurtech, or regulated financial services

Exposure to startup or early‑stage finance — fractional CFO, advisor, or builder mindset

Strong understanding of claims/reserves, GAAP principles, and underwriting economics

Skilled at building or refining bottom‑up financial models and dashboards

Experienced in fundraising preparation, investor reporting, and scenario analysis

Bonus: background in capital‑light or hybrid control models (TPA + MGA + carrier structure)

Why This Matters You’ll be helping architect the financial and operational foundation of a company poised to disrupt one of America’s least‑trusted industries.

BlackFrost is more than a warranty — it’s a re‑engineered customer experience built on speed, transparency, and data.

If you understand the insurance side but crave startup energy, this is your chance to build something that fixes the system from the inside out — for a company already described by early investors as “a future unicorn.”

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