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Capital One

Distinguished Engineer (Card Decisioning)

Capital One, Mc Lean, Virginia, us, 22107

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Distinguished Engineer (Card Decisioning) Be among the first 25 applicants. As a Distinguished Engineer at Capital One, you will be a part of a community of technical experts working to define the future of banking in the cloud. You will work alongside our talented team of developers, machine learning experts, product managers and people leaders. Our Distinguished Engineers are leading experts in their domains, helping devise practical and reusable solutions to complex problems. You will drive innovation at multiple levels, helping optimize business outcomes while driving towards strong technology solutions. At Capital One, we believe diversity of thought strengthens our ability to influence, collaborate and provide the most innovative solutions across organizational boundaries. You will promote a culture of engineering excellence, and strike the right balance between lending expertise and providing an inclusive environment where the ideas of others can be heard and championed. You will lead the way in creating next‑generation talent for Capital One Tech, mentoring internal talent and actively recruiting to keep building our community. Distinguished Engineers are expected to lead through technical contribution. You will operate as a trusted advisor for our key technologies, platforms and capability domains, creating clear and concise communications, code samples, blog posts and other material to share knowledge both inside and outside the organization. You will specialize in a particular subject area, but your input and impact will be sought and expected throughout the organization.

About the team Capital One’s Card Decisioning team is responsible to enable our business to manage risk and drive business value across the customer lifecycle by providing real‑time, accurate, secure and AI‑powered decision‑making solutions for customer transactions, fraud detection, alerts, credit inquiries and applications across card, lending and banking products.

In this role, you will work with our decisioning platform team to provide architectural guidance and technical leadership to help build a destination platform for Capital One. You will be a thought leader in this space to ensure we are building a world‑class platform that is scalable, resilient, multi‑tenant and can support a variety of use cases. You will work with other Distinguished Engineers to detail out high‑level designs and help software engineers develop and engineer the products as envisioned. You will be responsible to help the teams with setting up the best‑in‑the‑industry engineering culture and developer experience. Additionally, you will provide mentorship and strategic guidance to our engineer, product, and leadership groups.

Key responsibilities

Articulate and evangelize a bold technical vision for your domain.

Decompose complex problems into practical and operational solutions.

Ensure the quality of technical design and implementation.

Serve as an authoritative expert on non‑functional system characteristics, such as performance, scalability and operability.

Continue learning and injecting advanced technical knowledge into our community.

Handle several projects simultaneously, balancing your time to maximize impact.

Act as a role model and mentor within the tech community, helping to coach and strengthen the technical expertise and know‑how of our engineering and product community.

Basic Qualifications

Bachelor’s Degree.

At least 7 years of experience in Software Engineering.

At least 5 years of experience with large, distributed systems.

At least 5 years of experience with public cloud technologies.

Preferred Qualifications

Bachelor's or Master's Degree in Computer Science or a related field.

12+ years of experience in software development.

10+ years of professional experience coding in commonly used languages like Java, Python, Go, JavaScript/TypeScript, Swift, etc. (Java and Python preferred).

10+ years of professional experience in the full lifecycle of system development, from conception through architecture, implementation, testing, deployment and production support.

Compensation Capital One will consider sponsoring a new qualified applicant for employment authorization for this position. The minimum and maximum full‑time annual salaries for this role vary by location:

Chicago, IL: $239,900 - $273,800

McLean, VA: $263,900 - $301,200

Richmond, VA: $239,900 - $273,800

Other locations: subject to the pay range associated with that location.

This role is also eligible to earn performance‑based incentive compensation, which may include cash bonus(es) and/or long‑term incentives (LTI). Incentives could be discretionary or non‑discretionary depending on the plan.

Benefits Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well‑being. Learn more at the Capital One Careers website. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

Agencies No agencies please.

EEO Statement Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries.

Accessibility If you require an accommodation, please contact Capital One Recruiting at 1‑800‑304‑9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and used only to the extent required to provide needed reasonable accommodations.

Contact For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com.

Legal & Ownership Capital One does not provide, endorse nor guarantee and is not liable for third‑party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Any position posted in Canada is for Capital One Canada, in the United Kingdom for Capital One Europe, and in the Philippines for Capital One Philippines Service Corp. (COPSSC).

Other Locations Referrals increase your chances of interviewing at Capital One by 2x.

Job postings and salary ranges in other locations and times:

McLean, VA $85k–$95k – 38 minutes ago

Washington, DC $150k–$190k – 1 month ago

Washington, DC $70k–$92k – 3 weeks ago

Washington, DC $80k–$120k – 1 month ago

Washington, DC $150k–$170k – 1 week ago

Washington, DC $98,100–$199,000 – 2 days ago

Washington, DC $141,000–$202,000 – 2 days ago

Washington, DC $130,000–$165,000 – 3 weeks ago

Washington, DC $66,000–$106,000 – 2 days ago

Reston, VA $84,200–$180,400 – 3 days ago

North Bethesda, MD $75,000–$85,000 – 2 weeks ago

Washington, DC $65,000–$400,000 – 2 weeks ago

Washington, DC $77,000–$106,000 – 1 week ago

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