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Revolut

Wholesale Credit Risk Manager

Revolut, Poland, New York, United States

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Wholesale Credit Risk Manager

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Revolut

About Revolut People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 65+ million customers get more from their money every day.

About The Role Risk at Revolut operates across all functions, products, and regions to monitor front‑line performance and ensure the business operates safely. They’re among the first to be involved in new initiatives, from tech to customer support. We’re looking for a Wholesale Credit Risk Manager to assess and manage credit risk associated with lending to large corporate clients and institutions. You’ll be overseeing credit risk exposure and ensuring robust risk management practices across the enterprise portfolio.

What You’ll Be Doing

Perform end‑to‑end credit assessments for global wholesale counterparties

Collaborate strategically with Treasury, ALM, Finance, and Product teams to manage the wholesale credit portfolio while balancing growth and risk

Monitor creditworthiness of the portfolio, identify early warning signals, and report to senior management

Contribute to new product development from a 2LoD perspective, ensuring wholesale exposures are correctly identified, rated, and embedded within the governance framework

Enhance wholesale credit risk management frameworks through delivery of quarterly team objectives, including strategic improvements to processes, monitoring tools, and automations

What You’ll Need

3+ years of experience in wholesale credit risk analytics and underwriting

Experience monitoring credit and counterparty risk, performing fundamental analysis, and writing credit memos

A bachelor’s degree in a quantitative/analytical field (engineering, statistics, physics, maths, economics, or finance) from a top university

Practical working knowledge of CRR/Basel III prudential requirements, specifically Part III (capital) and Part IV (large exposures)

A proven ability to calculate and interpret PFE, EAD, CVA, and ECL

Knowledge of SQL or Python, and enterprise‑grade data analysis tools

Excellent communication, presentation, and stakeholder management skills

Strong analytical and financial modelling skills

Nice to Have

Experience with derivatives, secured financing, structured finance, and/or crypto

Knowledge of liquidity and market risk concepts within an EMI environment

A master’s degree and/or a professional qualification, such as CFA, FRM, or CAIA (completed or in process)

Important Notice for Candidates

Only apply through official Revolut channels. We don’t use any third‑party services or platforms for our recruitment.

Always double‑check the emails you receive. Make sure all communications are being done through official Revolut emails, with an @revolut.com domain.

We won’t ask for payment or personal financial information during the hiring process. If anyone does ask you for this, it’s a scam. Report it immediately.

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