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The Planet Group

Credit Strategy Data Scientist

The Planet Group, San Jose, California, United States, 95199

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Job Description

Job Title : Credit Strategy Data Scientist Location : Remote Contract length : 12 months Schedule : Fulltime, M-F Pay : up to $53.33/hr, DOE

Credit Strategy Data Scientist Role Overview: We are looking for a talented, enthusiastic and dedicated person to join the Credit Risk Strategy team. The incumbent will be responsible for leading key projects associated with credit risk assessment, data analysis and loss mitigation. This position requires a person who has experience performing analytics, refining risk strategies, and developing predictive algorithms preferably in the credit risk domain.

Credit Strategy Data Scientist Responsibilities:

Design rules to detect/mitigate loss Investigate novel/large cases Identify root cause Set strategy for different risk types Work with product/engineering to improvement control capabilities Develop and present strategies and guide execution Drive results that maximize eligible customers while controlling losses

Credit Strategy Data Scientist Required Qualifications:

Minimum 2 years of experience in risk analytics, data analysis, or data science within the Fintech or online payments industry Bachelor's degree in computer science, Engineering, Mathematics, Statistics, Data Mining or related field or equivalent practical experience Experience using statistics and data science to solve complex business problems Proficiency in SQL, Python, Excel including key data science libraries Experience working with large datasets Ability to clearly communicate complex results to technical experts, business partners, and executives including development of dashboards and visualizations (e.g., Tableau) Comfortable with ambiguity and yet able to steer analytics projects toward clear business goals, testable hypotheses, and action-oriented outcomes Demonstrated analytical thinking through data-driven decisions, as well as the technical know-how, and ability to work with your team to make a big impact Desirable to have experience or aptitude in solving problems related to risk using data science and analytics Bonus: Experience with AWS, payment rule systems, and knowledge of credit products

Credit Strategy Data Scientist Preferred Qualifications:

Project management skills

Expected Outcome in 6-12 Months:

Development of dashboard and visualizations to track KPI of credit strategies implemented Work closely with team members and stakeholders to consult, design, develop, and manage credit trends and losses that not only solve emerging loss trends but also provide a great experience to end customers Utilize data analysis to design and implement credit strategies Analyze and transform data using RaaS platforms to identify loss patterns and optimize the systems to flag these patterns Collaborate with cross-functional stakeholders including product managers and engineering teams to deploy data-driven credit solutions that operate at scale and in real time for end customers Make business recommendations to leadership and cross-functional teams with effective presentations of findings at multiple levels of stakeholders

The staffing industry has seen an increase in people falsely representing themselves as recruiters to gather personal information from job seekers. For your safety, do not provide sensitive data to anyone you have not spoken with thoroughly, never provide banking information during the application process and always double check the email address of the Recruiter to ensure it's from an official Planet domain (@theplanetgroup.com or @launchcg.com) - and not a domain with an alternative extension like .net, .org or .jobs.

The Planet Group and our companies are equal opportunity employers. It is our practice not to discriminate against any employee or applicant based on any criteria, condition or basis protected by laws or regulations in the locations where we do business. All qualified applicants are encouraged to apply. We celebrate diversity and are committed to providing an environment of mutual respect. We believe that diversity, equity and inclusion enable us to better meet our mission and values while serving our clients across the globe. If you have a disability or handicap and would like us to accommodate you in any reasonable way, please inform your recruiter, or contact us, so that we can discuss the appropriate alternatives available.