Stellantis Financial Services US
Stellantis Financial Services (SFS) is the new captive finance company for one of the world’s leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citroën, Dodge, DS Automobiles, Fiat, Jeep®, Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys. Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years. Join our world‑class team and culture and contribute to our core mission of enhancing our customer’s experience.
Position Summary The Sr. Credit Analyst will evaluate credit and other relevant data to determine the credit risk of potential customers, making recommendations, issuing approvals, and declining credit requests in accordance with Stellantis Financial Services’ credit risk policies, compliance guidelines, and profitability models.
Essential Duties And Responsibilities
Review and evaluate all credit reports in common formats as well as any format unique to SFS.
Accurately apply credit policies in accordance with FCRA across multiple product lines.
Manage exceptions to the published credit authority using judgment to produce risk outcomes within company expectations.
Complete final disposition on credit applications or escalate to the appropriate level of authority for final approval.
Make outbound calls and manage inbound calls to negotiate final contract terms with dealer customers and the DRM.
Assist with escalated calls from dealers and DRMs who are dissatisfied with a credit decision; re‑evaluate decisions and manage them professionally to maintain positive relationships.
Participate in targeted outbound call campaigns to cultivate long‑term dealer relationships.
Work directly with the Funding department and DRMs to resolve credit and verification issues that arise during funding.
Provide guidance, training, and mentorship to junior associates within the department.
Maintain confidentiality of personal information for consumers, including, but not limited to, social security numbers and dates of birth.
Other duties may be assigned.
Qualifications And Competencies Required
Required Experience:
Minimum of 3 years’ auto industry experience as a credit analyst or related automotive discipline.
Education:
High school diploma and/or GED.
Skills Required:
Overtime required on an as‑needed basis; 0‑10% travel as required; must have reliable transportation and live within a commutable distance to one of the following cities: Phoenix, AZ.
Physical Demands May involve sitting, using hands and arms, standing, walking, kneeling, crouching, and occasional lifting of up to ten pounds.
Work Environment Moderate noise level; may require shift work from 8 AM – 6 PM, Monday‑Friday, with weekend availability as needed.
EEO Statement Stellantis Financial Services Inc. (SFS) is an equal opportunity employer and is committed to providing an environment free of harassment, discrimination, and intimidation. Employment decisions are based on merit, ability, experience and business needs. Candidates must possess authorization to work in the United States.
Seniority level Mid‑Senior level
Employment type Full‑time
Job function Strategy/Planning and Information Technology
Locations & Salary Scottsdale, AZ – $69,000.00–$113,850.00 Phoenix, AZ – $90,000.00–$100,000.00
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Position Summary The Sr. Credit Analyst will evaluate credit and other relevant data to determine the credit risk of potential customers, making recommendations, issuing approvals, and declining credit requests in accordance with Stellantis Financial Services’ credit risk policies, compliance guidelines, and profitability models.
Essential Duties And Responsibilities
Review and evaluate all credit reports in common formats as well as any format unique to SFS.
Accurately apply credit policies in accordance with FCRA across multiple product lines.
Manage exceptions to the published credit authority using judgment to produce risk outcomes within company expectations.
Complete final disposition on credit applications or escalate to the appropriate level of authority for final approval.
Make outbound calls and manage inbound calls to negotiate final contract terms with dealer customers and the DRM.
Assist with escalated calls from dealers and DRMs who are dissatisfied with a credit decision; re‑evaluate decisions and manage them professionally to maintain positive relationships.
Participate in targeted outbound call campaigns to cultivate long‑term dealer relationships.
Work directly with the Funding department and DRMs to resolve credit and verification issues that arise during funding.
Provide guidance, training, and mentorship to junior associates within the department.
Maintain confidentiality of personal information for consumers, including, but not limited to, social security numbers and dates of birth.
Other duties may be assigned.
Qualifications And Competencies Required
Required Experience:
Minimum of 3 years’ auto industry experience as a credit analyst or related automotive discipline.
Education:
High school diploma and/or GED.
Skills Required:
Overtime required on an as‑needed basis; 0‑10% travel as required; must have reliable transportation and live within a commutable distance to one of the following cities: Phoenix, AZ.
Physical Demands May involve sitting, using hands and arms, standing, walking, kneeling, crouching, and occasional lifting of up to ten pounds.
Work Environment Moderate noise level; may require shift work from 8 AM – 6 PM, Monday‑Friday, with weekend availability as needed.
EEO Statement Stellantis Financial Services Inc. (SFS) is an equal opportunity employer and is committed to providing an environment free of harassment, discrimination, and intimidation. Employment decisions are based on merit, ability, experience and business needs. Candidates must possess authorization to work in the United States.
Seniority level Mid‑Senior level
Employment type Full‑time
Job function Strategy/Planning and Information Technology
Locations & Salary Scottsdale, AZ – $69,000.00–$113,850.00 Phoenix, AZ – $90,000.00–$100,000.00
#J-18808-Ljbffr