Liberty Mutual Insurance
Senior Underwriter, Healthcare Risk Management
Liberty Mutual Insurance, San Diego, California, United States, 92189
Senior Underwriter, Healthcare Risk Management
Apply for the
Senior Underwriter, Healthcare Risk Management
role at
Liberty Mutual Insurance .
Base pay range $68,000.00/yr - $247,000.00/yr
Description The Healthcare Risk Management team is a unit within Major Accounts that focuses on mid‑sized and large healthcare providers. As part of this specialized unit, you will primarily write Workers’ Compensation and Auto for all program structures, primarily loss‑sensitive. You will collaborate closely with partners in Loss Control, Industry Consulting, and Claims to build expertise in the healthcare industry and profitably grow the vertical.
Manage a portfolio of brokers/agents & clients, leveraging market presence and expertise to develop and underwrite profitable business as a representative for Liberty. Maintain strong relationships with senior/market‑leading brokers and/or key agents, look to strengthen these relationships and develop new ones.
Depending upon experience, our business is considering this role for a Senior or Executive Underwriter based on qualifications.
Job Responsibilities
Develop, grow, and maintain a profitable, diversified book of business through effective underwriting decision making, mutually beneficial agent/broker relationships, and application of underwriting tools, systems, and expert resources. Guide/mentor less experienced underwriters in their respective area of expertise.
Risk Selection: evaluate opportunities by qualifying accounts; identify, select, and assess risks; determine the premium, policy terms and conditions; obtain approvals; create and present the proposal to the agent/broker and successfully negotiate deals.
Agent/Broker Relationships: Responsible for production underwriting by marketing to a geographic territory, targeting healthcare accounts with revenues greater than $10M.
Demonstrate a high level of responsiveness and focus on supporting Agents and Brokers through successful negotiations. Develop and maintain relationships through responsive service, site visits, in‑person renewal meetings, or enhanced knowledge of their customers’ businesses.
Portfolio Management: manage a sizable and complex book of business by analyzing the portfolio, identifying areas of opportunity for improved growth, profit and diversification, and executing marketing plans to increase market share with preferred brokers. Use pricing models as tools and guidance while tailoring price to risk, quality, and coverage terms to ensure portfolio profitability.
Service Value Proposition: understand and articulate the specialized services Liberty Mutual can offer our healthcare insureds and how they compare to those provided by our competitors.
Document the Deal: document files in a way that reflects a solid thought process and decision making through comprehensive account reviews, sign‑offs and referrals.
Leadership: formally guide, mentor, and coach underwriters in both technical and professional skills. Demonstrate an area of expertise and provide regular updates to other underwriters.
Continuous Improvement: actively participate in continuous improvement by fully engaging in daily huddles, generating suggestions, following appropriate procedures and work principles, participating in problem solving activities, and using continuous improvement tools to support the work of the team.
Qualifications
Intermediate‑level knowledge of insurance products/coverage, market segments, and marketplace; insurance finance and actuarial concepts; loss control/risk engineering; marketing/selling techniques, and regulatory environment.
Advanced‑level knowledge of underwriting, pricing, risk selection, and territory management.
Ability to apply underwriting/appetite, tools, systems, and resources to achieve goals, solve complex problems, establish and build healthy working relationships, lead mentoring relationships, and negotiate.
Bachelor’s degree; 3 to 7 years of commercial lines underwriting experience preferred; CPCU or professional insurance designation preferred.
About Liberty Mutual As a purpose‑driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally. We believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow.
We are dedicated to fostering an inclusive environment where employees from all backgrounds can build long and meaningful careers. By actively seeking employee feedback and amplifying the voices of our seven Employee Resource Groups (ERGs), which are open to all, we create an environment where every individual can make a meaningful impact so we continue to meet the evolving needs of our customers.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well‑being. To learn more about our benefit offerings please visit:
https://LMI.co/Benefits .
Liberty Mutual is an equal‑opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran’s status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices
California
Los Angeles Incorporated
Los Angeles Unincorporated
Philadelphia
San Francisco
Seniority level Not Applicable
Employment type Full‑time
Job function Finance
Industries Insurance
#J-18808-Ljbffr
Senior Underwriter, Healthcare Risk Management
role at
Liberty Mutual Insurance .
Base pay range $68,000.00/yr - $247,000.00/yr
Description The Healthcare Risk Management team is a unit within Major Accounts that focuses on mid‑sized and large healthcare providers. As part of this specialized unit, you will primarily write Workers’ Compensation and Auto for all program structures, primarily loss‑sensitive. You will collaborate closely with partners in Loss Control, Industry Consulting, and Claims to build expertise in the healthcare industry and profitably grow the vertical.
Manage a portfolio of brokers/agents & clients, leveraging market presence and expertise to develop and underwrite profitable business as a representative for Liberty. Maintain strong relationships with senior/market‑leading brokers and/or key agents, look to strengthen these relationships and develop new ones.
Depending upon experience, our business is considering this role for a Senior or Executive Underwriter based on qualifications.
Job Responsibilities
Develop, grow, and maintain a profitable, diversified book of business through effective underwriting decision making, mutually beneficial agent/broker relationships, and application of underwriting tools, systems, and expert resources. Guide/mentor less experienced underwriters in their respective area of expertise.
Risk Selection: evaluate opportunities by qualifying accounts; identify, select, and assess risks; determine the premium, policy terms and conditions; obtain approvals; create and present the proposal to the agent/broker and successfully negotiate deals.
Agent/Broker Relationships: Responsible for production underwriting by marketing to a geographic territory, targeting healthcare accounts with revenues greater than $10M.
Demonstrate a high level of responsiveness and focus on supporting Agents and Brokers through successful negotiations. Develop and maintain relationships through responsive service, site visits, in‑person renewal meetings, or enhanced knowledge of their customers’ businesses.
Portfolio Management: manage a sizable and complex book of business by analyzing the portfolio, identifying areas of opportunity for improved growth, profit and diversification, and executing marketing plans to increase market share with preferred brokers. Use pricing models as tools and guidance while tailoring price to risk, quality, and coverage terms to ensure portfolio profitability.
Service Value Proposition: understand and articulate the specialized services Liberty Mutual can offer our healthcare insureds and how they compare to those provided by our competitors.
Document the Deal: document files in a way that reflects a solid thought process and decision making through comprehensive account reviews, sign‑offs and referrals.
Leadership: formally guide, mentor, and coach underwriters in both technical and professional skills. Demonstrate an area of expertise and provide regular updates to other underwriters.
Continuous Improvement: actively participate in continuous improvement by fully engaging in daily huddles, generating suggestions, following appropriate procedures and work principles, participating in problem solving activities, and using continuous improvement tools to support the work of the team.
Qualifications
Intermediate‑level knowledge of insurance products/coverage, market segments, and marketplace; insurance finance and actuarial concepts; loss control/risk engineering; marketing/selling techniques, and regulatory environment.
Advanced‑level knowledge of underwriting, pricing, risk selection, and territory management.
Ability to apply underwriting/appetite, tools, systems, and resources to achieve goals, solve complex problems, establish and build healthy working relationships, lead mentoring relationships, and negotiate.
Bachelor’s degree; 3 to 7 years of commercial lines underwriting experience preferred; CPCU or professional insurance designation preferred.
About Liberty Mutual As a purpose‑driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally. We believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow.
We are dedicated to fostering an inclusive environment where employees from all backgrounds can build long and meaningful careers. By actively seeking employee feedback and amplifying the voices of our seven Employee Resource Groups (ERGs), which are open to all, we create an environment where every individual can make a meaningful impact so we continue to meet the evolving needs of our customers.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well‑being. To learn more about our benefit offerings please visit:
https://LMI.co/Benefits .
Liberty Mutual is an equal‑opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran’s status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices
California
Los Angeles Incorporated
Los Angeles Unincorporated
Philadelphia
San Francisco
Seniority level Not Applicable
Employment type Full‑time
Job function Finance
Industries Insurance
#J-18808-Ljbffr