SouthState Bank
Commercial Relationship Manager III - Houston, TX
SouthState Bank, Houston, Texas, United States, 77246
Overview
Join to apply for the
Commercial Relationship Manager III - Houston, TX
role at
SouthState Bank . The SouthState story is one of steady growth, deep community roots, and a commitment to helping customers move forward. Since the 1930s, we have been a trusted financial partner across the South and beyond, combining personal relationships with forward-thinking solutions. We are committed to helping our team members succeed while upholding our values: building trust, fostering lasting relationships and pursuing excellence. Your future begins here! Responsibilities
Actively participates in a business development plan to increase the loan and deposit portfolio of commercial clients within a SouthState metro market. Develop consultative relationships with prospects and clients to add value by delivering appropriate banking solutions. Manage the flow of loan and deposit requests through the appropriate channels to ensure credit quality, responsiveness, structure, and pricing meet client needs and Bank objectives. Collaborate effectively with Treasury Management Sales Officers, Capital Markets, Wealth, and Retail. Underwrite loan requests within Bank policies and procedures; ensure loan packages are accurate and complete when submitted to the Credit partner for approval. Manage and service the assigned loan portfolio; ensure all required documentation is in file for loans and deposits. Clear documentation or compliance deficiencies noted by Loan and Deposit Operations or other review. Partner with Credit to properly risk grade each loan and adjust risk grades as circumstances change or new information becomes available. Price each loan and deposit product according to current Bank pricing guidelines; document factors that justify departures from pricing regulations. Demonstrate a commitment to fair lending practices and stay knowledgeable of laws and regulations governing lending activities in financial institutions. Ensure compliance with Bank policies, state and federal regulations; resolve client problems and assist with general inquiries; provide superior service to existing clients. Build and maintain positive working relationships with COIs and others in the community to enhance the Bank’s image in the marketplace. Skills
Well-developed sales, interpersonal and negotiating skills. Excellent written and verbal communication skills. Basic accounting and credit skills; detail oriented with ability to prioritize complex work. Analytical skills and ability to evaluate credit worthiness. Proficiency in basic office equipment; strong computer skills including Microsoft Word, Excel, Outlook. Qualifications, Education, And Certification Requirements
Education: Bachelor’s degree in business, finance, banking, or related field is required. Graduation from a recognized school of banking is an asset. Experience: Minimum of 10+ years commercial lending experience, including loan structuring and credit analysis responsibilities. Certifications/Specific Knowledge: Extensive knowledge of Bank products, services, procedures, and practices; in-depth knowledge of Federal and State lending regulations and Bank policies; familiarity with the local business community is strongly preferred. Training
Required annual compliance training; New Employee Orientation. Physical Demands
Must be able to effectively access and interpret information on computer screens, documents, and reports. This position requires a large amount of time in front of a computer. This can be done sitting or standing with use of a desk. Work Environment
This position is in a private office. Travel
This position may require some travel from time to time. Equal Opportunity
Equal Opportunity Employer, including disabled/veterans.
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Join to apply for the
Commercial Relationship Manager III - Houston, TX
role at
SouthState Bank . The SouthState story is one of steady growth, deep community roots, and a commitment to helping customers move forward. Since the 1930s, we have been a trusted financial partner across the South and beyond, combining personal relationships with forward-thinking solutions. We are committed to helping our team members succeed while upholding our values: building trust, fostering lasting relationships and pursuing excellence. Your future begins here! Responsibilities
Actively participates in a business development plan to increase the loan and deposit portfolio of commercial clients within a SouthState metro market. Develop consultative relationships with prospects and clients to add value by delivering appropriate banking solutions. Manage the flow of loan and deposit requests through the appropriate channels to ensure credit quality, responsiveness, structure, and pricing meet client needs and Bank objectives. Collaborate effectively with Treasury Management Sales Officers, Capital Markets, Wealth, and Retail. Underwrite loan requests within Bank policies and procedures; ensure loan packages are accurate and complete when submitted to the Credit partner for approval. Manage and service the assigned loan portfolio; ensure all required documentation is in file for loans and deposits. Clear documentation or compliance deficiencies noted by Loan and Deposit Operations or other review. Partner with Credit to properly risk grade each loan and adjust risk grades as circumstances change or new information becomes available. Price each loan and deposit product according to current Bank pricing guidelines; document factors that justify departures from pricing regulations. Demonstrate a commitment to fair lending practices and stay knowledgeable of laws and regulations governing lending activities in financial institutions. Ensure compliance with Bank policies, state and federal regulations; resolve client problems and assist with general inquiries; provide superior service to existing clients. Build and maintain positive working relationships with COIs and others in the community to enhance the Bank’s image in the marketplace. Skills
Well-developed sales, interpersonal and negotiating skills. Excellent written and verbal communication skills. Basic accounting and credit skills; detail oriented with ability to prioritize complex work. Analytical skills and ability to evaluate credit worthiness. Proficiency in basic office equipment; strong computer skills including Microsoft Word, Excel, Outlook. Qualifications, Education, And Certification Requirements
Education: Bachelor’s degree in business, finance, banking, or related field is required. Graduation from a recognized school of banking is an asset. Experience: Minimum of 10+ years commercial lending experience, including loan structuring and credit analysis responsibilities. Certifications/Specific Knowledge: Extensive knowledge of Bank products, services, procedures, and practices; in-depth knowledge of Federal and State lending regulations and Bank policies; familiarity with the local business community is strongly preferred. Training
Required annual compliance training; New Employee Orientation. Physical Demands
Must be able to effectively access and interpret information on computer screens, documents, and reports. This position requires a large amount of time in front of a computer. This can be done sitting or standing with use of a desk. Work Environment
This position is in a private office. Travel
This position may require some travel from time to time. Equal Opportunity
Equal Opportunity Employer, including disabled/veterans.
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