FourLeaf Federal Credit Union
What You’ll Do
The BSA/AML Case Analyst is responsible for conducting and dispositioning mid‑risk and continuation case investigations using a risk‑based approach within Verafin, performing detailed research and documentation to determine whether activity can be mitigated or requires a SAR filing. This role includes writing SARs, escalating high‑risk cases to leadership, and ensuring thorough record retention for audits and regulatory reviews.
Core Contributions
Perform mid‑risk case and continuation investigations and manual referral analysis using a risk‑based approach within Verafin. Conduct in‑depth research using internet and database searches, negative media reviews, and internal system queries to gather and evaluate supporting documentation. Determine whether activity can be mitigated or requires a SAR filing, ensuring all findings and documentation are properly saved for record retention and to support potential requests from law enforcement, regulatory exams, or internal audits.
Determine whether to categorize identified activity as “suspicious.” If activity is deemed suspicious, and it presents a high enough BSA/AML risk, provide recommendation to management as to whether the activity should be referred to law enforcement or if maintaining the member’s relationship should be considered.
Coordinate with other business lines such as Retail Banking, Business Banking, Fraud, Legal, Regulatory Compliance, etc. as needed, to disposition a case. Send requests for information (RFIs) to Retail Banking as necessary to help substantiate activity.
Write SARs and Continuing Activity SARs within Verafin for submission to FinCEN.
Identify and elevate any high‑risk cases (i.e., terrorism, human trafficking, negative media, employee transactional concerns, etc.) to the immediate attention of the BSA/AML Compliance Officer or Assistant Manager BSA/AML High Risk Operations.
Review and respond to 314(b) information‑sharing requests in accordance with FinCEN guidelines, including evaluating the legitimacy of the request and ensuring proper documentation of all shared information.
Monitor and review 314(a) alert matches identified in Verafin, validate potential matches, and report confirmed matches to FinCEN within required timeframes. Maintain thorough records of all actions taken for audit and regulatory review.
Provide expertise and training to more junior Specialists, Analysts, and/or contractors as needed.
Monitor regulatory changes related to the BSA program and participate in ongoing training to stay current in BSA/AML industry trends and legislation. Assist the BSA/AML Compliance Officer in ensuring FourLeaf takes necessary actions to comply with all requirements and to reduce FourLeaf’s exposure to lawsuits, penalties, adverse publicity, and other risks.
Perform other duties or projects as assigned by management related to the BSA/AML program and compliance functions.
Assets You Will Bring
Bachelor’s Degree preferred or equivalent experience.
3‑5 years of experience working in a relevant field (i.e., BSA/AML, law enforcement, fraud, forensic accounting, or financial crime compliance) required.
At least 1 year of previous SAR writing experience, required.
CAMS or qualified to apply and obtain CAMS certification within 6 months.
Verafin and Fiserv DNA experience (a plus, not required).
Salary & Benefits The estimated salary for this role is $31.17 - $37.40 per hour. FourLeaf Federal Credit Union provides a range of benefits with various enrollment periods, including medical, dental, and vision coverage, a 401(k) plan with employer match, reimbursement programs, wellness programs, and an annual performance‑based bonus.
Benefits Package
Competitive 401(k)
Tuition reimbursement
Flexible work options
Volunteer opportunities
Water cooler chats with executive teammates
Clubs & sports
Food truck days
About FourLeaf FourLeaf Federal Credit Union (FourLeaf) has been committed to the financial well‑being of our members for over 80 years. Through our full range of competitive savings and loan products, you can trust us in every step of your financial journey. From applying for a credit card to closing on your mortgage to opening your child’s first savings account, FourLeaf is here to help you reach your financial goals. We are proud to be an award‑winning place to work! Recent recognitions include Certified Great Place to Work 2024‑2025, America’s Greatest Midsize Workplaces 2025, Quantum Workplace Employee Voice Award 2024, and Fortune’s Best Workplaces in Financial Services & Insurance 2024. As a credit union, our vision is to enrich the lives of our members, employees, and communities. Since 2002, we have been an integral community partner through our charitable giving and community development programs in New York and beyond.
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Core Contributions
Perform mid‑risk case and continuation investigations and manual referral analysis using a risk‑based approach within Verafin. Conduct in‑depth research using internet and database searches, negative media reviews, and internal system queries to gather and evaluate supporting documentation. Determine whether activity can be mitigated or requires a SAR filing, ensuring all findings and documentation are properly saved for record retention and to support potential requests from law enforcement, regulatory exams, or internal audits.
Determine whether to categorize identified activity as “suspicious.” If activity is deemed suspicious, and it presents a high enough BSA/AML risk, provide recommendation to management as to whether the activity should be referred to law enforcement or if maintaining the member’s relationship should be considered.
Coordinate with other business lines such as Retail Banking, Business Banking, Fraud, Legal, Regulatory Compliance, etc. as needed, to disposition a case. Send requests for information (RFIs) to Retail Banking as necessary to help substantiate activity.
Write SARs and Continuing Activity SARs within Verafin for submission to FinCEN.
Identify and elevate any high‑risk cases (i.e., terrorism, human trafficking, negative media, employee transactional concerns, etc.) to the immediate attention of the BSA/AML Compliance Officer or Assistant Manager BSA/AML High Risk Operations.
Review and respond to 314(b) information‑sharing requests in accordance with FinCEN guidelines, including evaluating the legitimacy of the request and ensuring proper documentation of all shared information.
Monitor and review 314(a) alert matches identified in Verafin, validate potential matches, and report confirmed matches to FinCEN within required timeframes. Maintain thorough records of all actions taken for audit and regulatory review.
Provide expertise and training to more junior Specialists, Analysts, and/or contractors as needed.
Monitor regulatory changes related to the BSA program and participate in ongoing training to stay current in BSA/AML industry trends and legislation. Assist the BSA/AML Compliance Officer in ensuring FourLeaf takes necessary actions to comply with all requirements and to reduce FourLeaf’s exposure to lawsuits, penalties, adverse publicity, and other risks.
Perform other duties or projects as assigned by management related to the BSA/AML program and compliance functions.
Assets You Will Bring
Bachelor’s Degree preferred or equivalent experience.
3‑5 years of experience working in a relevant field (i.e., BSA/AML, law enforcement, fraud, forensic accounting, or financial crime compliance) required.
At least 1 year of previous SAR writing experience, required.
CAMS or qualified to apply and obtain CAMS certification within 6 months.
Verafin and Fiserv DNA experience (a plus, not required).
Salary & Benefits The estimated salary for this role is $31.17 - $37.40 per hour. FourLeaf Federal Credit Union provides a range of benefits with various enrollment periods, including medical, dental, and vision coverage, a 401(k) plan with employer match, reimbursement programs, wellness programs, and an annual performance‑based bonus.
Benefits Package
Competitive 401(k)
Tuition reimbursement
Flexible work options
Volunteer opportunities
Water cooler chats with executive teammates
Clubs & sports
Food truck days
About FourLeaf FourLeaf Federal Credit Union (FourLeaf) has been committed to the financial well‑being of our members for over 80 years. Through our full range of competitive savings and loan products, you can trust us in every step of your financial journey. From applying for a credit card to closing on your mortgage to opening your child’s first savings account, FourLeaf is here to help you reach your financial goals. We are proud to be an award‑winning place to work! Recent recognitions include Certified Great Place to Work 2024‑2025, America’s Greatest Midsize Workplaces 2025, Quantum Workplace Employee Voice Award 2024, and Fortune’s Best Workplaces in Financial Services & Insurance 2024. As a credit union, our vision is to enrich the lives of our members, employees, and communities. Since 2002, we have been an integral community partner through our charitable giving and community development programs in New York and beyond.
#J-18808-Ljbffr