Kirtland Credit Union
Commercial & Construction Loan Processor II
Kirtland Credit Union, Albuquerque, New Mexico, United States, 87101
Commercial & Construction Loan Processor II
Working at Kirtland CU is more than a job—it\'s a career, and we pride ourselves on helping our employees learn, grow, and advance in any direction they choose. We offer a highly competitive salary, great benefits package and an energetic, vibrant work environment.
This is a regular, full-time, 100% on-site position based out of our Gibson Operations Center in Albuquerque, NM, with hybrid opportunities after a period and according to manager discretion.
Benefits
Medical, Dental and Vision Insurance
401(k) Retirement savings program
401 (k) employer match
Paid time off with accrual starting from day one.
11 Paid holidays off during the year
Tuition Reimbursement for College Degrees
Employee Clothing Advance
Fitness Reimbursement Program
Employer paid Life Insurance
Employee Assistance Program
Employer paid Short- and Long-Term Disability Insurance
Travel Assistance Program
Responsibilities Responsible for working directly with assigned Commercial Loan Officers, Business Loan Officers and commercial lending clients to provide assistance in the loan application, documentation and closing process. This includes ongoing record keeping and acting as a liaison between external partners to complete each loan package. Provide ongoing, complex administrative support for commercial/business members and general support to assigned partners. Support and work closely with Credit Analyst partners. Interface with members to provide assistance in the preparation of loan documents and origination of loan files. Work closely with the Commercial Servicing department for funding, loan proceeds disbursements and maintenance of loan files. Provide effective and efficient administration of installment, commercial, construction and real estate loan collateral files through timely and accurate processing of all documents and entries. Ensure that files are in compliance with the credit union and regulatory compliance requirements.
Primary Job Duties
Assumes responsibility for the effective performance of assigned clerical, secretarial, and loan processing functions.
Provides support to assigned Loan Officers to complete loan applications, including ensuring all needed documentation is in the file, reviewed and uploaded at all stages of the process. Conducts a first review of due diligence to ensure the loan file is complete and accurate. Contacts prospect or member to supply updates on loan status or to collect information as needed. Contacts Title companies to place requests, clear items, and coordinate closings.
Makes transfers for businesses as needed for loan fees and retainers.
Purges loan files that did not close, ensuring that all sensitive information has been destroyed properly.
Maintains a list of pending and exception items that are outstanding. Follows up with the appropriate parties to clear these items and notifies management of the existence, status and remedy of all items.
Ensures that business members and prospects have copies of documentation as required or requested throughout the process.
Starts, maintains, organizes and updates business files for loans as they progress and/or close.
Assumes responsibility for establishing and maintaining effective business relations with members.
Maintains the Credit Union\'s professional reputation, including professional conduct and personal appearance.
Assumes responsibility for establishing and maintaining effective communication, coordination, and working relations with Credit Union personnel and with management.
Education/Certification
High School Diploma or equivalent
Specialized certification or licensing, completion of specialized training courses, or job-specific skills acquired through an apprenticeship program.
Experience Required
Three to five years’ prior experience in a commercial environment.
Prior experience with Commercial Loan documents.
Experience with Laser Pro is a plus.
Experience interacting with Title Companies for review of fees, clearing items, scheduling closings, etc.
Required knowledge, skills and abilities
Accepted commercial lending practices.
Familiarity with business loan programs and service requirements.
Ability to understand real estate title insurance/binders.
Accurate and attentive to detail.
Well organized.
Strong typing abilities.
Ability to assist others.
Must be able to handle multiple responsibilities throughout a day.
Ability to meet deadlines, deal with sensitive information and problem resolution.
Self-starter that can work independently and in a team environment.
Ability to work with legal documents and identify/interpret data as needed.
To apply for this exciting opportunity, visit our careers page at www.kirtlandcu.org/careers
Kirtland Credit Union is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.
#J-18808-Ljbffr
This is a regular, full-time, 100% on-site position based out of our Gibson Operations Center in Albuquerque, NM, with hybrid opportunities after a period and according to manager discretion.
Benefits
Medical, Dental and Vision Insurance
401(k) Retirement savings program
401 (k) employer match
Paid time off with accrual starting from day one.
11 Paid holidays off during the year
Tuition Reimbursement for College Degrees
Employee Clothing Advance
Fitness Reimbursement Program
Employer paid Life Insurance
Employee Assistance Program
Employer paid Short- and Long-Term Disability Insurance
Travel Assistance Program
Responsibilities Responsible for working directly with assigned Commercial Loan Officers, Business Loan Officers and commercial lending clients to provide assistance in the loan application, documentation and closing process. This includes ongoing record keeping and acting as a liaison between external partners to complete each loan package. Provide ongoing, complex administrative support for commercial/business members and general support to assigned partners. Support and work closely with Credit Analyst partners. Interface with members to provide assistance in the preparation of loan documents and origination of loan files. Work closely with the Commercial Servicing department for funding, loan proceeds disbursements and maintenance of loan files. Provide effective and efficient administration of installment, commercial, construction and real estate loan collateral files through timely and accurate processing of all documents and entries. Ensure that files are in compliance with the credit union and regulatory compliance requirements.
Primary Job Duties
Assumes responsibility for the effective performance of assigned clerical, secretarial, and loan processing functions.
Provides support to assigned Loan Officers to complete loan applications, including ensuring all needed documentation is in the file, reviewed and uploaded at all stages of the process. Conducts a first review of due diligence to ensure the loan file is complete and accurate. Contacts prospect or member to supply updates on loan status or to collect information as needed. Contacts Title companies to place requests, clear items, and coordinate closings.
Makes transfers for businesses as needed for loan fees and retainers.
Purges loan files that did not close, ensuring that all sensitive information has been destroyed properly.
Maintains a list of pending and exception items that are outstanding. Follows up with the appropriate parties to clear these items and notifies management of the existence, status and remedy of all items.
Ensures that business members and prospects have copies of documentation as required or requested throughout the process.
Starts, maintains, organizes and updates business files for loans as they progress and/or close.
Assumes responsibility for establishing and maintaining effective business relations with members.
Maintains the Credit Union\'s professional reputation, including professional conduct and personal appearance.
Assumes responsibility for establishing and maintaining effective communication, coordination, and working relations with Credit Union personnel and with management.
Education/Certification
High School Diploma or equivalent
Specialized certification or licensing, completion of specialized training courses, or job-specific skills acquired through an apprenticeship program.
Experience Required
Three to five years’ prior experience in a commercial environment.
Prior experience with Commercial Loan documents.
Experience with Laser Pro is a plus.
Experience interacting with Title Companies for review of fees, clearing items, scheduling closings, etc.
Required knowledge, skills and abilities
Accepted commercial lending practices.
Familiarity with business loan programs and service requirements.
Ability to understand real estate title insurance/binders.
Accurate and attentive to detail.
Well organized.
Strong typing abilities.
Ability to assist others.
Must be able to handle multiple responsibilities throughout a day.
Ability to meet deadlines, deal with sensitive information and problem resolution.
Self-starter that can work independently and in a team environment.
Ability to work with legal documents and identify/interpret data as needed.
To apply for this exciting opportunity, visit our careers page at www.kirtlandcu.org/careers
Kirtland Credit Union is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.
#J-18808-Ljbffr