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Westlake Financial

90-Day Collections Representative

Westlake Financial, Dallas, Texas, United States, 75215

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Overview Join to apply for the

90-Day Collections Representative

role at

Westlake Financial .

Westlake Financial is the largest privately held auto finance company in the United States with demonstrated growth year over year. We continue to expand our teams and diversify our business model. Westlake has assets in excess of 22B and operates in all 50 states, including Puerto Rico. We are looking for talented individuals to expand our market share and support our dealer partners.

What You’ll Do

As a

90-Day Collector , manage accounts that are over three payments past due and work to reduce delinquency.

Contact customers with accounts more than 90 days past due to discuss payment options and resolve delinquencies.

Use skip-tracing techniques to locate customers or collateral and identify collateral locations when necessary.

Negotiate payment solutions tailored to each customer’s situation to bring accounts current.

Achieve monthly goals while maintaining quality, compliance, and professionalism.

Collaborate with repossession agents to recover collateral when required.

Reduce delinquency rates in your assigned queue through consistent follow-up and strategic communication.

Handle a high volume of calls in a fast-paced, goal-oriented environment.

What We’re Looking For

Strong skip-tracing knowledge and ability to locate customers or collateral effectively.

Excellent communication and negotiation skills with professional phone etiquette.

Flexible schedule – able to work overtime and weekends when needed.

Proven ability to multitask and stay organized in a fast-paced, high-volume environment.

Thorough understanding of state and federal collection laws, including the FDCPA.

Proficient computer and typing skills with familiarity in Microsoft Excel, Outlook, and web-based applications.

Team-oriented mindset with a positive, dependable attitude.

3+ years of backend subprime collections experience required.

Auto collections experience required.

High school diploma or equivalent required.

Compensation and Benefits

Base Pay: $20.00 per hour plus bonus potential of up to $5,800 monthly based on individual and team performance.

Tiered Retention Bonus: $500 upon completion of 3 months from the start date; an additional $500 upon completion of 6 months.

Incentive opportunities may vary monthly, are not guaranteed, and are subject to change.

Full-Time Benefits

Medical, Dental, and Vision benefits

Life Insurance, Flexible Spending Account

401K matching

Employee Stock Ownership Program with company matching

Wellness Program, Daily Team Exercises

Westlake University, Certification Programs

Career Path Opportunities

Discounts on Parks, Museums, Movie Tickets, and Attractions

AT&T Wireless Discounts

Employee Loan Assistance

Annual Flu Shots, Biometric Screenings

Paid Vacations Days, Paid Sick Days, Paid Holidays

Rental Car Discounts

Dell Member Purchase Program

UKG Wallet

About Us Westlake Financial is the largest privately held auto finance company in the United States with demonstrated growth year over year. We continue to expand our teams and diversify our business model, cementing our position as a leader in automotive lending. Westlake continues to grow its market share with assets in excess of 22B and operations across all 50 states and Puerto Rico. We partner with more than 22,000 dealer partners in North America.

Acknowledgments We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with applicable state and local laws, including the City of Los Angeles Fair Chance Initiative for Hiring. We are an equal opportunity employer and do not unlawfully discriminate in employment. Equal access to employment, services, and programs is available to all persons. Those requiring reasonable accommodation should notify a representative of the organization.

Job Details

Seniority level: Mid-Senior level

Employment type: Full-time

Job function: Accounting/Auditing and Finance

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