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Northmarq

Agency Underwriter – Affordable/Conventional

Northmarq, Dallas, Texas, United States, 75215

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At Northmarq, you can be part of something special. Northmarq is a unique capital markets resource for commercial real estate investors, providing our clients access to experts in debt, equity, investment sales, loan servicing, and fund management. We offer you a career path with best-in-class training, and we foster inclusive teams committed to collaboration, mentoring, and growth. At Northmarq, we will help you unlock your potential – whether you are an industry veteran or you’re just getting started. Your new career is waiting. Start something special today.

Northmarq was voted by Real Estate Forum as one of The Best Places to Work in Commercial Real Estate!

Position Responsibilities

Review prescreen packages for Affordable deals before they are submitted to the Freddie Mac TAH and Fannie Mae MAH team for a quote

Prepare or review underwriting template and narratives summarizing the loan structure, transaction strengths and identified risks, and present the final package for internal and Agency approval. Ensure the underwriting package meets Agency requirements

Analyze operating history, budget, property rent roll, and other financial information to verify the proforma and loan request aligns with Agency’s quote and guidelines

Review Borrower structure to identify all appropriate parties to complete mortgage credit due diligence, and complete an org chart to meet Agency requirements

Review and analyze the Key Borrower Principal's real estate schedule, financial statements, and other due diligence documents to ensure compliance with Agency requirements

Review third-party reports to ensure compliance with Agency guidelines (appraisal, environmental, engineering, zoning, etc.)

Monitor transaction status to manage Production and Borrower expectations and anticipate, avoid, or solve any potential transaction-related problems

Coordinate with the internal insurance team and Agency to obtain insurance approval, including waiver approval, if necessary

Coordinate the closing of the transaction between Production, attorneys, and the title company on Freddie Mac transactions

Participate in calls with Production and Borrower and/or legal to discuss transaction details, issues, and borrower structure.

Conduct site visits with the Borrower, Production, and consultants, as needed.

Draft Application and Commitment Letters, Rate Lock Agreements/Trade Authorizations

Assist in final loan package delivery or pre-purchase matters.

Keep apprised of shifts in the commercial real estate world, including Agency credit parameters and requirements.

Qualifications

3-5 years of Agency Underwriting experience, including Fannie MAH and Freddie TAH transactions

Knowledge of Agency program requirements

Bachelor’s degree in Real Estate Finance, Accounting, Business Administration, or a related field

Strong organizational skills with the ability to handle multiple assignments while meeting deadlines

Client service-oriented mindset with excellent problem-solving abilities. Ability to manage/underwrite multiple transactions at once

Demonstrated work ethic and willingness to work extended hours when necessary

Excellent written and verbal communication skills

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