Goldman Sachs
Business Analyst, Transaction Banking, Payments Engineering
Goldman Sachs, Dallas, Texas, United States, 75215
Business Analyst, Transaction Banking, Payments Engineering
What We Do
At Goldman Sachs, our Engineers don't just make things - we make things possible. We change the world by connecting people and capital with ideas. We solve the most challenging and pressing engineering problems for our clients. We build massively scalable software and systems, architect low latency infrastructure solutions, proactively guard against cyber threats, and leverage machine learning alongside financial engineering to continuously turn data into action. We create new businesses, transform finance, and explore a world of opportunity at the speed of markets.
Job Description Goldman Sachs Engineers are innovators and problem-solver, building solutions in risk management, big data, mobile and more. We look for creative collaborators who evolve, adapt to change and thrive in a fast-paced global environment. Want to push the limit of digital possibilities? Start here.
Transaction Banking (TxB) TxB aims to bring innovative solutions to traditional banking and lending activities. We are a global team of lenders, investors, risk managers, skilled marketers, web experts and banking specialists. We provide a suite of solutions to help our customers meet their financial goals, manage risk for a portfolio of corporate loans and securities, and transform distressed communities through investments and loans of private capital.
Payments Team Within TxB, our Payments team is at the heart of Corporate Cash Management. Our mission is to build a market‑leading payment platform that is highly scalable, resilient, 24×7 available and cloud‑based. We start with a clean slate and a singular goal: to provide corporate clients with a reliable payment platform they can use to run and grow their businesses.
Who We Look For As a Payments Business Analyst, you will play a pivotal role in bridging the gap between product management and development teams. You will gather, analyse, and document business and functional requirements for our payment solutions, ensuring they are clearly translated into actionable user stories for engineering teams.
Your deep understanding of the payments landscape—particularly in payment rail schemes such as Fedwire, FEDACH, RTP, CHAPS, CHIPS, or experience with batch, RTGS, or real‑time payment schemes—is essential.
You will work closely with business stakeholders, operations, and clients to elicit detailed requirements, map processes, and identify opportunities for improvement and automation. You will collaborate with engineering, ensuring requirements are feasible and prioritised within the product backlog. You will also be involved in User Acceptance Testing (UAT), validating features meet business and regulatory requirements, and supporting rollout and adoption of new features.
A strong analytical mindset and experience in writing clear and concise use cases and user stories are critical. You will support KPI definition and tracking, prepare reports for senior leadership on project progress, and contribute to continuous process improvements across payment operations.
Your background should include practical experience with Agile methodologies (Scrum or Kanban), strong communication and interpersonal skills, and the ability to operate independently in a fast‑paced, dynamic environment.
How You Will Fulfil Your Potential
Gather, analyse, and document business and functional requirements for payment solutions.
Translate requirements into clear, actionable user stories for development teams.
Collaborate with cross‑functional teams (product, engineering, operations, and clients) to ensure alignment and prioritisation of requirements.
Act as the primary bridge between product and development teams, clarifying requirements and facilitating communication.
Support and execute User Acceptance Testing (UAT), ensuring features meet business and regulatory needs.
Monitor and report on KPIs and project progress to senior leadership.
Conduct process mapping and recommend improvements for efficiency and automation.
Stay up to date with payment schemes (e.g., Fedwire, FEDACH, RTP, CHAPS, CHIPS, batch, RTGS, or real‑time payments) and relevant regulations.
Basic Qualifications
Minimum 4 years of relevant professional experience as a business analyst in payments or financial services.
Demonstrated experience gathering and analysing requirements, and creating user stories for payment‑related products.
Strong understanding of at least one payment scheme in RTGS, real‑time, or low‑value payment clearing schemes.
Proven ability to collaborate with engineering and product teams to deliver complex solutions.
Comfort working in Agile environments (Scrum or Kanban).
Excellent communication, facilitation, and interpersonal skills.
Energetic, self‑motivated, and detail‑oriented with a strong analytical mindset.
Preferred Qualifications
Experience with payment operations, including process mapping and automation.
Familiarity with payment vendor products (e.g., Finastra GPP, Volante, Fircosoft).
Understanding of payment regulations (PSD2, Open Banking, AML/sanctions).
Prior experience supporting compliance, audit, or SOX reporting.
Background in corporate cash management banking or FinTech.
About Goldman Sachs Goldman Sachs commits its people, capital and ideas to help clients, shareholders and communities grow. Founded in 1869, we are a leading global investment banking, securities, and investment management firm headquartered in New York with offices worldwide.
We believe who you are makes you better at what you do. We’re committed to fostering and advancing diversity and inclusion in our workplace and beyond, providing training, development opportunities, firm‑wide networks, benefits, wellness and personal finance offerings, and mindfulness programmes. Learn more about our culture, benefits, and people at GS.com/careers.
We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html
© The Goldman Sachs Group, Inc., 2025. All rights reserved.
#J-18808-Ljbffr
Job Description Goldman Sachs Engineers are innovators and problem-solver, building solutions in risk management, big data, mobile and more. We look for creative collaborators who evolve, adapt to change and thrive in a fast-paced global environment. Want to push the limit of digital possibilities? Start here.
Transaction Banking (TxB) TxB aims to bring innovative solutions to traditional banking and lending activities. We are a global team of lenders, investors, risk managers, skilled marketers, web experts and banking specialists. We provide a suite of solutions to help our customers meet their financial goals, manage risk for a portfolio of corporate loans and securities, and transform distressed communities through investments and loans of private capital.
Payments Team Within TxB, our Payments team is at the heart of Corporate Cash Management. Our mission is to build a market‑leading payment platform that is highly scalable, resilient, 24×7 available and cloud‑based. We start with a clean slate and a singular goal: to provide corporate clients with a reliable payment platform they can use to run and grow their businesses.
Who We Look For As a Payments Business Analyst, you will play a pivotal role in bridging the gap between product management and development teams. You will gather, analyse, and document business and functional requirements for our payment solutions, ensuring they are clearly translated into actionable user stories for engineering teams.
Your deep understanding of the payments landscape—particularly in payment rail schemes such as Fedwire, FEDACH, RTP, CHAPS, CHIPS, or experience with batch, RTGS, or real‑time payment schemes—is essential.
You will work closely with business stakeholders, operations, and clients to elicit detailed requirements, map processes, and identify opportunities for improvement and automation. You will collaborate with engineering, ensuring requirements are feasible and prioritised within the product backlog. You will also be involved in User Acceptance Testing (UAT), validating features meet business and regulatory requirements, and supporting rollout and adoption of new features.
A strong analytical mindset and experience in writing clear and concise use cases and user stories are critical. You will support KPI definition and tracking, prepare reports for senior leadership on project progress, and contribute to continuous process improvements across payment operations.
Your background should include practical experience with Agile methodologies (Scrum or Kanban), strong communication and interpersonal skills, and the ability to operate independently in a fast‑paced, dynamic environment.
How You Will Fulfil Your Potential
Gather, analyse, and document business and functional requirements for payment solutions.
Translate requirements into clear, actionable user stories for development teams.
Collaborate with cross‑functional teams (product, engineering, operations, and clients) to ensure alignment and prioritisation of requirements.
Act as the primary bridge between product and development teams, clarifying requirements and facilitating communication.
Support and execute User Acceptance Testing (UAT), ensuring features meet business and regulatory needs.
Monitor and report on KPIs and project progress to senior leadership.
Conduct process mapping and recommend improvements for efficiency and automation.
Stay up to date with payment schemes (e.g., Fedwire, FEDACH, RTP, CHAPS, CHIPS, batch, RTGS, or real‑time payments) and relevant regulations.
Basic Qualifications
Minimum 4 years of relevant professional experience as a business analyst in payments or financial services.
Demonstrated experience gathering and analysing requirements, and creating user stories for payment‑related products.
Strong understanding of at least one payment scheme in RTGS, real‑time, or low‑value payment clearing schemes.
Proven ability to collaborate with engineering and product teams to deliver complex solutions.
Comfort working in Agile environments (Scrum or Kanban).
Excellent communication, facilitation, and interpersonal skills.
Energetic, self‑motivated, and detail‑oriented with a strong analytical mindset.
Preferred Qualifications
Experience with payment operations, including process mapping and automation.
Familiarity with payment vendor products (e.g., Finastra GPP, Volante, Fircosoft).
Understanding of payment regulations (PSD2, Open Banking, AML/sanctions).
Prior experience supporting compliance, audit, or SOX reporting.
Background in corporate cash management banking or FinTech.
About Goldman Sachs Goldman Sachs commits its people, capital and ideas to help clients, shareholders and communities grow. Founded in 1869, we are a leading global investment banking, securities, and investment management firm headquartered in New York with offices worldwide.
We believe who you are makes you better at what you do. We’re committed to fostering and advancing diversity and inclusion in our workplace and beyond, providing training, development opportunities, firm‑wide networks, benefits, wellness and personal finance offerings, and mindfulness programmes. Learn more about our culture, benefits, and people at GS.com/careers.
We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html
© The Goldman Sachs Group, Inc., 2025. All rights reserved.
#J-18808-Ljbffr