American National bank of Texas
The
Commercial Lender
is accountable for business development and sales of the bank's products and services. The Lender is also responsible for developing and managing a loan portfolio, working with others in facilitating the underwriting and loan closing processes.
Calls on potential or existing customers to develop new business and increase or retain existing business
Makes and services a wide variety of business and individual loans, both secured and unsecured
Cross-sells bank products and services
Interviews applicants, typically at their place of business, to develop credit information in order to determine if a loan is an acceptable risk
Develops strong centers of influence and serves within community organizations and functions
Manages a $5-$8+ million loan portfolio, and expands existing relationships within the portfolio
Makes decisions on loans and terms within established lending limits or makes recommendations to a supervisor
Follows current loan and credit lines to ensure complete compliance with terms
Requires work on physical bank premises
Qualifications
Bachelor's degree in business or banking preferred
4 - 6 years of formal credit training with commercial lending experience
Must be fluent in Spanish
Skills
Working knowledge of Microsoft Office; moderate math and writing skills; strong presentation and follow up abilities
Travel to a variety of locations to perform work and/or attend meetings as required
Work occasionally requires more than 40 hours per week to perform the essential functions of the position
Must be able to travel regularly from location to location
Lifting in an office setting may be required up to 30 lbs.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
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Commercial Lender
is accountable for business development and sales of the bank's products and services. The Lender is also responsible for developing and managing a loan portfolio, working with others in facilitating the underwriting and loan closing processes.
Calls on potential or existing customers to develop new business and increase or retain existing business
Makes and services a wide variety of business and individual loans, both secured and unsecured
Cross-sells bank products and services
Interviews applicants, typically at their place of business, to develop credit information in order to determine if a loan is an acceptable risk
Develops strong centers of influence and serves within community organizations and functions
Manages a $5-$8+ million loan portfolio, and expands existing relationships within the portfolio
Makes decisions on loans and terms within established lending limits or makes recommendations to a supervisor
Follows current loan and credit lines to ensure complete compliance with terms
Requires work on physical bank premises
Qualifications
Bachelor's degree in business or banking preferred
4 - 6 years of formal credit training with commercial lending experience
Must be fluent in Spanish
Skills
Working knowledge of Microsoft Office; moderate math and writing skills; strong presentation and follow up abilities
Travel to a variety of locations to perform work and/or attend meetings as required
Work occasionally requires more than 40 hours per week to perform the essential functions of the position
Must be able to travel regularly from location to location
Lifting in an office setting may be required up to 30 lbs.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
#J-18808-Ljbffr