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JMJ PHILLIP

Credit Analyst

JMJ PHILLIP, Atlanta, Georgia, United States, 30383

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We are seeking a detail-oriented and proactive Credit Analyst to support the credit and collections activities of both new and existing customers. This role works closely with customer service, sales, and finance teams to ensure timely collection of receivables, accurate reporting, and effective risk management. The ideal candidate possesses strong analytical skills, excellent communication abilities, and a solid understanding of commercial credit practices.

Position Responsibilities Collections Management

Monitor customer accounts to minimize past-due receivables through proactive communication and problem resolution

Recommend actions on delinquent accounts and collaborate with sales and customer service to resolve payment issues

Maintain documentation and records related to customer communications and payment history

Reporting and Analysis

Identify and record inbound payments to ensure accurate cash application

Prepare regular reports to track accounts receivable balances and payment performance by customer

Support daily banking activities and assist in preparing ad hoc financial reports

Credit Evaluation

Conduct credit investigations of new and existing customers to establish and review credit limits based on risk assessment

Maintain and update customer credit files annually, utilizing financial data and Dun & Bradstreet (D&B) reports

Respond promptly to credit-related inquiries from customers, auditors, and vendors

Prerequisites

Bachelor’s degree in Accounting, Finance, or a related field

Minimum of 3 years of commercial credit and collections experience

Proficiency in Microsoft Excel and Word

Experience using ERP systems such as SAP or Oracle

Strong written and verbal communication skills

Certifications (Preferred, but not Required)

Credit Business Associate (CBA) or Credit Business Fellow (CBF) Certification

Advanced financial analysis or risk management training

What the Role Offers

Competitive salary between $85,000 and $100,000

Opportunities for professional growth in financial operations

Collaborative and supportive work environment

Comprehensive benefits package

Why Atlanta? Atlanta offers a vibrant business community and a dynamic economic environment, providing an excellent opportunity for finance professionals to grow their careers while contributing to a fast‑paced, collaborative organization.

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