RCB Bank
BSA Analyst I - Wichita, KS
Apply to the BSA Analyst I role at RCB Bank.
Internal Deadline 10/07/2025
About RCB Bank RCB Bank has been a responsible employer since 1936, standing firm on moral and ethical principles as a bank and as an inclusive employer while fulfilling our commitment to excellence. Operating with values such as integrity, respect, sincerity and honor, RCB Bank is an equal opportunity employer, striving to hire diverse employees who meet high standards of character, education, and occupational qualifications. RCB Bank is dedicated to building relationships, contributing to our communities, and embracing boldness. With over 60 locations, RCB Bank offers a variety of excellent career opportunities in Oklahoma and Kansas, including full‑time and part‑time positions with a comprehensive benefits package (eligibility requirements apply).
Position Summary This position will be responsible for maintaining and ensuring bank compliance with Bank Secrecy Act (BSA), Anti‑Money Laundering (AML), and Office of Foreign Assets Control (OFAC) rules and regulations. The incumbent will conduct day‑to‑day analysis and research of BSA compliance risk challenges through review of transactions, accounts, processes, and forms. The BSA Analyst I ensures timely completion and/or submission of BSA forms and reviews, mitigation, resolution, and reporting of existing, emerging, upstream risks, and other identified issues that are determined to be of elevated risk to the Bank.
Essential Functions
Prepare and review Currency Transaction Reports (CTRs) for accuracy and ensure FINCEN filing is completed on time.
Conduct annual reviews for Currency Transaction Reporting Exemptions and ensure FINCEN filing is completed on time.
Analyze Monetary Instrument Log (MIL) for accuracy and completeness.
Perform accuracy sampling on Customer Identification Program (CIP) and Beneficial Ownership reporting and monitor exception ratios.
Validate and balance data feed from the core system to the AML monitoring system.
Review assigned entry‑level alerts from the AML monitoring system relative to BSA/AML, OFAC, Know Your Customer (KYC)/Customer Due Diligence (CDD)/Enhanced Due Diligence (EDD).
Recommend risk rating for customers as High Risk from a BSA/AML perspective based on bank policies and procedures.
Perform ongoing Enhanced Due Diligence (EDD) for an assigned group of High‑Risk Customers.
Analyze information received from bank employees and/or departments to determine appropriateness of escalation to case/investigation.
Assess potential suspicious activity that may require reporting and prepare a Suspicious Activity Report (SAR) within regulatory timeframes.
Conduct entry‑level follow‑up reviews of activity reported via SAR, document findings, and prepare follow‑up SAR as necessary.
Escalate concerns to the BSA Compliance Officer timely.
Compile and review various types of internal BSA/AML reports.
Participate in projects supporting the overall BSA program and document operational/procedural impacts that need to be implemented.
Research consulting questions as assigned.
Develop and maintain comprehensive job knowledge.
Communicate and coordinate with branches and departments to ensure cohesive compliance effort.
Provide subject‑matter expertise on BSA topics, identify and escalates operational impacts to the BSA Compliance Officer, and assist in maintaining and updating BSA and OFAC procedures.
Perform all other duties as assigned.
Experience Required
Minimum six months of BSA/AML, compliance, auditing, banking, or other related experience.
Seniority Level Entry level
Employment Type Full‑time
Job Function Business Development and Sales
Industry Banking
#J-18808-Ljbffr
Internal Deadline 10/07/2025
About RCB Bank RCB Bank has been a responsible employer since 1936, standing firm on moral and ethical principles as a bank and as an inclusive employer while fulfilling our commitment to excellence. Operating with values such as integrity, respect, sincerity and honor, RCB Bank is an equal opportunity employer, striving to hire diverse employees who meet high standards of character, education, and occupational qualifications. RCB Bank is dedicated to building relationships, contributing to our communities, and embracing boldness. With over 60 locations, RCB Bank offers a variety of excellent career opportunities in Oklahoma and Kansas, including full‑time and part‑time positions with a comprehensive benefits package (eligibility requirements apply).
Position Summary This position will be responsible for maintaining and ensuring bank compliance with Bank Secrecy Act (BSA), Anti‑Money Laundering (AML), and Office of Foreign Assets Control (OFAC) rules and regulations. The incumbent will conduct day‑to‑day analysis and research of BSA compliance risk challenges through review of transactions, accounts, processes, and forms. The BSA Analyst I ensures timely completion and/or submission of BSA forms and reviews, mitigation, resolution, and reporting of existing, emerging, upstream risks, and other identified issues that are determined to be of elevated risk to the Bank.
Essential Functions
Prepare and review Currency Transaction Reports (CTRs) for accuracy and ensure FINCEN filing is completed on time.
Conduct annual reviews for Currency Transaction Reporting Exemptions and ensure FINCEN filing is completed on time.
Analyze Monetary Instrument Log (MIL) for accuracy and completeness.
Perform accuracy sampling on Customer Identification Program (CIP) and Beneficial Ownership reporting and monitor exception ratios.
Validate and balance data feed from the core system to the AML monitoring system.
Review assigned entry‑level alerts from the AML monitoring system relative to BSA/AML, OFAC, Know Your Customer (KYC)/Customer Due Diligence (CDD)/Enhanced Due Diligence (EDD).
Recommend risk rating for customers as High Risk from a BSA/AML perspective based on bank policies and procedures.
Perform ongoing Enhanced Due Diligence (EDD) for an assigned group of High‑Risk Customers.
Analyze information received from bank employees and/or departments to determine appropriateness of escalation to case/investigation.
Assess potential suspicious activity that may require reporting and prepare a Suspicious Activity Report (SAR) within regulatory timeframes.
Conduct entry‑level follow‑up reviews of activity reported via SAR, document findings, and prepare follow‑up SAR as necessary.
Escalate concerns to the BSA Compliance Officer timely.
Compile and review various types of internal BSA/AML reports.
Participate in projects supporting the overall BSA program and document operational/procedural impacts that need to be implemented.
Research consulting questions as assigned.
Develop and maintain comprehensive job knowledge.
Communicate and coordinate with branches and departments to ensure cohesive compliance effort.
Provide subject‑matter expertise on BSA topics, identify and escalates operational impacts to the BSA Compliance Officer, and assist in maintaining and updating BSA and OFAC procedures.
Perform all other duties as assigned.
Experience Required
Minimum six months of BSA/AML, compliance, auditing, banking, or other related experience.
Seniority Level Entry level
Employment Type Full‑time
Job Function Business Development and Sales
Industry Banking
#J-18808-Ljbffr