Ready Capital
Senior Originator, Affordable Multi-Family (Real-Estate)
Ready Capital, New York, New York, us, 10261
Senior Originator, Affordable Multi-Family (Real-Estate)
Ready Capital is a multi-strategy real estate finance company that originates, acquires, finances, services small- to medium-sized balance commercial loans. The Affordable Multi-Family division focuses exclusively on affordable housing finance.
Job Summary We are seeking an experienced originator to join a team of six originators and dedicated staff. The role is 100 % dedicated to originating and closing tax‑exempt private placement bond transactions within the affordable housing sector.
Key Responsibilities
Originate and manage relationships directly with affordable housing developers.
Evaluate real‑estate credit fundamentals including Loan‑to‑Value (LTV), Debt Service Coverage Ratio (DSCR), and other underwriting metrics.
Demonstrate deep expertise in tax‑exempt bonds and the Low‑Income Housing Tax Credit (LIHTC) program.
Engage with fund investors and facilitate approval processes.
Oversee the full closing process of bond transactions.
Coordinate with warehouse banks and manage interest‑rate hedging strategies.
Qualifications
Proven track record in affordable housing finance and bond origination.
Strong analytical skills and understanding of real‑estate credit.
Excellent communication and relationship‑building abilities.
Ability to work independently and collaboratively in a fast‑paced environment.
Education and Experience
Bachelor’s degree in business or related field (or acceptable alternative).
7–10 years of relevant experience in affordable housing finance, with a focus on tax‑exempt bonds.
Knowledge of commercial real‑estate finance, servicing operations, and multifamily agency experience (Freddie Mac/Fannie Mae) is a plus.
Base Pay Range $150,000 – $250,000 per year. Actual base salary will be determined by experience, skills, qualifications, and job location.
Physical Demands Regularly required to sit, use hands to finger, handle, or feel, and talk or hear. Frequently required to stand, walk, reach, climb or balance, and stoop. Must lift or move up to 10 lb.
Work Environment Moderately quiet. Reasonable accommodations may be made for employees with disabilities.
Benefits Competitive salary, comprehensive health plans (including dental and vision), company‑paid life & disability insurance, paid maternity and paternity leave, 401(k) with match, and a culture focused on collaboration and growth.
Ready Capital is an equal‑opportunity employer (EEO).
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Job Summary We are seeking an experienced originator to join a team of six originators and dedicated staff. The role is 100 % dedicated to originating and closing tax‑exempt private placement bond transactions within the affordable housing sector.
Key Responsibilities
Originate and manage relationships directly with affordable housing developers.
Evaluate real‑estate credit fundamentals including Loan‑to‑Value (LTV), Debt Service Coverage Ratio (DSCR), and other underwriting metrics.
Demonstrate deep expertise in tax‑exempt bonds and the Low‑Income Housing Tax Credit (LIHTC) program.
Engage with fund investors and facilitate approval processes.
Oversee the full closing process of bond transactions.
Coordinate with warehouse banks and manage interest‑rate hedging strategies.
Qualifications
Proven track record in affordable housing finance and bond origination.
Strong analytical skills and understanding of real‑estate credit.
Excellent communication and relationship‑building abilities.
Ability to work independently and collaboratively in a fast‑paced environment.
Education and Experience
Bachelor’s degree in business or related field (or acceptable alternative).
7–10 years of relevant experience in affordable housing finance, with a focus on tax‑exempt bonds.
Knowledge of commercial real‑estate finance, servicing operations, and multifamily agency experience (Freddie Mac/Fannie Mae) is a plus.
Base Pay Range $150,000 – $250,000 per year. Actual base salary will be determined by experience, skills, qualifications, and job location.
Physical Demands Regularly required to sit, use hands to finger, handle, or feel, and talk or hear. Frequently required to stand, walk, reach, climb or balance, and stoop. Must lift or move up to 10 lb.
Work Environment Moderately quiet. Reasonable accommodations may be made for employees with disabilities.
Benefits Competitive salary, comprehensive health plans (including dental and vision), company‑paid life & disability insurance, paid maternity and paternity leave, 401(k) with match, and a culture focused on collaboration and growth.
Ready Capital is an equal‑opportunity employer (EEO).
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