Capital One
Anti-Money Laundering Investigator
The qualified candidate will support various Anti‑Money Laundering (AML) processes for our lines of business, which might include suspicious activity investigations, reporting, enhanced due diligence, or other AML processes. Our ideal candidate would possess AML and investigative/research experience. In addition, strong written communication skills are highly desired. The candidate will work closely with management to ensure critical functions are fulfilled timely and accurately. This role does not include regular supervisory responsibilities. The position is available remotely; the applicant must be within 50 miles driving distance of one of our hubs in Wilmington, DE / Richmond, VA / New Orleans, LA / Plano, TX / Jericho, NY / Chicago, IL / McLean, VA / Riverwoods, IL.
Responsibilities
Review system generated alerts to assess presence of illicit activity that may require reporting based on Bank Secrecy Act (BSA)/AML requirements, conduct research as required, and document detailed results in written format.
Review system generated alerts, ad hoc alerts and departmental referrals, and address other applicable AML processes in accordance with regulations and time limitations.
Document investigative results in written format; provide sufficient research to support investigative decisions.
Complete and validate quality Suspicious Activity Reports (SARs) in accordance with procedures through Financial Crimes Enforcement Network (FinCEN).
Escalate issues as appropriate for advanced investigation and analysis.
Build and maintain awareness of the broader context and implications of the various types of risk affecting the business (e.g., financial, legal, reputation, etc.).
Engage with peers and team to support the AML collaborative environment.
Additional responsibilities as needed.
Autonomy and Supervisory Responsibilities
Level of supervision: occasional supervision required.
Structure level: performs tasks independently on occasion.
Typically reports to: AML Supervisor (Sr. Investigator).
Basic Qualifications
High school diploma, GED, or equivalent certification.
At least 6 months of investigative or research experience.
At least 1 year of Microsoft Office or Google Suite experience.
Preferred Qualifications
Bachelor's degree.
1+ years of experience in Anti‑Money Laundering (AML), Fraud, Investigations, or as an Analyst.
6+ months of financial services industry experience.
1+ years of experience in Investigations or Research.
Membership or certification from Association of Certified Anti‑Money Laundering Specialists (ACAMS), Certified Fraud Examiner (CFE), Certified Financial Crimes Investigator (CFCI) or other relevant industry certifications.
Work From Home Technology Requirements
A secure home office environment that is free from background noise and distractions.
A reliable private internet connection that is not supplied by a cellular data hotspot.
Cable or fiber connections are preferred.
Internet service download speeds must be at least 5 Mbps, with 10 Mbps or more preferred.
Latency less than 250 ms for voice calls is required.
Hard‑wired connectivity is preferred; if wireless is used it must be private and password protected with WPA2-PSK (AES).
A private network is password protected and you have ownership or line of sight to every device on the network.
Capital One reserves the right to request proof of internet provider, speed, and service package and to modify requirements with 60‑day notice.
Work from Home Living Requirements
Candidates must live within 50 miles driving distance of one of the hub locations listed above and be comfortable coming in person whenever required with no less than 24 hours notice.
Location and Salary Chicago, IL: $61,600 - $70,300 for AML Investigator II Jericho, NY: $74,000 - $84,400 for AML Investigator II McLean, VA: $67,900 - $77,400 for AML Investigator II New Orleans, LA: $61,600 - $70,300 for AML Investigator II Plano, TX: $61,600 - $70,300 for AML Investigator II Richmond, VA: $61,600 - $70,300 for AML Investigator II Riverwoods, IL: $61,600 - $70,300 for AML Investigator II Wilmington, DE: $61,600 - $70,300 for AML Investigator II
Capital One is an equal‑opportunity employer (EOE, including disability and veteran) committed to non‑discrimination in compliance with applicable federal, state, and local laws.
Capital One promotes a drug‑free workplace. Qualified applicants with a criminal history will be considered in accordance with applicable laws, including the New York Correction Law, California Police Code, New York City Fair Chance Act, Philadelphia Fair Criminal Records Screening Act and other relevant regulations.
We have a minimum application period of 5 business days. No agencies, please. This role requires a high level of integrity, critical thinking, and analytical skills.
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Responsibilities
Review system generated alerts to assess presence of illicit activity that may require reporting based on Bank Secrecy Act (BSA)/AML requirements, conduct research as required, and document detailed results in written format.
Review system generated alerts, ad hoc alerts and departmental referrals, and address other applicable AML processes in accordance with regulations and time limitations.
Document investigative results in written format; provide sufficient research to support investigative decisions.
Complete and validate quality Suspicious Activity Reports (SARs) in accordance with procedures through Financial Crimes Enforcement Network (FinCEN).
Escalate issues as appropriate for advanced investigation and analysis.
Build and maintain awareness of the broader context and implications of the various types of risk affecting the business (e.g., financial, legal, reputation, etc.).
Engage with peers and team to support the AML collaborative environment.
Additional responsibilities as needed.
Autonomy and Supervisory Responsibilities
Level of supervision: occasional supervision required.
Structure level: performs tasks independently on occasion.
Typically reports to: AML Supervisor (Sr. Investigator).
Basic Qualifications
High school diploma, GED, or equivalent certification.
At least 6 months of investigative or research experience.
At least 1 year of Microsoft Office or Google Suite experience.
Preferred Qualifications
Bachelor's degree.
1+ years of experience in Anti‑Money Laundering (AML), Fraud, Investigations, or as an Analyst.
6+ months of financial services industry experience.
1+ years of experience in Investigations or Research.
Membership or certification from Association of Certified Anti‑Money Laundering Specialists (ACAMS), Certified Fraud Examiner (CFE), Certified Financial Crimes Investigator (CFCI) or other relevant industry certifications.
Work From Home Technology Requirements
A secure home office environment that is free from background noise and distractions.
A reliable private internet connection that is not supplied by a cellular data hotspot.
Cable or fiber connections are preferred.
Internet service download speeds must be at least 5 Mbps, with 10 Mbps or more preferred.
Latency less than 250 ms for voice calls is required.
Hard‑wired connectivity is preferred; if wireless is used it must be private and password protected with WPA2-PSK (AES).
A private network is password protected and you have ownership or line of sight to every device on the network.
Capital One reserves the right to request proof of internet provider, speed, and service package and to modify requirements with 60‑day notice.
Work from Home Living Requirements
Candidates must live within 50 miles driving distance of one of the hub locations listed above and be comfortable coming in person whenever required with no less than 24 hours notice.
Location and Salary Chicago, IL: $61,600 - $70,300 for AML Investigator II Jericho, NY: $74,000 - $84,400 for AML Investigator II McLean, VA: $67,900 - $77,400 for AML Investigator II New Orleans, LA: $61,600 - $70,300 for AML Investigator II Plano, TX: $61,600 - $70,300 for AML Investigator II Richmond, VA: $61,600 - $70,300 for AML Investigator II Riverwoods, IL: $61,600 - $70,300 for AML Investigator II Wilmington, DE: $61,600 - $70,300 for AML Investigator II
Capital One is an equal‑opportunity employer (EOE, including disability and veteran) committed to non‑discrimination in compliance with applicable federal, state, and local laws.
Capital One promotes a drug‑free workplace. Qualified applicants with a criminal history will be considered in accordance with applicable laws, including the New York Correction Law, California Police Code, New York City Fair Chance Act, Philadelphia Fair Criminal Records Screening Act and other relevant regulations.
We have a minimum application period of 5 business days. No agencies, please. This role requires a high level of integrity, critical thinking, and analytical skills.
#J-18808-Ljbffr