LendingClub
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LendingClub Corporation (NYSE: LC) is the leading digital marketplace bank in the U.S., helping nearly 5 million members secure over $90 billion in loans to refinance high‑cost debt and achieve their financial goals. Members today have mobile‑first access to a growing range of products and services designed to work seamlessly together to deliver value in new ways.
About The Role LendingClub Bank’s Financial Crimes Compliance (FCC) team, part of the broader Enterprise Risk Management department, manages the Bank’s BSA/AML, KYC, and Sanctions compliance programs. The FCC KYC and Sanctions team leads day‑to‑day execution of these efforts—creating and maintaining policies, procedures, and processes that help business units gather customer information, perform due diligence during onboarding and throughout client relationships, and ensure ongoing sanctions compliance across the Bank.
What You'll Do
Serve as the primary point of contact for KYC inquiries, providing accurate and timely guidance to internal stakeholders.
Perform deep‑dive KYC reviews for new and existing institutional investors with a focus on comprehensive document validation, beneficial ownership analysis, and control structure mapping.
Draft Enhanced Due Diligence (EDD) memos for higher‑risk relationships, summarizing key findings, risk factors, and recommended actions for management approval.
Evaluate client profiles against risk frameworks to identify and elevate high‑risk accounts or activities that may require enhanced due diligence.
Confirm client identities by validating official documents, proof of identity and address, and corporate registration papers.
Maintain organized, audit‑ready records of all KYC actions and documentation.
Review and certify client files in line with internal and regulatory standards, ensuring compliance with BSA/AML and OFAC requirements.
Understand key systems used within the Bank to execute components of the KYC and Sanctions Program, and support alert adjudication and escalation of potentially restricted customers or transactions when needed.
Contribute to process improvements that enhance efficiency, accuracy, and overall compliance quality.
Serve as a subject‑matter expert on KYC and regulatory requirements, supporting audits, compliance reviews, and strategic initiatives as needed.
About You
Bachelor’s degree in a related field of study; or equivalent work experience.
2–4+ years of KYC or client onboarding experience at a global investment bank.
Strong understanding of KYC requirements and regulatory frameworks (e.g., BSA / USA Patriot Act).
Demonstrated experience conducting ownership and control analyses, validating complex corporate documentation, and preparing risk assessments or EDD summaries.
Exceptional attention to detail with the ability to manage multiple priorities effectively.
Strong analytical, research, and problem‑solving skills.
Excellent written and verbal communication; able to collaborate cross‑functionally and work independently.
Highly organized, proactive, and curious, with a focus on continuous improvement and efficiency.
Nice to Have
Certified Anti‑Money Laundering Specialist (CAMS).
Work Location San Francisco, Lehi, New York. The above locations are eligible offices for this role. We utilize a hybrid work model: teams are in‑office Tuesdays, Wednesdays, and Thursdays. In‑person attendance is essential; remote placement will not be considered. LendingClub offers relocation based on actual job level.
Time Zone Requirements Local hours (PT, MT, ET). While the position will primarily work local hours, LendingClub is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.
Travel Requirements As needed, travel to LendingClub offices and/or other locations.
Compensation The target base salary range for this position is $66,000–$103,000. Base salary is just one part of LendingClub’s Total Rewards package. You may also be eligible for long‑term awards (equity) and an annual bonus (based on company performance, employee performance and eligible earnings). We offer a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time‑off policies for salaried employees, up to 16 weeks paid parental leave, and more.
Equal Opportunity LendingClub is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system.
Accommodations We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at
interviewaccommodations@lendingclub.com .
#J-18808-Ljbffr
LendingClub Corporation (NYSE: LC) is the leading digital marketplace bank in the U.S., helping nearly 5 million members secure over $90 billion in loans to refinance high‑cost debt and achieve their financial goals. Members today have mobile‑first access to a growing range of products and services designed to work seamlessly together to deliver value in new ways.
About The Role LendingClub Bank’s Financial Crimes Compliance (FCC) team, part of the broader Enterprise Risk Management department, manages the Bank’s BSA/AML, KYC, and Sanctions compliance programs. The FCC KYC and Sanctions team leads day‑to‑day execution of these efforts—creating and maintaining policies, procedures, and processes that help business units gather customer information, perform due diligence during onboarding and throughout client relationships, and ensure ongoing sanctions compliance across the Bank.
What You'll Do
Serve as the primary point of contact for KYC inquiries, providing accurate and timely guidance to internal stakeholders.
Perform deep‑dive KYC reviews for new and existing institutional investors with a focus on comprehensive document validation, beneficial ownership analysis, and control structure mapping.
Draft Enhanced Due Diligence (EDD) memos for higher‑risk relationships, summarizing key findings, risk factors, and recommended actions for management approval.
Evaluate client profiles against risk frameworks to identify and elevate high‑risk accounts or activities that may require enhanced due diligence.
Confirm client identities by validating official documents, proof of identity and address, and corporate registration papers.
Maintain organized, audit‑ready records of all KYC actions and documentation.
Review and certify client files in line with internal and regulatory standards, ensuring compliance with BSA/AML and OFAC requirements.
Understand key systems used within the Bank to execute components of the KYC and Sanctions Program, and support alert adjudication and escalation of potentially restricted customers or transactions when needed.
Contribute to process improvements that enhance efficiency, accuracy, and overall compliance quality.
Serve as a subject‑matter expert on KYC and regulatory requirements, supporting audits, compliance reviews, and strategic initiatives as needed.
About You
Bachelor’s degree in a related field of study; or equivalent work experience.
2–4+ years of KYC or client onboarding experience at a global investment bank.
Strong understanding of KYC requirements and regulatory frameworks (e.g., BSA / USA Patriot Act).
Demonstrated experience conducting ownership and control analyses, validating complex corporate documentation, and preparing risk assessments or EDD summaries.
Exceptional attention to detail with the ability to manage multiple priorities effectively.
Strong analytical, research, and problem‑solving skills.
Excellent written and verbal communication; able to collaborate cross‑functionally and work independently.
Highly organized, proactive, and curious, with a focus on continuous improvement and efficiency.
Nice to Have
Certified Anti‑Money Laundering Specialist (CAMS).
Work Location San Francisco, Lehi, New York. The above locations are eligible offices for this role. We utilize a hybrid work model: teams are in‑office Tuesdays, Wednesdays, and Thursdays. In‑person attendance is essential; remote placement will not be considered. LendingClub offers relocation based on actual job level.
Time Zone Requirements Local hours (PT, MT, ET). While the position will primarily work local hours, LendingClub is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.
Travel Requirements As needed, travel to LendingClub offices and/or other locations.
Compensation The target base salary range for this position is $66,000–$103,000. Base salary is just one part of LendingClub’s Total Rewards package. You may also be eligible for long‑term awards (equity) and an annual bonus (based on company performance, employee performance and eligible earnings). We offer a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time‑off policies for salaried employees, up to 16 weeks paid parental leave, and more.
Equal Opportunity LendingClub is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system.
Accommodations We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at
interviewaccommodations@lendingclub.com .
#J-18808-Ljbffr