Merrick Bank
Manager Business Analytics
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Manager Business Analytics
role at
Merrick Bank .
What We Do At CardWorks, we aim to help people connect with possibility and opportunity using our financial servicing expertise. Building meaningful, long‑term relationships with consumers, our employees, and our clients is what matters most.
Who We Are CardWorks, Inc. is a diversified consumer finance service provider and parent company of CardWorks Servicing, LLC, Merrick Bank and Carson Smithfield, LLC.
CardWorks Servicing, LLC provides end‑to‑end operational servicing functions for credit cards, secured cards, and installment loans. We service consumer and small‑business loans across the credit spectrum and offer backup servicing and due diligence services to capital providers and trustees.
Merrick Bank is an FDIC‑insured Utah Industrial Loan Bank. Merrick operates three main business lines: credit cards, recreational lending, and merchant services.
Carson Smithfield, LLC provides a variety of post‑charge‑off debt recovery services, including digital self‑service, IVR, live agent, and external agency management.
Position Summary This position offers an exciting opportunity to drive profitable new account growth by designing and optimizing credit and product strategy. We are seeking an individual with rigorous quantitative skills who can own strategic decisions through creation, socialization, and implementation.
Essential Functions
Design integrated strategies to drive new account originations: define credit policy and product choices customized to market segments
Collaborate across departments to balance analytically driven strategies with business considerations, including competitive landscape and company objectives
Partner with Data Science Modeling team to ensure appropriate application of custom risk models into credit and product strategy
Design, implement and read experiments to inform growth into new market segments
Understand historical testing and design/launch new tests to continually inform and update optimal product choices
Work hands‑on with large/complex datasets including internal and bureau data
Desire and willingness to own hands on, complex implementation work, including ensuring that intent meets execution
Follow established procedures to socialize, obtain approvals, implement and monitor strategies
Compliance With Laws & Regulations
Responsible for complying with all of the Bank’s internal control policies and procedures.
Responsible for understanding and complying with all laws and regulations to which the Bank is subject.
Responsible for communicating problems in operations, noncompliance with the code of conduct, noncompliance with laws and regulations, policy violations, or illegal acts.
Education And Experience
Minimum 3 years of rigorous analytical experience in consumer lending (5 or more years preferred)
Hands‑on experience with SQL is required
Previous experience with Python is preferred (candidate must be willing to learn Python for data analysis as part of new hire onboarding)
Bachelor’s degree or equivalent work experience
Summary Of Qualifications
Rigorous analytical and problem‑solving skills
Ability to translate complex data into actionable insights
Successful track record of owning initiatives from strategy through implementation
Ability to operate with a high degree of autonomy when conducting analyses
Adept at collaborating with internal and external stakeholders across business groups
Comfortable interfacing with senior management
The salary range for this position, if located in NY Metro/NY State is $118,521 - $131,690 annually. However, please note that the salary range will vary for other geographic areas.
Our Employee Value Proposition
Competitive Pay, including a Bonus Target or Variable Pay Incentive Program
Benefits Package - Medical, Dental, and Vision (plus much more)
401(k) Plan with Company Match
Short‑ & Long‑Term Disability
Wellness Programs
Group Life and AD&D Insurance
Paid Vacation, Sick Days and bank Holidays
Employee Engagement Activities including Employee Appreciation Day, DEI Employee Resource Groups, Corporate Social Responsibility, Service Recognition
We offer a total rewards package comprised of a competitive base rate of pay, variable pay incentive programs based on the role, and a comprehensive benefit suite. Offered rates of pay are determined based on job‑related knowledge, relevant experience, skills, certifications, and geographic location.
We are an equal opportunity employer, and we evaluate qualified applicants without regard to race, color, religion, sex, national origin, disability, veteran status or any other legally protected characteristic. We will conduct a thorough background check for all hires in compliance with applicable laws and regulations.
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Manager Business Analytics
role at
Merrick Bank .
What We Do At CardWorks, we aim to help people connect with possibility and opportunity using our financial servicing expertise. Building meaningful, long‑term relationships with consumers, our employees, and our clients is what matters most.
Who We Are CardWorks, Inc. is a diversified consumer finance service provider and parent company of CardWorks Servicing, LLC, Merrick Bank and Carson Smithfield, LLC.
CardWorks Servicing, LLC provides end‑to‑end operational servicing functions for credit cards, secured cards, and installment loans. We service consumer and small‑business loans across the credit spectrum and offer backup servicing and due diligence services to capital providers and trustees.
Merrick Bank is an FDIC‑insured Utah Industrial Loan Bank. Merrick operates three main business lines: credit cards, recreational lending, and merchant services.
Carson Smithfield, LLC provides a variety of post‑charge‑off debt recovery services, including digital self‑service, IVR, live agent, and external agency management.
Position Summary This position offers an exciting opportunity to drive profitable new account growth by designing and optimizing credit and product strategy. We are seeking an individual with rigorous quantitative skills who can own strategic decisions through creation, socialization, and implementation.
Essential Functions
Design integrated strategies to drive new account originations: define credit policy and product choices customized to market segments
Collaborate across departments to balance analytically driven strategies with business considerations, including competitive landscape and company objectives
Partner with Data Science Modeling team to ensure appropriate application of custom risk models into credit and product strategy
Design, implement and read experiments to inform growth into new market segments
Understand historical testing and design/launch new tests to continually inform and update optimal product choices
Work hands‑on with large/complex datasets including internal and bureau data
Desire and willingness to own hands on, complex implementation work, including ensuring that intent meets execution
Follow established procedures to socialize, obtain approvals, implement and monitor strategies
Compliance With Laws & Regulations
Responsible for complying with all of the Bank’s internal control policies and procedures.
Responsible for understanding and complying with all laws and regulations to which the Bank is subject.
Responsible for communicating problems in operations, noncompliance with the code of conduct, noncompliance with laws and regulations, policy violations, or illegal acts.
Education And Experience
Minimum 3 years of rigorous analytical experience in consumer lending (5 or more years preferred)
Hands‑on experience with SQL is required
Previous experience with Python is preferred (candidate must be willing to learn Python for data analysis as part of new hire onboarding)
Bachelor’s degree or equivalent work experience
Summary Of Qualifications
Rigorous analytical and problem‑solving skills
Ability to translate complex data into actionable insights
Successful track record of owning initiatives from strategy through implementation
Ability to operate with a high degree of autonomy when conducting analyses
Adept at collaborating with internal and external stakeholders across business groups
Comfortable interfacing with senior management
The salary range for this position, if located in NY Metro/NY State is $118,521 - $131,690 annually. However, please note that the salary range will vary for other geographic areas.
Our Employee Value Proposition
Competitive Pay, including a Bonus Target or Variable Pay Incentive Program
Benefits Package - Medical, Dental, and Vision (plus much more)
401(k) Plan with Company Match
Short‑ & Long‑Term Disability
Wellness Programs
Group Life and AD&D Insurance
Paid Vacation, Sick Days and bank Holidays
Employee Engagement Activities including Employee Appreciation Day, DEI Employee Resource Groups, Corporate Social Responsibility, Service Recognition
We offer a total rewards package comprised of a competitive base rate of pay, variable pay incentive programs based on the role, and a comprehensive benefit suite. Offered rates of pay are determined based on job‑related knowledge, relevant experience, skills, certifications, and geographic location.
We are an equal opportunity employer, and we evaluate qualified applicants without regard to race, color, religion, sex, national origin, disability, veteran status or any other legally protected characteristic. We will conduct a thorough background check for all hires in compliance with applicable laws and regulations.
#J-18808-Ljbffr