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Aston Carter

Credit Analyst

Aston Carter, Sacramento, California, United States, 95828

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We are seeking a detail-oriented and analytical Credit Analyst to join our Finance team. This role is responsible for managing business-to-business collections, analyzing customer payment trends, and supporting proactive engagement with both domestic and international clients. The ideal candidate will have intermediate proficiency in Excel and experience with SAP ERP systems.

Responsibilities

Manage and execute B2B collections processes, ensuring timely payments from customers.

Monitor and update weekly aging reports to track outstanding receivables.

Analyze client payment behavior and trends to identify risks and opportunities.

Collaborate with the Sales team to proactively address client payment issues and maintain strong payment histories.

Communicate externally with U.S.-based and international customers to resolve payment discrepancies and improve collection outcomes.

Maintain accurate records of customer interactions and collection efforts in SAP ERP.

Support credit risk assessments and recommend credit limits based on financial analysis.

Essential Skills

Accounts receivable

SAP

Must have B2B experience

Client management & rehabilitation experience

Ability to read financial statements

Credit analysis

Customer service

Collection

Reconciliation

Credit & collections

Accounting

Credit risk analysis

Credit management

Financial statement analysis

Deduction management

Financial analysis

Aging report management

Additional Skills & Qualifications

Bachelor’s degree in Finance, Accounting, Business Administration, or related field preferred.

2+ years of experience in credit analysis, collections, or accounts receivable.

Intermediate proficiency in Microsoft Excel, including PivotTables and VLOOKUP.

Experience with SAP ERP is highly preferred.

Strong analytical and problem‑solving skills.

Excellent communication and interpersonal skills, with the ability to work cross‑functionally.

Ability to manage multiple priorities in a fast‑paced environment.

Work Environment This position requires working Monday through Friday, 100% on‑site for the first 90 days. After training and once you have demonstrated the ability to work independently, you will transition to a flexible hybrid schedule with 2 days on‑site, including Tuesdays. We offer a collaborative work environment with opportunities for growth and a commitment to excellence. Our benefits include health and wellness programs and company education assistance.

Job Type & Location Contract to Hire position based out of Sacramento, CA.

Pay And Benefits The pay range for this position is $30.00 – $35.00/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms.

Benefits

Medical, dental & vision

Critical Illness, Accident, and Hospital

401(k) Retirement Plan – Pre‑tax and Roth post‑tax contributions available

Life Insurance (Voluntary Life & AD&DD for the employee and dependents)

Short and long‑term disability

Health Spending Account (HSA)

Transportation benefits

Employee Assistance Program

Time Off/Leave (PTO, Vacation or Sick Leave)

Application Deadline Position anticipated to close on Nov 14, 2025.

About Aston Carter Aston Carter provides world‑class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry‑leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® double diamond winner for both client and talent service.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email

astoncarteraccommodation@astoncarter.com

for other accommodation options.

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