UMB Bank
Commercial Portfolio Manager II-Food, Beverage & Agribusiness
UMB Bank, California, Missouri, United States, 65018
Commercial Portfolio Manager II – Food, Beverage & Agribusiness
Join UMB Bank in a role that supports Food, Beverage & Agribusiness loan officers in portfolio management activities for large and moderately complex loans. You will manage assigned credit portfolios, mitigate credit risk and identify expansion opportunities.
Responsibilities
Partner with loan officers to manage assigned commercial banking relationships.
Underwrite existing and prospective client relationships, performing detailed credit analysis, structuring recommendations, and preparing complete credit packages for credit committee approval.
Monitor borrowing base reports, budget tracking and covenant compliance; maintain documentation exceptions, past dues and covenant compliance.
Recognize and manage early warning signs for the portfolio by analyzing borrower financial performance and covenant compliance.
Provide recurring client service through joint sales calls, direct correspondence and project tasks.
File required reports and resolve related issues in a timely manner.
Effectively manage competing deadlines for projects in a high‑pressure environment with minimal supervision.
Perform other duties as assigned.
Minimum Knowledge & Skills
Knowledge of agribusiness and production agriculture industries in the Western US.
Excellent verbal and written communication skills.
Understanding of loan maturity, renewals, term loans, restructuring and approval processes.
Strong credit underwriting knowledge and analysis skills.
Knowledge of bank products, services and operations.
Ability to interpret policies, procedures, loan contracts and financial statements.
Strong analytical skills and self‑starter attitude.
Proficiency in Word, Excel, PowerPoint and commercial lending software.
Preferred
Prospecting and networking at various levels within a company.
Requirements
Bachelor’s degree in business, accounting, finance or related field.
5 years commercial banking experience including credit underwriting.
Current valid driver’s license.
Preferred Experience
8 years commercial banking experience including credit underwriting.
Compensation Range $69,920.00 – $149,000.00 Actual compensation may vary by location, experience and other factors. Full benefits details are included in the job posting.
Equal Opportunity UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to protected status. If you need accommodation for any part of the employment process because of a disability, please email talentacquisition@umb.com to let us know the nature of your request. If you are a California resident, please visit the Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.
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Responsibilities
Partner with loan officers to manage assigned commercial banking relationships.
Underwrite existing and prospective client relationships, performing detailed credit analysis, structuring recommendations, and preparing complete credit packages for credit committee approval.
Monitor borrowing base reports, budget tracking and covenant compliance; maintain documentation exceptions, past dues and covenant compliance.
Recognize and manage early warning signs for the portfolio by analyzing borrower financial performance and covenant compliance.
Provide recurring client service through joint sales calls, direct correspondence and project tasks.
File required reports and resolve related issues in a timely manner.
Effectively manage competing deadlines for projects in a high‑pressure environment with minimal supervision.
Perform other duties as assigned.
Minimum Knowledge & Skills
Knowledge of agribusiness and production agriculture industries in the Western US.
Excellent verbal and written communication skills.
Understanding of loan maturity, renewals, term loans, restructuring and approval processes.
Strong credit underwriting knowledge and analysis skills.
Knowledge of bank products, services and operations.
Ability to interpret policies, procedures, loan contracts and financial statements.
Strong analytical skills and self‑starter attitude.
Proficiency in Word, Excel, PowerPoint and commercial lending software.
Preferred
Prospecting and networking at various levels within a company.
Requirements
Bachelor’s degree in business, accounting, finance or related field.
5 years commercial banking experience including credit underwriting.
Current valid driver’s license.
Preferred Experience
8 years commercial banking experience including credit underwriting.
Compensation Range $69,920.00 – $149,000.00 Actual compensation may vary by location, experience and other factors. Full benefits details are included in the job posting.
Equal Opportunity UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to protected status. If you need accommodation for any part of the employment process because of a disability, please email talentacquisition@umb.com to let us know the nature of your request. If you are a California resident, please visit the Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.
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