SouthState Bank
Join to apply for the
Commercial Portfolio Manager II
role at
SouthState Bank
2 days ago Be among the first 25 applicants
Join to apply for the
Commercial Portfolio Manager II
role at
SouthState Bank
Overview The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships, and pursuing excellence.
Summary/Objectives The Commercial Portfolio Manager supports the commercial loan and deposit portfolio of one or more Relationship Managers (Commercial with some CRE) providing quality underwriting, sound portfolio management and superior client service.
Essential Functions
Analyzes financial information to evaluate the credit worthiness of new loan requests, renewal loan requests and ongoing portfolio management activities.
Completes industry research supporting existing and new customers to the bank.
Compiles commercial loan packages ensuring completeness and accuracy of information.
Guides the loan request through the Credit Approval Process and ensures structure meets client and bank objectives.
Monitors and services the large commercial loan portfolios through covenant testing, servicing review, and exception clearing.
Properly grades risk of each loan in the assigned portfolio per policy and recommends adjustments as circumstances change.
Assists Relationship Manager in credit presentation to Credit Administration or other leaders and Committees at the Bank.
Ensures all required documentation is in file for all loans and treasury management approvals.
Periodically accompanies Relationship Manager on calls with existing and prospective customers as requested.
Builds and maintains positive working relationships with internal business partners.
Undertakes special projects related to job function as determined by Credit Administration Leadership.
Continuously updates skills by participating in professional training and seeks opportunities to improve skills through cross-training offered by the Bank.
Works with Relationship Manager, Credit Administrators, and Loan Assistant to minimize past due loans.
Serves as a trusted advisor to clients and prospects within the context of risk management.
Other Duties Accepts other duties as assigned.
Competencies
Excellent interpersonal skills.
Proficient in Microsoft Excel and Word.
Strong organization skills.
High attention to detail.
Cooperative and willing to assist coworkers and customers on a regular basis.
Effective listening skills demonstrated by the ability to listen to others talk without interruption, understand them, and then propose solutions or make contributions based on the points made by others.
Possesses multi‑tasking skills and be able to function well under pressure.
Ability to remain composed under pressure and respond to customer and coworker concerns regularly.
Patience and willingness to help others in solving problems while maintaining a positive attitude.
Qualifications And Education Requirements Education: Four‑year degree in Business Administration, Finance, Accounting or related field; Graduation from a recognized school of banking is an asset or equivalent experience.
Experience: Minimum of 4‑6 years of experience in credit analysis, commercial banking, business banking with at least 2 years of specific portfolio management and/or underwriting experience supporting Middle Market. Familiarity with loan structuring and loan documentation is required.
Knowledge: In accounting and lending principles, excellent oral and written communication skills. Must have an in‑depth knowledge of Federal and State lending regulations and bank policies related to lending procedures.
Training Requirements/Classes South State Bank credit policies, procedures and underwriting standards; Annual regulatory and compliance training.
Recommended Additional Training Additional training may be required, as needed; New Employee Orientation; Supervisory Responsibility: none.
Physical Demands/Work Environment Must be able to stand and/or sit for long periods of time. Must be able to effectively access and interpret information on computer screens, documents and reports.
Travel This position does not require travel.
Equal Opportunity Employer Equal Opportunity Employer, including disabled/veterans.
Seniority level Mid‑Senior level
Employment type Full‑time
Job function Finance and Sales
Industries Banking
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Commercial Portfolio Manager II
role at
SouthState Bank
2 days ago Be among the first 25 applicants
Join to apply for the
Commercial Portfolio Manager II
role at
SouthState Bank
Overview The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships, and pursuing excellence.
Summary/Objectives The Commercial Portfolio Manager supports the commercial loan and deposit portfolio of one or more Relationship Managers (Commercial with some CRE) providing quality underwriting, sound portfolio management and superior client service.
Essential Functions
Analyzes financial information to evaluate the credit worthiness of new loan requests, renewal loan requests and ongoing portfolio management activities.
Completes industry research supporting existing and new customers to the bank.
Compiles commercial loan packages ensuring completeness and accuracy of information.
Guides the loan request through the Credit Approval Process and ensures structure meets client and bank objectives.
Monitors and services the large commercial loan portfolios through covenant testing, servicing review, and exception clearing.
Properly grades risk of each loan in the assigned portfolio per policy and recommends adjustments as circumstances change.
Assists Relationship Manager in credit presentation to Credit Administration or other leaders and Committees at the Bank.
Ensures all required documentation is in file for all loans and treasury management approvals.
Periodically accompanies Relationship Manager on calls with existing and prospective customers as requested.
Builds and maintains positive working relationships with internal business partners.
Undertakes special projects related to job function as determined by Credit Administration Leadership.
Continuously updates skills by participating in professional training and seeks opportunities to improve skills through cross-training offered by the Bank.
Works with Relationship Manager, Credit Administrators, and Loan Assistant to minimize past due loans.
Serves as a trusted advisor to clients and prospects within the context of risk management.
Other Duties Accepts other duties as assigned.
Competencies
Excellent interpersonal skills.
Proficient in Microsoft Excel and Word.
Strong organization skills.
High attention to detail.
Cooperative and willing to assist coworkers and customers on a regular basis.
Effective listening skills demonstrated by the ability to listen to others talk without interruption, understand them, and then propose solutions or make contributions based on the points made by others.
Possesses multi‑tasking skills and be able to function well under pressure.
Ability to remain composed under pressure and respond to customer and coworker concerns regularly.
Patience and willingness to help others in solving problems while maintaining a positive attitude.
Qualifications And Education Requirements Education: Four‑year degree in Business Administration, Finance, Accounting or related field; Graduation from a recognized school of banking is an asset or equivalent experience.
Experience: Minimum of 4‑6 years of experience in credit analysis, commercial banking, business banking with at least 2 years of specific portfolio management and/or underwriting experience supporting Middle Market. Familiarity with loan structuring and loan documentation is required.
Knowledge: In accounting and lending principles, excellent oral and written communication skills. Must have an in‑depth knowledge of Federal and State lending regulations and bank policies related to lending procedures.
Training Requirements/Classes South State Bank credit policies, procedures and underwriting standards; Annual regulatory and compliance training.
Recommended Additional Training Additional training may be required, as needed; New Employee Orientation; Supervisory Responsibility: none.
Physical Demands/Work Environment Must be able to stand and/or sit for long periods of time. Must be able to effectively access and interpret information on computer screens, documents and reports.
Travel This position does not require travel.
Equal Opportunity Employer Equal Opportunity Employer, including disabled/veterans.
Seniority level Mid‑Senior level
Employment type Full‑time
Job function Finance and Sales
Industries Banking
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