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Aston Carter

Credit Analyst

Aston Carter, Sacramento, California, United States, 95828

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Job Title: Credit Analyst

Do you want to be part of a company that helps feed the world through innovation in agriculture? We're looking for a Credit Analyst who’s excited to dive into global finance operations, analyze customer payment behaviors, and contribute to a mission-driven team making a real impact.

Job Description

We are seeking a detail-oriented and analytical Credit Analyst to join our Finance team. In this role, you will be responsible for managing business-to-business collections, analyzing customer payment trends, and supporting proactive engagement with both domestic and international clients. The ideal candidate will have intermediate proficiency in Excel and experience with SAP ERP systems.

Responsibilities

Manage and execute B2B collections processes, ensuring timely payments from customers.

Monitor and update weekly aging reports to track outstanding receivables.

Analyze client payment behavior and trends to identify risks and opportunities.

Collaborate with the Sales team to proactively address client payment issues and maintain strong payment histories.

Communicate externally with U.S.-based and international customers to resolve payment discrepancies and improve collection outcomes.

Maintain accurate records of customer interactions and collection efforts in SAP ERP.

Support credit risk assessments and recommend credit limits based on financial analysis.

Essential Skills

Experience in accounts receivable and B2B collections.

Proficiency in SAP ERP systems.

Ability to read financial statements and perform credit analysis.

Strong customer service and client management skills.

Experience in reconciliation, credit, and collections.

Solid foundation in accounting, credit risk, and financial analysis.

Additional Skills & Qualifications

Bachelor’s degree in Finance, Accounting, Business Administration, or a related field preferred.

2+ years of experience in credit analysis, collections, or accounts receivable.

Intermediate proficiency in Microsoft Excel, including PivotTables and VLOOKUP.

Strong analytical and problem-solving skills.

Excellent communication and interpersonal skills, with the ability to work cross-functionally.

Ability to manage multiple priorities in a fast-paced environment.

Work Environment

The position requires working on-site Monday through Friday for the first 90 days. After training and demonstrating the ability to work independently, the role transitions to a flexible hybrid schedule, requiring two days on-site, including Tuesdays. The organization offers a collaborative work environment, opportunities for growth, and a commitment to excellence. Additionally, health and wellness programs and company education assistance are provided.

Job Type & Location

This is a Contract to Hire position based out of Sacramento, CA.

Pay and Benefits

The pay range for this position is $30.00 - $35.00/hr.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits include:

Medical, dental & vision

Critical Illness, Accident, and Hospital

401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available

Life Insurance (Voluntary Life & AD&D for the employee and dependents)

Short and long-term disability

Health Spending Account (HSA)

Transportation benefits

Employee Assistance Program

Time Off/Leave (PTO, Vacation or Sick Leave)

Workplace Type

This is a fully onsite position in Sacramento, CA.

Application Deadline

This position is anticipated to close on Nov 12, 2025.

About Aston Carter

Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe. Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies. We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence. With offices across the U.S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500. We are proud to be a ClearlyRated Best of Staffing® double diamond winner for both client and talent service.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email astoncarteraccommodation@astoncarter.com for other accommodation options.

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