Capital One
Principal Risk Specialist – CRA Management
Capital One is seeking a self‑motivated individual to play a critical risk management role on our Data Management, Analysis, Technology and Automation (DATA) team, responsible for the data management, analysis and regulatory reporting of the CRA and Home Mortgage Disclosure Act (HMDA) data. The ideal candidate will monitor and review the completeness of the regulatory data processes, and support their quality assurance in accordance with the team’s data compliance and reporting controls.
Responsibilities
Support governance, risk and compliance controls management functions
Assist with internal control design, implementation and monitoring
Track execution of risk and controls activities and prepare management reports
Assist with team organization and response to internal audits and regulatory compliance exams
Monitor regulatory data integrity compliance training execution and tools
Manage team’s annual job aid and procedure document update exercises
Assist with preparations related to the annual submission of complete and accurate CRA and HMDA Loan Registers to the appropriate regulatory agency
The successful candidate will have:
Strong problem‑solving, oral and written communication skills
Strong organizational skills and ability to effectively prioritize
Very strong attention to detail with the ability to focus on data and quality control
Demonstrated ability to work independently, perform and influence others in a fast‑paced environment
Propensity to identify and assess potential risks in the processes
Experience assisting in updating team policies and standards
Basic Qualifications
Associate’s degree or equivalent military experience
At least 1 year of experience in quality assurance or audit roles
Preferred Qualifications
At least 1 year experience with Google Suite and Microsoft Excel
At least 2 years of experience in governance, risk management or compliance roles
Experience using CRA Wiz software to process and maintain regulatory data
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
Salary
McLean, VA: $117,300 - $133,900 for Principal Risk Specialist
Plano, TX: $106,700 - $121,700 for Principal Risk Specialist
Richmond, VA: $106,700 - $121,700 for Principal Risk Specialist
Other locations: salary will be based on local market rates and offered in the individual offer letter
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non‑discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well‑being. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.
Seniority level Entry level
Employment type Full‑time
Job function Research, Analyst, and Information Technology
Equal Opportunity & EEO Statement Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23‑A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901‑4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1‑800‑304‑9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com.
Capital One does not provide, endorse nor guarantee and is not liable for third‑party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
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Capital One is seeking a self‑motivated individual to play a critical risk management role on our Data Management, Analysis, Technology and Automation (DATA) team, responsible for the data management, analysis and regulatory reporting of the CRA and Home Mortgage Disclosure Act (HMDA) data. The ideal candidate will monitor and review the completeness of the regulatory data processes, and support their quality assurance in accordance with the team’s data compliance and reporting controls.
Responsibilities
Support governance, risk and compliance controls management functions
Assist with internal control design, implementation and monitoring
Track execution of risk and controls activities and prepare management reports
Assist with team organization and response to internal audits and regulatory compliance exams
Monitor regulatory data integrity compliance training execution and tools
Manage team’s annual job aid and procedure document update exercises
Assist with preparations related to the annual submission of complete and accurate CRA and HMDA Loan Registers to the appropriate regulatory agency
The successful candidate will have:
Strong problem‑solving, oral and written communication skills
Strong organizational skills and ability to effectively prioritize
Very strong attention to detail with the ability to focus on data and quality control
Demonstrated ability to work independently, perform and influence others in a fast‑paced environment
Propensity to identify and assess potential risks in the processes
Experience assisting in updating team policies and standards
Basic Qualifications
Associate’s degree or equivalent military experience
At least 1 year of experience in quality assurance or audit roles
Preferred Qualifications
At least 1 year experience with Google Suite and Microsoft Excel
At least 2 years of experience in governance, risk management or compliance roles
Experience using CRA Wiz software to process and maintain regulatory data
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
Salary
McLean, VA: $117,300 - $133,900 for Principal Risk Specialist
Plano, TX: $106,700 - $121,700 for Principal Risk Specialist
Richmond, VA: $106,700 - $121,700 for Principal Risk Specialist
Other locations: salary will be based on local market rates and offered in the individual offer letter
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non‑discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well‑being. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.
Seniority level Entry level
Employment type Full‑time
Job function Research, Analyst, and Information Technology
Equal Opportunity & EEO Statement Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23‑A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901‑4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1‑800‑304‑9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com.
Capital One does not provide, endorse nor guarantee and is not liable for third‑party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
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