SoFi
Senior Staff Software Engineer, SoFi Money
Base pay range:
$172,800.00/yr - $297,000.00/yr
Who we are:
Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next‑generation financial services company and national bank using innovative, mobile‑first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The Role:
We are seeking a Senior Staff Software Engineer to join our SoFi Money and Bank team. You will play a pivotal role in our Money product architecture transformation, focusing on the evolution of our banking core and the implementation of enhanced account structures. We are designing a future‑looking framework to scale our customer base, delight existing customers, and disrupt the banking industry. You’ll work in a highly collaborative environment where planning and executing through a unified campaign lens is essential due to the complexity and interdependencies of these initiatives. The ideal candidate is a technical, innovative individual contributor who can help guide the overall vision of their team and the broader Money organization. A key part of the role is guiding our shift toward a unified GraphQL BFF that serves all frontend teams, shaping schema strategy, ensuring consistent contract design, improving query performance, and building patterns that allow many teams to integrate safely and efficiently. We seek engineers who bring fresh perspectives, thought leadership, vision, and a high sense of ownership, empathy, and disruption.
What You’ll Do:
Help shape the technical architecture of SoFi Money by evolving our BFF (backend for frontend) layer with GraphQL for a unified, scalable API platform.
Deliver highly available and scalable services in a production environment.
Mentor other engineers, support the technical culture, and help grow the team.
Work within and across teams to resolve technical conflicts and achieve consensus.
Communicate and collaborate with product and design.
Generate ideas for new initiatives and technologies.
Lead the development and testing of our systems and services.
Ensure that our codebase remains easy to change and is always shippable.
What You’ll Need:
Bachelor’s or Master’s degree in Computer Science, Software Engineering, or a related field.
8+ years experience as a software engineer, designing and implementing complex software solutions.
Strong experience designing and operating GraphQL services at scale, including schema design, query performance, and contract evolution.
Experience with Java, Spring, Kotlin, DynamoDB, Temporal, and AWS.
Deep understanding of software architecture, design patterns, and best practices for building scalable and robust applications.
Proven experience in leading and mentoring engineering teams, promoting technical excellence and collaboration.
Excellent communication and interpersonal skills.
Experience with Kafka, Docker, Kubernetes, cloud infrastructure, Terraform, and CI/CD.
Nice to Have:
Expertise in Fintech, Payments, or Credit Products.
Expertise in analytics, metrics, monitoring integrations, and using data to make decisions.
Test‑driven development with unit and integration testing.
Interest in personal finance.
Compensation and Benefits:
The base pay range for this role is listed above. Final base pay will be determined based on individual factors such as experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our
Benefits at SoFi
page!
Equal Employment Opportunity:
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, gender identity, national origin, age, disability, marital status, sexual orientation, genetic information, veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights. We are committed to an inclusive culture and offer reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations for the application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we cannot accommodate remote work from Hawaii or Alaska at this time.
Internal Employees:
If you are a current employee, do not apply here – please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
#J-18808-Ljbffr
$172,800.00/yr - $297,000.00/yr
Who we are:
Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next‑generation financial services company and national bank using innovative, mobile‑first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The Role:
We are seeking a Senior Staff Software Engineer to join our SoFi Money and Bank team. You will play a pivotal role in our Money product architecture transformation, focusing on the evolution of our banking core and the implementation of enhanced account structures. We are designing a future‑looking framework to scale our customer base, delight existing customers, and disrupt the banking industry. You’ll work in a highly collaborative environment where planning and executing through a unified campaign lens is essential due to the complexity and interdependencies of these initiatives. The ideal candidate is a technical, innovative individual contributor who can help guide the overall vision of their team and the broader Money organization. A key part of the role is guiding our shift toward a unified GraphQL BFF that serves all frontend teams, shaping schema strategy, ensuring consistent contract design, improving query performance, and building patterns that allow many teams to integrate safely and efficiently. We seek engineers who bring fresh perspectives, thought leadership, vision, and a high sense of ownership, empathy, and disruption.
What You’ll Do:
Help shape the technical architecture of SoFi Money by evolving our BFF (backend for frontend) layer with GraphQL for a unified, scalable API platform.
Deliver highly available and scalable services in a production environment.
Mentor other engineers, support the technical culture, and help grow the team.
Work within and across teams to resolve technical conflicts and achieve consensus.
Communicate and collaborate with product and design.
Generate ideas for new initiatives and technologies.
Lead the development and testing of our systems and services.
Ensure that our codebase remains easy to change and is always shippable.
What You’ll Need:
Bachelor’s or Master’s degree in Computer Science, Software Engineering, or a related field.
8+ years experience as a software engineer, designing and implementing complex software solutions.
Strong experience designing and operating GraphQL services at scale, including schema design, query performance, and contract evolution.
Experience with Java, Spring, Kotlin, DynamoDB, Temporal, and AWS.
Deep understanding of software architecture, design patterns, and best practices for building scalable and robust applications.
Proven experience in leading and mentoring engineering teams, promoting technical excellence and collaboration.
Excellent communication and interpersonal skills.
Experience with Kafka, Docker, Kubernetes, cloud infrastructure, Terraform, and CI/CD.
Nice to Have:
Expertise in Fintech, Payments, or Credit Products.
Expertise in analytics, metrics, monitoring integrations, and using data to make decisions.
Test‑driven development with unit and integration testing.
Interest in personal finance.
Compensation and Benefits:
The base pay range for this role is listed above. Final base pay will be determined based on individual factors such as experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our
Benefits at SoFi
page!
Equal Employment Opportunity:
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, gender identity, national origin, age, disability, marital status, sexual orientation, genetic information, veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights. We are committed to an inclusive culture and offer reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations for the application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we cannot accommodate remote work from Hawaii or Alaska at this time.
Internal Employees:
If you are a current employee, do not apply here – please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
#J-18808-Ljbffr