Varo Bank
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This range is provided by Varo Bank. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.
Base pay range $250,000.00/yr - $300,000.00/yr
Varo is an entirely new kind of bank. All digital, mission-driven, FDIC insured and designed for the way our customers live their lives. A bank for all of us.
We are looking for an inspiring and technically deep
Head of Data Science
to lead our team in leveraging advanced analytics, machine learning, and causal inference to catalyze decision‑making and propel Varo's growth. You will lead the Data Science function within Varo’s comprehensive Data organization (which includes Data Analytics, Data Product Management, Data Engineering, and ML Engineering). Your team will be the strategic partner and technical engine for solving our most complex business challenges across key verticals like
customer acquisition, engagement, fraud prevention, and responsible lending.
What you’ll be doing
Strategic Ownership:
Define, own, and drive the comprehensive
Data Science roadmap
(including AI/ML and causal inference) that directly translates into commercial outcomes across Varo’s core business verticals
Model Innovation & Delivery:
Lead the development, validation, and production deployment of
custom machine learning and statistical models
that are critical for‑making.
Business Partnership:
Serve as a strategic data consultant to executive leaders and business stakeholders, translating ambiguous commercial problems into rigorous analytical frameworks and actionable solutions
Data Integrity & Risk:
Work closely with Data Engineering and Product teams to ensure the
quality, accessibility, and lineage
of new data sources. Ensure all models and analyses adhere to Varo’s risk framework and regulatory requirements for fairness and transparency
Operational Excellence:
Establish and own the
ML Model Performance Monitoring
processes, ensuring deployed models maintain accuracy and business impact over time and are governed appropriately
Team Leadership & Mentorship:
Attract, hire, mentor, and coach a high‑performing team of Data Scientists, setting a high bar for technical rigor, business acumen, and cross‑functional collaboration
You'll bring the following required skills and experiences
8+ years of experience
in Data Science, Applied Science, or a related quantitative field.
Deep Domain Expertise:
Proven track record of
delivering measurable business impact
in at least one key financial services domain (e.g., credit/lending, fraud/risk modeling, or customer growth/engagement)
Technical Fluency:
Expert-level proficiency in
Python
and its scientific computing stack (Pandas, Scikit-learn, PyTorch/TensorFlow). Proven ability to apply a wide range of statistical methods, machine learning algorithms, and causal inference techniques to large, real‑world datasets
Data Ecosystem Experience:
Hands‑on experience working with distributed data and computing tools (e.g.,
Spark ,
Hive ) and cloud web services (e.g.,
AWS ,
GCP , or
Azure )
Leadership Acumen:
Demonstrated ability to thrive in a fast‑paced environment, attract high‑quality talent, and drive a data‑informed culture
We recognize not everyone will have all of these requirements. If you meet most of the criteria above and you’re excited about the opportunity and willing to learn, we’d love to hear from you!
About Varo
Varo launched in 2017 with the vision to bring the best of fintech into the regulated banking system. We’re a new kind of bank – all‑digital, mission‑driven, FDIC‑insured, and designed around the modern American consumer.
As the first consumer fintech to be granted a national bank charter in 2020, we make financial inclusion and opportunity for all a reality by empowering everyone with the products, insights, and support they need to get ahead. Through our core product offerings and suite of customer‑first features, we aim to address a broad range of consumer needs while profitably serving underserved communities that have been historically excluded from the traditional financial system.
Varo is an equal opportunity employer. Varo embraces diversity and we are committed to building teams that represent a variety of backgrounds, perspectives, and skills. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.
#J-18808-Ljbffr
Get AI-powered advice on this job and more exclusive features.
This range is provided by Varo Bank. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.
Base pay range $250,000.00/yr - $300,000.00/yr
Varo is an entirely new kind of bank. All digital, mission-driven, FDIC insured and designed for the way our customers live their lives. A bank for all of us.
We are looking for an inspiring and technically deep
Head of Data Science
to lead our team in leveraging advanced analytics, machine learning, and causal inference to catalyze decision‑making and propel Varo's growth. You will lead the Data Science function within Varo’s comprehensive Data organization (which includes Data Analytics, Data Product Management, Data Engineering, and ML Engineering). Your team will be the strategic partner and technical engine for solving our most complex business challenges across key verticals like
customer acquisition, engagement, fraud prevention, and responsible lending.
What you’ll be doing
Strategic Ownership:
Define, own, and drive the comprehensive
Data Science roadmap
(including AI/ML and causal inference) that directly translates into commercial outcomes across Varo’s core business verticals
Model Innovation & Delivery:
Lead the development, validation, and production deployment of
custom machine learning and statistical models
that are critical for‑making.
Business Partnership:
Serve as a strategic data consultant to executive leaders and business stakeholders, translating ambiguous commercial problems into rigorous analytical frameworks and actionable solutions
Data Integrity & Risk:
Work closely with Data Engineering and Product teams to ensure the
quality, accessibility, and lineage
of new data sources. Ensure all models and analyses adhere to Varo’s risk framework and regulatory requirements for fairness and transparency
Operational Excellence:
Establish and own the
ML Model Performance Monitoring
processes, ensuring deployed models maintain accuracy and business impact over time and are governed appropriately
Team Leadership & Mentorship:
Attract, hire, mentor, and coach a high‑performing team of Data Scientists, setting a high bar for technical rigor, business acumen, and cross‑functional collaboration
You'll bring the following required skills and experiences
8+ years of experience
in Data Science, Applied Science, or a related quantitative field.
Deep Domain Expertise:
Proven track record of
delivering measurable business impact
in at least one key financial services domain (e.g., credit/lending, fraud/risk modeling, or customer growth/engagement)
Technical Fluency:
Expert-level proficiency in
Python
and its scientific computing stack (Pandas, Scikit-learn, PyTorch/TensorFlow). Proven ability to apply a wide range of statistical methods, machine learning algorithms, and causal inference techniques to large, real‑world datasets
Data Ecosystem Experience:
Hands‑on experience working with distributed data and computing tools (e.g.,
Spark ,
Hive ) and cloud web services (e.g.,
AWS ,
GCP , or
Azure )
Leadership Acumen:
Demonstrated ability to thrive in a fast‑paced environment, attract high‑quality talent, and drive a data‑informed culture
We recognize not everyone will have all of these requirements. If you meet most of the criteria above and you’re excited about the opportunity and willing to learn, we’d love to hear from you!
About Varo
Varo launched in 2017 with the vision to bring the best of fintech into the regulated banking system. We’re a new kind of bank – all‑digital, mission‑driven, FDIC‑insured, and designed around the modern American consumer.
As the first consumer fintech to be granted a national bank charter in 2020, we make financial inclusion and opportunity for all a reality by empowering everyone with the products, insights, and support they need to get ahead. Through our core product offerings and suite of customer‑first features, we aim to address a broad range of consumer needs while profitably serving underserved communities that have been historically excluded from the traditional financial system.
Varo is an equal opportunity employer. Varo embraces diversity and we are committed to building teams that represent a variety of backgrounds, perspectives, and skills. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.
#J-18808-Ljbffr